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Cambridge & Counties Bank sees 9% rise in custom

By Dan Moore

15:27, 24 May 2021

Money

Cambridge & Counties Bank came within touching distance of a 9% rise in loans and advances to customers in 2020, with deposits increasing to £917m ($1.3bn) from £854m.

The bank, which was founded in 2012 and specialises in secured lending and deposit accounts for small and medium-sized businesses, saw total assets reach £1.07bn in 2020, up from £1.0bn the year before. Customer deposits hit £917m.

Pre-tax profits for the year reached £11.2m, way down on the £22.5m achieved in 2019.

Strong performance

Commenting on the annual accounts, CEO Donald Kerr said: “In what was a profoundly impacted year for the UK economy, our customers, staff and markets, Cambridge & Counties Bank delivered a very strong performance.

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“We remained open for business and volumes increased; our organic asset growth was not supplemented by government-backed initiatives.”

Chairman at Cambridge & Counties Bank Simon Moore added: “Our profit before tax, while lower than 2019, represents a resilient performance in these extraordinary times. There were, of course, headwinds but, looking forward, we are optimistic.

“We have had a good start to 2021, with income in Q1 higher than the same period a year ago and continued growth in the balance sheet driven by our core real estate lending business.”

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