CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 82.67% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money

Crypto investment funds shift gears as asset growth slows

By Robert Davis

19:14, 4 January 2022

Cryptocurrency bitcoin and virtual financial currency market exchange
Digital asset investment products saw their inflows increase by 36% last year - Photo: Shutterstock

Digital asset investment products saw their inflows increase by 36% last year, which some analysts said is a sign that the cryptocurrency market is reaching maturity.  

Last year’s inflow increase pales in comparison to the 806% increase CoinShares measured between 2019 and 2020. But analyst James Butterfill said in a note to investors that the increase is indicative of the rising “demand and popularity of digital assets”.

More AUM, product launches

Butterfill further noted that the cryptocurrency market ended 2021 with more assets under management (AUM) than it did in 2019, despite the market seeing more significant increases in inflows two years ago.

At the end of 2021, the crypto market held more than $62.5bn in AUM compared with the $2.8bn it held by the end of 2019.

Meanwhile, the number of crypto investment products grew to 132 in 2021, including 37 products that were launched during the year.

For comparison, there were just 24 investment products launched in 2020.

What is your sentiment on BTC/USD?

97542.30
Bullish
or
Bearish
Vote to see Traders sentiment!

No surprise

To Karan Sood, chief executive of investment firm CBOEVest, the increase in inflows during 2021 is no surprise given the increased adoption from institutional investors on the back of an already increasing pace of adoptions from self-directed investors.

“One segment of the marketplace that has been slow to adopt digital assets for clients, are financial intermediaries such as investment advisors,” Sood told Capital.com. “Their challenge has mostly been the high levels of volatility of this asset class and lack of regulated products. However, with the launch of products that are regulated as mutual funds and ETFs in 2021 and some of them that explicitly control for volatility, we are likely to see more uptake in 2022.”

Big winners

The increased adoption of cryptocurrency investment products caused several assets to benefit from last year's influx of inflows. 

ADA/USD

0.78 Price
-3.830% 1D Chg, %
Long position overnight fee -0.0616%
Short position overnight fee 0.0137%
Overnight fee time 22:00 (UTC)
Spread 0.00646

XRP/USD

1.13 Price
+1.990% 1D Chg, %
Long position overnight fee -0.0616%
Short position overnight fee 0.0137%
Overnight fee time 22:00 (UTC)
Spread 0.01168

DOGE/USD

0.38 Price
+1.790% 1D Chg, %
Long position overnight fee -0.0616%
Short position overnight fee 0.0137%
Overnight fee time 22:00 (UTC)
Spread 0.0012872

BTC/USD

97,542.30 Price
+3.280% 1D Chg, %
Long position overnight fee -0.0616%
Short position overnight fee 0.0137%
Overnight fee time 22:00 (UTC)
Spread 106.00

According to the report, assets like polkadot, cardano and solana all measured inflows greater than $100 million with solana being the only asset outside of bitcoin and ethereum to break the $200m benchmark.

Multi-asset products saw their inflows double from more than $335m in 2020 to $775m in 2021 as well.

Things were different for bitcoin and ethereum, which struggled to maintain their dominance last year, according to the report.

Bitcoin’s inflow totalled $6.3bn in 2021 compared with $5.4bn the previous year. This 16% increase was one of the lowest measured relative to other investment products.

Ethereum’s inflows, meanwhile, grew to $1.4bn last year from $920m in 2020. However, the last four weeks have seen outflows totalling more than $161m, Butterfill noted.

Positive signs

Despite the maturing market, Butterfill highlighted some positive signs for investors in the short term.

For example, there were more than $260m of outflows in December alone, representing 0.4% of AUM.  But the total outflows diminished over the course of December, with just $32m in outflows measured during the last week of the month.

Butterfill said these trends suggests that outflows could be “diminished” in the near term, which could lead to a bullish run.

Read more: Japanese regulator raids Coincheck offices

Markets in this article

BTC/USD
Bitcoin / USD
97542.30 USD
3097 +3.280%
ADA/USD
Cardano / USD
0.78275 USD
-0.03104 -3.830%
ADA/USD
Cardano / USD
0.78275 USD
-0.03104 -3.830%
DOT/USD
Polkadot / USD
5.6871 USD
-0.0681 -1.190%
DOT/USD
Polkadot / USD
5.6871 USD
-0.0681 -1.190%

Rate this article

The difference between trading assets and CFDs
The main difference between CFD trading and trading assets, such as commodities and stocks, is that you don’t own the underlying asset when you trade on a CFD.
You can still benefit if the market moves in your favour, or make a loss if it moves against you. However, with traditional trading you enter a contract to exchange the legal ownership of the individual shares or the commodities for money, and you own this until you sell it again.
CFDs are leveraged products, which means that you only need to deposit a percentage of the full value of the CFD trade in order to open a position. But with traditional trading, you buy the assets for the full amount. In the UK, there is no stamp duty on CFD trading, but there is when you buy stocks, for example.
CFDs attract overnight costs to hold the trades (unless you use 1-1 leverage), which makes them more suited to short-term trading opportunities. Stocks and commodities are more normally bought and held for longer. You might also pay a broker commission or fees when buying and selling assets direct and you’d need somewhere to store them safely.
Capital Com is an execution-only service provider. The material provided in this article is for information purposes only and should not be understood as investment advice. Any opinion that may be provided on this page does not constitute a recommendation by Capital Com or its agents and has not been prepared in accordance with the legal requirements designed to promote investment research independence. While the information in this communication, or on which this communication is based, has been obtained from sources that Capital.com believes to be reliable and accurate, it has not undergone independent verification. No representation or warranty, whether expressed or implied, is made as to the accuracy or completeness of any information obtained from third parties. If you rely on the information on this page, then you do so entirely at your own risk.

Still looking for a broker you can trust?

Join the 660,000+ traders worldwide that chose to trade with Capital.com

1. Create & verify your account 2. Make your first deposit 3. You’re all set. Start trading