CommBank says investor retreat drives Australia's housing market downturn

By Public Technologies
  • CommBank identified investors as a key driver of Australia's housing downturn; investor lending fell a record 32.3% in the September quarter.
  • Total new housing lending dropped a record 15.5%, exceeding the bank's forecast decline of 6.8%.
  • Owner-occupier lending excluding first-time buyers declined 5.3%; lending to first-time buyers fell 8%.
  • New builds accounted for 27.6% of investor lending in September, up from 17.3% in March, reflecting relatively resilient borrowing.
  • Housing debt excluding offset balances reached 115% of household income, roughly nine percentage points below its level when rate increases began in 2022.


Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Commonwealth Bank of Australia published the original content used to generate this news brief on November 12, 2026, and is solely responsible for the information contained therein.

Capital.com is an execution-only brokerage platform and the content provided on the Capital.com website is intended for informational purposes only and should not be regarded as an offer to sell or a solicitation of an offer to buy the products or securities to which it applies. No representation or warranty is given as to the accuracy or completeness of the information provided.
The information provided does not constitute investment advice nor take into account the individual financial circumstances or objectives of any investor. Any information that may be provided relating to past performance is not a reliable indicator of future results or performance.
To the extent permitted by law, in no event shall Capital.com (or any affiliate or employee) have any liability for any loss arising from the use of the information provided. Any person acting on the information does so entirely at their own risk.