HomeTrust Company profile
About Hometrust Bancshares Inc
HomeTrust Bancshares, Inc. is a bank holding company of HomeTrust Bank (the Bank). The Bank's principal business consists of attracting deposits from the general public and investing those funds along with borrowed funds in commercial real estate loans, construction and development loans, commercial and industrial loans, equipment finance leases, municipal leases, loans secured by first and second mortgages on one-to-four family residences, including home equity loans, construction and land/lot loans, indirect automobile loans and other consumer loans. Municipal leases are secured primarily by a ground lease in its name with a sublease to the borrower for a fire station or an equipment lease for fire trucks and firefighting equipment located throughout North and South Carolina. In addition, it invests in debt securities issued by United States Government agencies, corporate bonds, commercial paper and certificates of deposit insured by the Federal Deposit Insurance Corporation (FDIC).
Financial summary
BRIEF: For the six months ended 31 December 2021, Hometrust Bancshares Inc interest income decreased 5% to $57.8M. Net interest income after loan loss provision increased 10% to $58.8M. Net income applicable to common stockholders increased 42% to $21.4M. Net interest income after loan loss provision reflects Net Interest Margin, Total - % increase of 12% to 3.37%, Net Interest Spread, Total - % increase of 14% to 3.31%.
Equity composition
Common Stock, $ 0.010 Par 60M auth., 21,160,000 issd., Insider owns 1%.(after the offering)..
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