Mortgage Holders' Equity Hits Q3 Record of $17.5 Trillion, ICE Reports

By Public Technologies
  • ICE's November 2026 Mortgage Monitor showed mortgage holders' equity hit a third-quarter record $17.5 trillion, up 1.4% year over year.
  • Mortgage holders with at least $1 million in equity numbered 2,400,000, up 6% year over year to a third-quarter record.
  • Average tappable equity reached $204,000 per borrower, accessible while maintaining a 20% equity cushion.
  • Servicers retained 27% of refinancing borrowers, down four percentage points from the prior quarter, as cash-out activity grew.
  • Cash-out refinances accounted for 75% of refinance-portfolio attrition; servicers retained just 26% of cash-out borrowers.


Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. ICE - Intercontinental Exchange Inc. published the original content used to generate this news brief via Business Wire (Ref. ID: 20261109757612) on November 09, 2026, and is solely responsible for the information contained therein.

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