Account fees
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Opening an account |
NO FEE |
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Closing an account |
NO FEE |
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Demo account |
NO FEE |
Deposits and withdrawal fees
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Deposit fee |
NO FEE |
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Minimum deposit |
20 GBP/EUR/USD |
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Withdrawal fee |
NO FEE |
| Minimum withdrawal |
20 GBP/EUR/USD *The minimum withdrawal amount varies by payment method — see here for details. If your balance is below this minimum, you can only withdraw the full amount. |
Trading fees
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The spread |
Spreads are dynamic and adjust to underlying market conditions. View the spread for a specific instrument here. |
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Trading commission |
NO FEE |
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Overnight fee* |
The fee is paid or received depending on position direction. Fees for each instrument are listed in the instrument table below. *Overnight fees do not apply to unleveraged 1X CFD accounts. |
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Currency conversion The same FX mark-up is applied when transferring funds between sub-accounts in different currencies. |
0.7% of spot forex rate (retail clients) 0.5% of spot forex rate (Pro clients) |
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Guaranteed stop-loss orders (GSLs)* |
The GSL fee varies by market, entry price and position size. The fee is shown on the deal ticket before a position is opened. *GSLs are not applicable to 1X accounts. |
Spread and overnight fees by instrument
Spread fee
The bid-ask spread is the difference between the sell (bid) and buy (ask) price of an instrument. The ask price is always higher than the bid, meaning the market must move beyond the spread before a position turns positive.
Spreads reflect underlying market conditions, including supply, demand and liquidity. In more liquid markets, spreads tend to be narrower.
Spread bet example
- A position of £1 per point is held on the US Tech 100, quoted at 12475/76.
- The spread is 1 point.
- Half the spread is paid on opening and half on closing. The total spread cost is £1 x 1 point = £1.
CFD spread example
- 1 contract is held on the US Tech 100, quoted at 12475/76.
- The spread is 1 point.
- Half the spread is paid on opening and half on closing. The total spread cost is £1 x 1 point = £1.
Overnight funding fee
When a position is held overnight, an interest adjustment applies. Whether this amount is paid or received depends on the position direction and the underlying rate. The calculation is based on defined rates and market factors, outlined in the examples below.
For most markets, a 1:1 leverage (unleveraged) CFD position will not incur an overnight funding fee. The following instruments are exceptions, where overnight funding applies regardless of leverage:
- Natural Gas
- US Cocoa
- Volatility Index (VIX)
- Forex pairs with Turkish Lira (TRY)
Formula
Our daily fee +/- Interest-rate benchmark
The benchmark* tracks the currency of the underlying market. USD-denominated indices use SOFR. GBP-denominated indices use SONIA.
Our daily fee is 4% per year. The annual rate is divided by 360 or 365 days depending on the currency convention:
GBP, CAD, SGD and similar currencies: 4% / 365 = 0.01096% per day USD, EUR, CHF, JPY and similar currencies: 4% / 360 = 0.01111% per day
The divisor matches the day-count standard applied in each currency's market.
*The relevant interest-rate benchmark already includes an underlying spread adjustment. This is reflected within the published rate (for example, SOFR or SONIA).
CFD example
- 0.6 contracts are held on the US Tech 100, priced at 20,140. Total exposure is $12,084.
- The US Tech 100 is denominated in USD. The relevant benchmark rate is SOFR, assumed here at 5.01448% annually, or 0.01393% daily.
- The platform daily fee is 0.01111%.
- For a long position: 0.02504% (SOFR + platform fee) = $3.03 paid.
- For a short position: 0.00282% (SOFR − platform fee) = $0.34 received.
Spread bet example
- £1 per point is held on the UK 100, priced at 8,175. Total exposure is £8,175.
- The UK 100 is denominated in GBP. The relevant benchmark rate is SONIA, assumed here at 4.98260% annually, or 0.01365% daily.
- The platform daily fee is 0.01096%.
- For a long position: 0.02461% (SONIA + platform fee) = £2.01 paid.
- For a short position: 0.00269% (SONIA - platform fee) = £0.22 received.
Guaranteed stop-loss fee
A standard stop-loss order closes a position at a specified level. It is not guaranteed to execute at exactly that price — during a market gap, execution may occur at the next available price. Slippage can occur in volatile or low-liquidity conditions.
A guaranteed stop-loss order (GSL) closes a position at exactly the specified price, regardless of slippage or market gaps. A fee — the GSL premium — applies if the order is triggered.
The GSL fee is calculated using three components: the guaranteed stop premium (percentage), the position's open price, and the quantity.
The applicable GSL fee is shown on the deal ticket when a GSL is selected.
Currency conversion fee
Applies when a transaction is in a different currency to the account's base currency. The fee is built into the exchange rate used for the conversion — not charged separately. Retail clients pay a 0.7% mark-up; professional clients pay 0.5%.
Applies to:
- Realised profit and loss
- Overnight funding adjustments
- Guaranteed stop-loss order fees
- Dividends
- Standalone currency conversions (manual conversions of account balance)
Example — closing a trade
- Account currency: GBP. US stock trade closed with a profit of $12.41.
- At spot rate (1.24077): £10.00
- At all-in rate including 0.7% fee (1.2495): £9.93
- Conversion fee: £0.07
Example — overnight funding adjustment
- US stock position. Overnight funding adjustment of -$4.00 applied in USD.
- At spot rate (1.24077): £3.22
- At all-in rate including 0.7% fee (1.2321): £3.25
- Conversion fee: £0.03
The all-in exchange rate used for each conversion is visible in the Reports section and when closing a position.
More on our pricing
Understanding Capital.com’s pricing
A detailed breakdown of all the costs that apply when you trade with us.
