OneSavings Bank PLC (OSB) operates as a specialist lender and retail savings business in the UK and the Channel Islands providing commercial banking services. Founded in 1847, the company operates via two key segments: Residential Mortgages and Buy-to-Let/SME. Through its subsidiaries, the bank offers investment and savings products, insurance, mortgages, and will-writing services. The business serves its clients across the UK, Guernsey, Jersey, and India. It markets its products under the InterBay Commercial, Guernsey Home Loans, Heritable Development Finance, Prestige Finance, Jersey Home Loans, OSBIndia, and Kent Reliance brands. The OneSavings share price is listed on the London Stock Exchange and included in the FTSE 250 Index.
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