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US Federal Reserve rate decision buoys crypto market

By Robert Davis

21:20, 26 January 2022

Investing and stock market concept gain and profits
Crypto market bouyed by Fed decision on interest rates - Photo: Shutterstock

The cryptocurrency markets experienced a late rally on Wednesday after the US Federal Open Market Committee (FOMC) decided to leave interest rates in place until at least March.

Investors were eagerly awaiting the FOMC news as the US central bank is expected to raise interest rates up to four times during 2022 to combat inflation. Rising interest rates often result in decreased appetite for risk assets like tech stocks and cryptocurrencies.

The decision also signaled to the market that the Federal Reserve may accelerate its balance sheet reduction, a sign that the US economy’s legs are growing stronger.

But the path toward a full economic recovery “continues to depend on the course of the virus,” the FOMC said in a statement.

Bitcoin was trading slightly up on the day to $37,000 by 21:00 UTC following the FOMC decision. Other popular assets like ethereum, dogecoin, and shiba inu coin also rallied by 2.2%, 2.9%, and 3.3%, respectively.

Macroeconomics back in focus

While the FOMC decision was a short-term boost for many assets, it also brought the macroeconomic concerns the market is facing back into focus.

The FOMC’s interest rate decision was by far the biggest concern for the market. But it also triggered a shift from growth stocks to value stocks as investors become more concerned with market fundamentals heading into a tight monetary policy environment.

Geopolitical risks such as the energy crisis in Kazakhstan and rising tensions between Russia and Ukraine are also on the map. However, bitcoin has performed well historically during turbulent times.

BTC/USD

89,410.60 Price
+1.350% 1D Chg, %
Long position overnight fee -0.0616%
Short position overnight fee 0.0137%
Overnight fee time 22:00 (UTC)
Spread 106.00

XRP/USD

0.83 Price
-0.840% 1D Chg, %
Long position overnight fee -0.0616%
Short position overnight fee 0.0137%
Overnight fee time 22:00 (UTC)
Spread 0.01168

ETH/USD

3,094.77 Price
-0.680% 1D Chg, %
Long position overnight fee -0.0616%
Short position overnight fee 0.0137%
Overnight fee time 22:00 (UTC)
Spread 6.00

DOGE/USD

0.37 Price
-4.390% 1D Chg, %
Long position overnight fee -0.0616%
Short position overnight fee 0.0137%
Overnight fee time 22:00 (UTC)
Spread 0.0012872

Losses fade as NFTs gain

Wednesday’s bounce was a welcome sign for many investors.

According to data from Delphi Digital, total net realised crypto losses from the downturn amounted to $2.5bn (£1.86bn) as fear crippled investor sentiment.

The market hasn’t seen that level of outflows since June of last year, analyst Joo Kian at Delphi Digital wrote in a note to investors.

Meanwhile, non-fungible tokens (NFTs) remain one of the few bright spots in the crypto market.

OpenSea, one of the most popular NFT exchanges, reported earning a cumulative $202m in January from transaction fees alone.

Kian adds that internet searches for “NFT” has outpaced searches for “crypto,” signaling that NFTs have “grown remarkably attractive to the public… so we can expect volumes to continue increasing if the interest keeps up.”

Read more: Crypto farms: what’s the hype all about?

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The difference between trading assets and CFDs
The main difference between CFD trading and trading assets, such as commodities and stocks, is that you don’t own the underlying asset when you trade on a CFD.
You can still benefit if the market moves in your favour, or make a loss if it moves against you. However, with traditional trading you enter a contract to exchange the legal ownership of the individual shares or the commodities for money, and you own this until you sell it again.
CFDs are leveraged products, which means that you only need to deposit a percentage of the full value of the CFD trade in order to open a position. But with traditional trading, you buy the assets for the full amount. In the UK, there is no stamp duty on CFD trading, but there is when you buy stocks, for example.
CFDs attract overnight costs to hold the trades (unless you use 1-1 leverage), which makes them more suited to short-term trading opportunities. Stocks and commodities are more normally bought and held for longer. You might also pay a broker commission or fees when buying and selling assets direct and you’d need somewhere to store them safely.
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