This page outlines the key trading charges and fees at Capital.com. For a complete view of all associated costs across asset classes, please see our cost disclosure document.

Account

Opening an account

FREE

Closing an account

We won’t charge you for deciding to end your CFD trading journey with us.

FREE

Demo account

Practise your strategies in a simulated CFD trading environment with virtual funds.

FREE

Deposits and withdrawals

Deposit fee

You won’t pay anything to add funds to your account.

FREE

Minimum deposit

The smallest amount you can add to your account to start trading CFDs.

20 AUD/USD/EUR
For all payment methods, except a wire transfer, which has a minimum of 250 AUD (or the equivalent in the currency of your trading account).

Withdrawal fee

We’ll never charge you for moving your money out of your Capital.com account.

FREE

Minimum withdrawal

The smallest amount you can withdraw to your card or bank account.

20 AUD/EUR/USD for bank cards*

*The minimum you can withdraw will vary depending on your payment method (check here for details). If you have under the minimum withdrawal limit on your account, you’ll only be able to withdraw your full balance.

CFD trading

The spread

Our fee for executing your trade is the spread – the difference between the buy and sell price. Find out more

Spreads are dynamic and change depending on the underlying market conditions. Check the individual spread for a specific instrument here.

Trading commission

We don’t charge any commission on your trades.

FREE

Overnight funding adjustment (swaps)*

An adjustment that applies when you hold certain positions overnight.

*1:1 leverage (ie unleveraged) CFD positions are not subject to overnight funding, except on a limited number of markets.

 Find out more

The fee will either be paid or received, depending on whether you are long or short. Find the fees for each instrument here.

Currency conversion

When you trade on a CFD market denominated in a different currency to your account, you will pay a conversion fee.

0.7% of the spot forex rate

Guaranteed stops

A guaranteed stop-loss (GSL) closes the trade at exactly the price level you specify, with no risk of gapping or slippage. Your loss never exceeds the predicted level, but you’ll pay a small fee if your GSL is triggered. Find out more

The GSL fee varies depending on the CFD market you are trading, the position’s open price and the quantity. You can check the fee on the deal ticket before opening your trade. Find how the GSL fee is calculated here.

Check the individual spread and overnight funding adjustments for a specific CFD market

NameSellBuySpreadLong position overnight funding adjustmentShort position overnight funding adjustmentGuaranteed stop premium
SUI/USDSui to US Dollar
-0.06164%
0.01370%
0.5
SPICE/USDSPICE/USD
-0.06164%
0.01370%
0.5
PENGU/USDPENGU/USD
-0.06164%
0.01370%
0.5
XLM/USDStellar to US Dollar
-0.06164%
0.01370%
0.5
MAT/USDMAT/USD
-0.06164%
0.01370%
0.5
SOL/USDSolana to US Dollar
-0.06164%
0.01370%
0.5
XRP/USDRipple to US Dollar
-0.06164%
0.01370%
0.25

What is the spread?

The bid-ask spread is the difference between the bid and ask (‘sell’ and ‘buy’) prices of a  market.

The buy price  is always bigger than the sell price. So for your trade to turn a profit, the price needs to move more than the spread in the direction you’ve chosen.

Spreads can change depending on the time of day and market conditions, so always check the platform for the latest.

What is the overnight funding adjustment?

Every time you hold a leveraged CFD trade open overnight, your position will be subject to a funding adjustment. How the adjustment is calculated, and whether you pay or receive it, depends on a range of factors. Take a look at the calculations below.

If you make a 1:1 leverage (ie unleveraged) CFD trade on most markets, you won’t pay or receive overnight funding. There are some exceptions, however:

  • Natural Gas
  • US Cocoa
  • Volatility Index (VIX)
  • Forex pairs with Turkish Lira (TRY)

How is the overnight funding adjustment calculated?

Overnight fees on index positions are influenced by interest rates and dividend expectations. Typically, you’ll pay a fee on long positions and receive a fee on short positions – but this can change.

When short, you’ll receive the relevant benchmark rate less our admin charge. If the benchmark rate is lower than our admin charge (usually 4% per annum), this may result in a net charge instead.

This means short positions can sometimes incur a fee, depending on market conditions.

Formula

Our daily fee +/-  Interest-rate benchmark

The benchmark* follows the underlying market’s currency e.g. SOFR for USD or SONIA for GBP-denominated markets.

Our daily fee is 4% per year, divided by 360 or 365 days based on currency:

  • For GBP, CAD, SGD etc: 4% / 365 = 0.01096%
  • For USD, EUR, CHF, JPY etc: 4% / 360 = 0.01111%

We choose the divisor to match the standard in the market’s currency.

*Relevant interest-rate benchmark includes an underlying spread adjustment fee. This is incorporated within the relevant fee e.g. SOFR, SONIA.

Overnight fees on commodity positions reflect the cost of carry, which includes storage, insurance and financing costs. This cost can be negative in certain cases, meaning you might pay a fee to hold a short position, or receive one on a long. Fee direction depends on the underlying market dynamics.

Formula

Our daily fee (0.01096%) +/- Underlying market adjustment (futures basis)

Overnight fees on forex positions depend largely on the interest rate differential between the two currencies in the pair. You may receive or pay a fee on either long or short positions, depending on how those rates compare. In some cases, a short position may incur a fee, and a long position may result in a credit.

Formula

Our daily fee (0.00411%) +/- Underlying market adjustment (TomNext)

For share positions, overnight fees are generally tied to benchmark interest rates and any expected dividends. Long positions usually incur a fee, while short positions may result in a credit.

When short, you’ll receive the relevant benchmark rate less our admin charge. This may result in a net charge where the benchmark rate is lower than our admin charge (usually 4% per annum).

In some cases – such as in low or negative interest rate environments – you may still be charged to hold a short position.

Formula

Our daily fee +/- Interest-rate benchmark

The benchmark* follows the underlying market’s currency e.g. SOFR for USD or SONIA for GBP-denominated markets.

Our daily fee is 4% per year, divided by 360 or 365 days based on currency:

  • For GBP, CAD, SGD etc: 4% / 365 = 0.01096%
  • For USD, EUR, CHF, JPY etc: 4% / 360 = 0.01111%

We choose the divisor to match the standard in the market’s currency.

*Relevant interest-rate benchmark includes an underlying spread adjustment fee. This is incorporated within the relevant fee e.g. SOFR, SONIA.

Overnight fees on crypto positions are based on internal funding costs and market conditions. These fees typically apply to leveraged positions. While you’ll usually pay a fee to hold a crypto position overnight, the direction and amount can vary depending on the specific instrument and liquidity conditions.

Formula

Bitcoin (BTC) and ether (ETH) CFDs

Long positions: pay 0.06164% daily (or 22.5% annually)
Short positions: receive 0.0137% daily (or 5% annually)

All other cryptocurrency CFDs

Long positions: pay 0.07534% daily (or 27.5% annually)
Short positions: receive 0.00685% daily (or 2.5% annually)‌

Why am I charged overnight funding adjustment?

You’re charged overnight funding adjustment to cover the dealing costs inherent in holding a CFD position overnight.

What is the guaranteed stop-loss fee?

A guaranteed stop-loss (GSL) fee is only charged if the GSL is triggered. The GSL closes the trade at exactly the price level you specify, with no risk of gapping or slippage. Since we take on this risk for you, we (and other providers) charge a fee when you use a GSL. You can see the GSL fee on the deal ticket before placing your trade, once you’ve selected a GSL.

How is the guaranteed stop-loss fee calculated?

The guaranteed stop-loss fee is calculated by multiplying three components: guaranteed stop premium (in percentage), CFD position open price, and quantity.

Formula

GSL fee = GSL premium * CFD position open price * quantity.

You can check the GSL fee value on the deal ticket when opening a position and adding GSL.

Other things to think about

Of course, our charges aren’t the only factors that’ll affect your CFD trade’s profitability. You should also consider the following.

Market movement

The direction and distance that an underlying market moves affects the value of your CFD trade.

Margin

The amount required to open and maintain a CFD trade. Consider whether you can afford it, both at the outset and if the margin should change to reflect market conditions.

Leverage

You should be comfortable with the leverage you’re using. Your exposure may be many times what you’ve paid to open, which amplifies both gains and losses.