Ripple price prediction: Third-party outlook

Ripple (XRP/USD) is trading at $2.86 as of 11.46am UTC on 23 September 2025, after moving within a $2.79-$2.99 intraday range.

By Dan Mitchell15:31 (UTC), 1 October 2025 Updated

Ripple price prediction: Third-party price target — Photo: Shutterstock.com

The token’s price held steady amid macroeconomic uncertainty around US interest rates and mixed investment flows. Institutions liquidated $1.9bn of XRP since July, while large holders added 340m tokens as long-term participants entered the market (CoinDesk, 1 September 2025).

Ripple price prediction 2025-2030: Analyst price target view

Changelly (price prediction blog)

Changelly projects an average XRP/USD price of $2.95 at the end of 2025, citing blockchain adoption trends and on-chain transaction growth as key drivers (Changelly, 22 September 2025).

CoinDesk (monthly price news)

CoinDesk notes a median target of $3.10 by December 2025, pointing to institutional demand for settlement solutions and renewed regulatory clarity as supporting factors (CoinDesk, 1 September 2025).

Binance Research (house view)

Binance Research expects XRP to reach $3.45 by mid-2026, following network upgrades and increased use in cross-border payments that are projected to enhance liquidity (Binance, 10 August 2025).

Standard Chartered (equity strategy update)

Standard Chartered sets an end-2026 target of $3.75, based on assumptions of wider institutional ETF approvals and stable macroeconomic conditions driving crypto flows (Standard Chartered, 15 September 2025).

UBS (digital assets outlook)

UBS maintains a longer-term projection of $4.00 for end-2026, after raising its baseline on expected central bank digital currency linkages and greater DeFi integrations (UBS, 30 July 2025).

Analyst year-end XRP/USD targets range from $2.95 to $4.00, with recurring emphasis on institutional demand, regulatory clarity, and network upgrades.

Warning: CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage.

XRP price: Technical overview

On the daily chart, Ripple (XRP/USD) holds at $2.86 as of 11.46am UTC, trading close to its 20-, 50-, 100- and 200-day moving average (DMA) cluster at ~2.97, 3.00, 2.83 and 2.53. The RSI (14) stands at 42.3, signalling neutral momentum.

The first resistance area to watch is 3.20; a daily close above this level would bring the 3.62 region into focus. On the downside, initial support lies at the 100-DMA around 2.83. A break below could open the way towards 2.53 (TradingView, 23 September 2025).

This analysis is provided for informational purposes only and does not constitute financial advice or a recommendation to buy or sell any instrument.

Capital.com’s client sentiment for Ripple CFDs

Buyers account for 96.6% of open Ripple CFD positions, compared with 3.4% for sellers, a difference of 93.2 percentage points (23 September 2025). The strong imbalance indicates sentiment is heavily tilted towards long positions. This snapshot reflects open positions on Capital.com and is subject to change.

CFDs are traded on margin. Leverage amplifies both gains and losses.

FAQ

Who owns the most Ripple?

The majority of XRP is held by Ripple Labs, related entities, and a small number of large institutional and private holders.

What is the 5 year forecast for Ripple?

Analyst projections vary. Current third-party forecasts for 2025-2030 indicate a range of $2.95 to $4.00, with common reference to institutional demand, regulatory clarity, and network upgrades.

Could Ripple’s price go up or down?

XRP CFD prices, like other cryptocurrencies, are shaped by market demand, regulatory developments and broader macroeconomic conditions. It may rise or fall significantly depending on these factors.

Should I invest in Ripple?

This content is provided for informational purposes only. It does not represent financial advice or a recommendation to buy or sell any instrument.