Bank of America stock forecast: Third-party price targets

Bank of America (BAC) is trading at $48.7 as of 9:32am UTC on 14 October 2025, holding near the lower end of its intraday range of $48.7–$49.4 in a session marked by muted volatility.

By Dan Mitchell9 hours ago

Bank of America banner — Source: Shutterstock

Trading follows a decline in US Treasury yields, with the 10-year note yield down more than 3 basis points to 4.017%, as markets await a speech from Federal Reserve Chair Jerome Powell. Attention is also turning to the banking sector’s third-quarter earnings season, taking place amid subdued liquidity conditions (CNBC, 14 October 2025).

Bank of America stock forecast: Analyst price target view

Evercore ISI (Outperform)

Evercore ISI raised its 12-month target price for Bank of America to $55 on 30 September 2025, expecting net interest income growth to support valuations amid a gradual decline in interest rates (TipRanks, 30 September 2025).

JPMorgan Chase & Co. (Overweight)

JPMorgan lifted its price target for BAC to $55 on 10 October 2025, citing stronger-than-expected fee income and capital markets activity following recent third-quarter updates (MarketScreener, 10 October 2025).

UBS (Buy)

UBS maintained its buy rating and increased its BAC target to $57 on 7 October 2025, noting that digital banking initiatives and deposit growth continue to support its outlook amid stable funding costs (GuruFocus, 7 October 2025).

Citigroup (Buy)

Citigroup raised its one-year price target for BAC to $58 on 19 September 2025, with net interest margins expected to improve alongside a stronger loan mix and controlled credit costs (GuruFocus, 19 September 2025).

Morgan Stanley (Overweight)

Morgan Stanley reiterated its overweight rating and lifted its BAC target to $66 on 28 September 2025, rolling its valuation into 2027 and assuming three rate cuts in both 2025 and 2026 (AInvest, 29 September 2025).

Analyst targets range between $55 and $66, reflecting expectations for steady net interest margin growth and resilient non-interest income across the banking sector.

Predictions and third-party forecasts are inherently uncertain, as they cannot fully account for unexpected market developments. Past performance is not a reliable indicator of future results.

BAC stock price: Technical overview

On the daily chart, Bank of America (BAC) was trading at $48.7 as of 9:32am UTC on 14 October 2025, holding above its key 20-, 50-, 100- and 200-day moving averages (DMAs) at approximately 51, 50, 48 and 45, with the 20-over-50 alignment remaining intact. Momentum is neutral, with the 14-day RSI at 35.6, also in neutral territory.

The nearest resistance area lies around 51.1, and a daily close above this level could bring 55 into focus. On pullbacks, initial support is seen at the 100-DMA near 47.9, followed by the 200-DMA around 45.4; a drop below the 100-DMA may open the way towards the 47.1 S2 level (TradingView, 14 October 2025).

This analysis is provided for informational purposes only and does not constitute financial advice or a recommendation to buy or sell any instrument.

Bank of America share price history

Bank of America shares closed at $50.10 on 7 October 2025 – having climbed steadily from around $26.97 in mid-October 2023 and $39.87 on 7 October 2024, as the banking sector recovered from regional pressures and benefited from stronger net interest margins.

At $50.10, the BAC share price was approximately 25.7% higher year to date and 26.0% up compared with the same period last year.

Past performance is not a reliable indicator of future results

Capital.com’s client sentiment for Bank of America CFDs

As of 14 October 2025, Capital.com client positioning in Bank of America share CFDs is currently weighted towards buyers, with 90.9% of positions long and 9.1% short, leaving buyers ahead by 81.8 percentage points and keeping sentiment in strong buy territory.

This data represents open positions on Capital.com and is subject to change.

FAQ

Is Bank of America a good stock to buy?

This depends on your individual trading strategy, risk tolerance, and market outlook. Analysts currently hold a range of 12-month price targets, reflecting differing views on net interest margins and non-interest income. This information is provided for general purposes only and does not constitute financial advice. Past performance is not a reliable indicator of future results.

Could Bank of America stock go up or down?

Like all listed shares, Bank of America’s price may fluctuate due to interest-rate trends, economic data releases, and banking-sector earnings. Technical indicators currently point to neutral momentum, suggesting potential movement in either direction. Past performance is not a reliable indicator of future results.

Should I invest in Bank of America stock?

Whether to invest in or trade Bank of America shares or contracts for difference (CFDs) depends on your objectives and understanding of the associated risks. CFDs are traded on margin, and leverage can magnify both profits and losses. Consider your experience level and financial situation carefully before trading.

What influences Bank of America’s share price the most?

The share price is largely influenced by changes in interest rates, loan and deposit growth, credit conditions, and the broader performance of the US banking sector. Macroeconomic developments and shifts in investor sentiment can also affect price movements.