Citigroup stock split: what it means for traders
Citigroup’s share structure has remained unchanged since its 2011 reverse split, a period that’s seen considerable shifts across the wider banking sector.
Citigroup (C) hasn’t carried out a new stock split since its 1-for-10 reverse split in 2011. While share splits remain a familiar corporate action among large US companies, Citigroup’s share structure has stayed unchanged for more than a decade. Explore what a stock split is, including Citigroup’s approach, and the bank’s recent performance and strategic focus.
Citigroup live share price
Past performance is not a reliable indicator of future results.
What is a stock split?
A stock split is a corporate action that changes the number of a company’s outstanding shares without altering its overall market value. In a traditional (forward) split, the number of shares increases and the price per share decreases proportionally. In a reverse split, the company consolidates shares, reducing the number in circulation and lifting the nominal price per share.
Although the share count and price change, an investor’s total holding remains broadly the same, as the split doesn’t alter the company’s underlying value. Companies may use splits to improve share accessibility, align their price with peers, or adjust their capital structure.
Citigroup’s 2011 reverse stock split
Citigroup last executed a stock split on 9 May 2011, when it completed a 1-for-10 reverse split on its common stock ('C' shares). The action consolidated every 10 pre-split shares into one post-split share. No further stock splits have taken place since then, so today’s share structure still reflects that 2011 consolidation.
Why did Citigroup conduct a reverse split?
The reverse split took place after the global financial crisis, during a period of industry-wide restructuring and balance-sheet repair. Citigroup had experienced significant dilution and a prolonged decline in its share price. Consolidating the share count increased the nominal per-share price and placed Citigroup within the typical trading ranges seen across large US financial institutions.
A reverse split doesn’t change a company’s market value or fundamentals. Instead, it can help support perceptions of share stability, assist index-related considerations, and address the stigma sometimes associated with very low share prices.
Will Citigroup split again in 2026?
As of 15 December 2025, Citigroup hasn’t announced any new stock split for 2026. Public disclosures, regulatory filings and investor-relations materials contain no indication that a further split or reverse split is under consideration. Any future action would require board approval and public announcement, and there are currently no recorded plans.
Citigroup stock split history
Citigroup and its predecessor entities carried out several share splits during the 1990s and early 2000s. The most relevant modern-era actions include:
| Date | Type / ratio | Notes |
|---|---|---|
| 9 May 2011 | 1-for-10 reverse split | Consolidated share count and raised the nominal per-share price. |
| 28 August 2000 | 4-for-3 forward split | Increased shares in circulation and lowered price per share. |
| 1 June 1999 | 3-for-2 forward split | Took place during a period of expansion. |
| 20 November 1997 | 3-for-2 forward split | Reflective of late-1990s growth. |
| 25 November 1996 | 4-for-3 forward split | Added to overall share liquidity. |
Earlier splits form part of Citigroup’s wider corporate history, though subsequent restructurings, including the 2011 reverse split, make them less relevant to the current structure of C shares.
Latest earnings: Citigroup Q3 2025 results
Citigroup’s most recently published results for Q3 2025 reported:
- Revenue: about $22.1bn, up roughly 9% year-on-year.
- Net income: about $3.8bn.
- Earnings per share (EPS): approximately $1.86 on a reported basis.
Growth was broad-based across Citigroup’s five main operating segments. Management noted improved credit quality, steady performance in core lending activities, and continued progress on its multi-year transformation programme. The bank also highlighted ongoing investment in technology and operational simplification.
As with all financial results, these figures offer a snapshot of recent performance rather than an indication of future outcomes.
Outlook and upcoming developments
Citigroup’s forward-looking statements emphasise continued simplification of the organisation, including the exit of non-core consumer operations and a focus on core strengths in services, markets and institutional banking. Current disclosures reference priorities such as:
- Progressing restructuring efforts to streamline the operating model
- Completing selected market exits, including the sale of the Mexico consumer business
- Continuing capital-return programmes, subject to regulatory approval
- Working towards long-term profitability targets, including ambitions for low double-digit return on tangible common equity
These points reflect the bank’s stated strategy and shouldn’t be interpreted as financial advice or a forecast of future performance.
Summary
- Citigroup hasn’t executed a stock split since its 1-for-10 reverse split in 2011.
- As of December 2025, no stock split is planned or announced for 2026.
- The 2011 reverse split followed post-crisis dilution and aimed to normalise the share price.
- Citigroup’s Q3 2025 results showed year-on-year revenue growth and improved profitability.
- The bank continues to focus on restructuring, simplification and capital discipline, based on its public disclosures.
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FAQ
When did Citigroup stock split?
Citigroup’s most recent stock split was a 1-for-10 reverse split completed on 9 May 2011. The action consolidated every 10 existing common shares into one post-split share and remains the latest change to the company’s share structure.
When did the Citigroup stock split take effect?
The reverse split became effective in early May 2011. Company and regulatory filings note 6 May 2011 as the effective date for split-adjusted reporting, with 9 May 2011 recorded as the distribution date. Trading in post-split C shares at the adjusted price began once the split took effect.
Did Citigroup have a stock split before 2011?
Yes. Citigroup and its predecessor entities carried out several forward splits prior to 2011, including actions in 2000, 1999, 1997 and 1996, as well as multiple splits during the early 1990s. These earlier events reflected a period of expansion and organisational restructuring.
How many times has Citigroup stock split?
Citigroup’s public split history shows multiple forward splits in the 1990s and early 2000s, followed by the 2011 reverse split. In total, Citigroup and its predecessor groups have conducted roughly nine to ten split events since the late 1980s. The relevance of older splits is limited, as later restructuring, including the 2011 consolidation, reshaped the current share structure.
How much was Citigroup stock after the split?
After the 1-for-10 reverse split, Citigroup’s share price moved to a split-adjusted level in the low-$40 range. Before the adjustment, the stock had traded at around $4–$5 per share. The reverse split reduced the number of outstanding shares from roughly 29bn to about 2.9bn, without changing the company’s overall market value.
Why did Citigroup split its stock?
Citigroup introduced the 2011 reverse split as part of a broader post-crisis restructuring effort. The consolidation increased the nominal share price and reduced a share count that had expanded significantly due to previous dilution. While a reverse split doesn’t alter a company’s fundamentals, it can help standardise the share price relative to peers and support perceptions of stability.
Will Citigroup split again?
As of 15 December 2025, Citigroup hasn’t announced any plans for another stock split. Public disclosures and regulatory filings provide no indication that a further split or reverse split is being considered. Any future decision would require board approval and a formal announcement.
What was the most recent Citigroup stock split date?
Citigroup’s most recent split occurred on 9 May 2011, when the 1-for-10 reverse split was completed. All subsequent per-share data in company filings and market records has been presented on a split-adjusted basis.
Can I trade Citigroup CFDs on Capital.com?
You can trade Citigroup share CFDs on Capital.com, allowing you to speculate on price movements without owning the underlying stock. Contracts for difference (CFDs) are traded on margin – leverage amplifies both profits and losses. Understand how CFDs work and how to use risk-management tools such as take-profit and stop-loss orders before opening a position. Past performance isn’t a reliable indicator of future results.*
*Standard stop-loss orders are not guaranteed. Guaranteed stop-loss orders incur a fee if activated.