Stellar price prediction 2025-2050: Third-party XLM insights

Explore Stellar lumens price predictions for 2025 to 2050 with third-party XLM forecasts, long-term outlooks, and trading strategies.
By Dan Mitchell
Stellar price prediction 2025-2050
Where next for stella lumens? – Photo: Maquette.pro/Shutterstock.com

Stellar, launched in 2014 by Jed McCaleb and the Stellar Development Foundation, is a decentralised blockchain network focused on fast and low-cost cross-border payments. Its native token, XLM, underpins transactions and liquidity across the Stellar ecosystem.

In this guide, we explore the latest Stellar lumens price predictions for 2025, 2030, and beyond – with XLM insights from third-party analysts.

Current XLM price and Stellar’s market position

Created by Jed McCaleb and the Stellar Development Foundation, and launched in 2014, Stellar is an open-source, decentralised blockchain network designed to facilitate fast, low-cost cross-currency transfers. Its native cryptocurrency, lumens (XLM), is used to pay transaction fees and acts as an intermediary for cross-currency transfers.

Stellar’s mission aims to connect traditional financial systems with blockchain infrastructure. The protocol allows users to issue, exchange and transfer digital representations of various currencies, including fiat and cryptocurrencies.

Past performance is not a reliable indicator of future results.

XLM price forecast for 2025 and beyond

As of August 2025, third-party Stellar lumens price predictions painted a mixed picture for XLM in 2025 and beyond.

Benzinga forecasted an average XLM/USD price of $0.32 for 2025, in the range of $0.26 to $0.40, before suggesting a rise to $0.76 in 2026 and a fall to $0.47 by 2028. CoinGape provided a slightly higher estimate, with XLM averaging $0.47 in 2025 and trading in a band of $0.45 to $0.50, before moving up to the $0.65-$0.70 range by 2029.

In its Stellar lumens price forecast for 2025, Changelly projected an average price of $0.41, anticipating steady increases each year to reach a potential $2.10 by 2029. CoinCodex anticipated an average of $0.52 in 2025, with XLM possibly reaching as low as $0.44 or as high as $0.56, before rising to $0.78 by 2029. and rising to $0.78 by 2029. Trading Economics remained more cautious, targeting a $0.41 XLM by Q3 2025, then dropping to $0.31 within a year.

On the more bullish side, CoinDCX issued the highest Stellar lumens price prediction for 2025, at an average of $1.98, with a $2.11 maximum. The crypto platform forecast XLM possibly doubling to $5.90 by 2027 and holding near $5.50 for 2029.

Forecasts remain highly speculative and subject to change. As with any cryptocurrency, past performance does not guarantee future results. Always conduct independent research and manage your risk appropriately.

Long-term Stellar price outlook (2030-2050)

 

2030

Low

Average

High

Benzinga

$0.971

$1.03

$1.09

Changelly

$2.93    

$3.03    

$3.53    

CoinCodex

$1.10

$1.14

$1.24

CoinDCX

$4.50

$7

$8.65

Looking at third-party long-term Stellar price outlooks for 2030 and beyond, Changelly projected prolonged gains for XLM – with a potential average price of $149.71 in 2040 – and $340.64 by 2050, within a $321.92-$377.55 range.

CoinCodex anticipated more moderate growth, with an average XLM price of $1.65 by 2040, rising to $2.80 in 2050, within a $2.68-$3.04 range. CoinGape’s forecast suggested XLM could average $1.24 in 2040 – rising to $1.76 by 2050, within a $1.73-$1.78 range.

Analyst predictions may be inaccurate and rely on historical data, so they should not replace independent research. Conduct due diligence before trading and never invest more than you can afford to lose.

Stellar (XLM) trading strategies to consider

You can test strategies with our demo account before trading CFDs with real funds, and use risk management tools such as stop-loss and take-profit orders.*

*Stop-loss orders aren't guaranteed, while guaranteed stop loss orders (GSLOs) incur a fee once activated.

Explore more CFD trading strategies.

Potential risks and rewards to trading Stellar CFDs

Trading Stellar (XLM) through contracts for difference (CFDs) provides exposure to price movements and broader blockchain trends – with a mix of potential opportunities and potential risks:

  • Volatility – XLM’s price can fluctuate significantly. This may create potential opportunities for short-term gains, but also increases the risk of large losses if the market moves quickly against a position.
  • Leverage – using leverage means traders can control larger XLM positions with less capital, amplifying gains on small moves. However, leverage also increases potential losses 
  • Regulatory developments – shifts in global crypto regulation may influence XLM prices or limit CFD trading in some regions. Favourable policy changes could boost sentiment, while stricter controls may weigh on the outlook.
  • Network and security considerations – issues such as validator centralisation or technical vulnerabilities could impact Stellar’s reputation and price. Conversely, network upgrades and adoption progress may support long-term value.

FAQ

Is XLM a good investment?

Whether Stellar lumens is a good investment depends on your risk tolerance and trading goals. XLM is a utility token for cross-border payments, but it faces strong competition and ongoing market uncertainty. 

Could Stellar lumens go up or down?

The future direction of XLM is uncertain. Some sources anticipated gains if the network’s usage and partnerships increase, while others highlighted the risk of potential corrections or prolonged volatility.

Should I invest in Stellar lumens?

Deciding to invest in Stellar lumens remains a personal decision. Assess the project’s fundamentals, follow news about partnerships or technical upgrades, and stay informed on market trends. Never invest more than you can afford to lose, as sudden price fluctuations can move against your position. Past performance is not a reliable indicator of future results.

How does Stellar differ from other cryptocurrencies?

Stellar focuses on fast, low-cost cross-border payments and aims to connect traditional finance with blockchain technology. Unlike coins such as Bitcoin, Stellar is built for currency transfers and supports issuing digital assets.

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