What is MIB Group?

It's a membership corporation owned by around 430 member insurance companies in the US and Canada. Founded in 1902, MIB provides services to protect insurers, policyholders and applicants from attempts to hide or omit information material to underwriting life and health insurance.

Where have you heard about MIB Group?

MIB Group, originally known as the Medical Information Bureau, has been around for over a century and is now categorised as a 'nationwide specialty consumer reporting agency'. People applying for an insurance policy in North America should be familiar with its work.

What you need to know about MIB Group.

MIB's mission is to identify errors, omissions and misrepresentations on insurance applications, and to reduce fraud, so that companies can offer affordable life insurance protection. Its member companies account for 99% of the individual life insurance policies and 80% of all health and disability policies issued in the US and Canada.

Applicants authorise MIB member insurance companies to search MIB's database, and as a result the insurer may report medical conditions that impact a person's health or longevity, impacting risk assessment by the company. MIB reports are regulated by the Fair Credit Reporting Act.