Fair Isaac Publishes Q4 2026 Earnings Call Transcript

By Public Technologies
  • FICO withheld fiscal 2027 guidance as mortgage pricing negotiations remained unresolved, citing elevated interest rates and affordability pressures.
  • The November 4, 2026, fourth-quarter earnings call included CEO William Lansing, CFO Steven Weber, software chief Nikhil Behl and analysts.
  • Quarterly revenue rose 27% to $657 million; adjusted earnings per share increased 43% to $11.10 on a non-GAAP basis.
  • The Preferred Program freezes 2027 wholesale mortgage score pricing for participating lenders; Lansing declined to disclose expected average pricing trends.
  • Software platform annual recurring revenue grew 72% to $453 million, with growth excluding migrations in the mid-40% range.


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