Ripple XRP price prediction: Third party price target

XRP is the native cryptocurrency of Ripple, a digital payment protocol designed to make cross-border payments more efficient, and the XRP Ledger. XRP consistently ranks among the 10 largest cryptocurrencies by market capitalization on CoinMarketCap.

Here are the Ripple (XRP) price predictions for 2025 and beyond, with insights from third-party analysts and market experts.

Ripple XRP price prediction for 2025 and beyond

Analysts’ ripple (XRP) price predictions for 2025 and beyond show a mixed outlook, reflecting the unpredictable nature of the markets.

• Trading Economics predicts that XRP will drop to $1.87 by the end of Q1 2025, and projects a $1.31 price for 2026.

• Benzinga forecasts a $1.96 average XRP price for 2025, decreasing to $1.05 for 2026, and $1.53 in 2027. It anticipates a $2.18 average XRP price for 2028, rising to $3.20 in 2029.

• AMBCrypto provides a $2.85 average XRP price prediction for 2025 – which increases yearly – to $3.30 for 2026, $3.97 for 2027, and $4.76 for 2028. For 2029, it forecasts a $5.06 average XRP price.

• Coincodex predicts a $3.63 average XRP price in 2025, decreasing to $3.14 for 2026 and 2027, rising to $3.42 in 2028, and $7.08 in 2029.

XRP’s price has climbed significantly since November 2024, following speculation about potential favourable regulatory changes for cryptocurrencies under a Trump administration. XRP traded between $0.40 and $0.65 for most of 2024, and – as of January 2025 – it’s trading at over $3.

These predictions are current as of 23 January 2025, and are subject to change.

Ripple XRP price prediction: Analysts price target view 

Looking at ripple (XRP) price predictions for 2030 and beyond, many analysts’ appear bullish about XRP’s long-term prospects.* Here’s how they compare:

Looking further afield, Coinedition forecasts an average $25 XRP price for 2040 with a $30 high and a $21 low. For 2050, they predict a $45 average, $60 maximum, and $35 minimum XRP price.

Meanwhile, Changelly anticipates XRP prices reaching $352.53 on average in 2040, with a $413.67 high and a $322.18 low. This increases in 2050 to a $475.41 average XRP price, $525.55 maximum, and $450.54 minimum.

AMBCrypto forecasts as far as 2036, and expects a $15.11 average XRP price, with a $22.66 high and $18.18 low.

*Forecasts are often based on statistical modelling, using computers which analyse large volumes of historical data to project potential outcomes.

Past performance is not a reliable indicator of future results.

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Ripple XRP price drivers

Here are some of the key factors driving analysts’ price predictions, and how they could influence Ripple (XRP)'s price movements in the coming years.

Cryptocurrency market

XRP is an ‘altcoin’, or alternative coin, and its price movements can be influenced by significant sentiment shifts in the cryptocurrency market. XRP’s price rose significantly following the 2024 US presidential election, due to Donald Trump’s proposal for a national US bitcoin (BTC) reserve. Conversely, after Trump’s January 2025 inauguration – which included no mention of cryptocurrencies – XRP’s price saw temporary drops along with the broader market.

Partnerships and adoption

Strategic partnerships can contribute to media and community attention, as well as XRP adoption and utilisation. This could boost demand for XRP if the partnership is substantial, and with a reputed organisation. However, this could also have a detrimental effect if the partnership bears no benefits, or if either company receives negative publicity.

Regulatory environment

Ripple Labs is a company registered in the United States and must adhere to US law and regulations. Historical examples of regulatory action against Ripple Labs, such as the 2020 lawsuit filed by the SEC, have influenced XRP’s price to drop. Conversely, Ripple Lab’s partial victory in the US courts contributed to XRP price increases.

Ripple’s supply dynamics

XRP’s price can be influenced by its token supply dynamics. XRP’s developer, Ripple Labs, holds a large quantity of its supply and periodically releases it into circulation. They release up to one billion XRP every month, aiming to manage its supply dynamics.

Did The Simpsons predict XRP’s future price? 

The Simpsons has earned a reputation for its uncanny ability to seemingly predict future events – from technology breakthroughs to major world events.

One widely shared theory within the cryptocurrency community revolves around a 2020 episode where The Simpsons discussed cryptocurrency and blockchain technology. The episode, titled ‘Frinkcoin,’ features Professor Frink explaining how blockchain works, and a brief scene shows a price ticker referencing the rise of cryptocurrencies. Some crypto enthusiasts have speculated that this could be a nod to XRP, particularly given its use in facilitating cross-border payments and its rise in prominence around that time.

While no specific mention of XRP was made, the cryptic nature of the episode left fans speculating about its implications. Some have even claimed that the show's predictive accuracy aligns with XRP's potential to reach new highs in the years ahead.

Want to learn more about The Simpsons’ ties to cryptocurrency?

Read our guide to ‘The Simpsons predicted XRP to hit $589: Has the show got it right again?’

Ripple (XRP) price history

XRP’s price history begins with its 2012 launch, where it for fractions of a cent, due to the then-nascent state of the cryptocurrency market. After the establishment of Ripple Labs, the developer of Ripple, XRP’s price continued to decrease until it reached its all-time-low on 7 July 2014.

It wasn’t until 2017, when attention surged around the crypto market, that its price began to see substantial increases. XRP’s price growth was bolstered by the announcement of key partnerships including American Express and Santander. This culminated in XRP’s price ascending to its $3.84 all-time-high on 4 January 2018.

However, for most of 2018, XRP’s price moved downwards, as part of a broader market decline – influenced by bearish market sentiment and rising regulatory scrutiny.

Past performance is not a reliable indicator of future results.

The US Securities and Exchange Commission (SEC) initiated a lawsuit against Ripple’s developer, Ripple Labs, in December 2020. Their claim was that XRP was an unregistered security – which contributed to a significant drop in XRP’s price – as well as de-listings from exchanges. A 2023 court ruling established that XRP was not a security when sold on exchanges or via programmatic sales, which contributed to price increases.

Changes in regulatory sentiment in the United States, including leadership changes at the SEC and a change of presidency,  in 2024 created a more favourable environment for the cryptocurrency market. Meanwhile, Ripple emerged victorious in key legal battles as anticipation surrounding new Ripple products such as RLUSD contributed to further XRP price increases.

Learn more about ripple (XRP) and its price history

Read our comprehensive ripple (XRP) trading guide.

How might Trump impact XRP’s price?

XRP’s price increased significantly, along with the broader cryptocurrency market, since the 2024 US presidential election.

Barron’s reporter, George Glover observes how Donald Trump’s return to the White House could influence XRP volatility, ‘Trump has nominated crypto-friendly Paul Atkins to head the Securities and Exchange Commission, and bulls hope he will drop the regulator’s long-running legal battle with Ripple.’ However, Glover highlights that ‘investors were disappointed that his barrage of inauguration day executive orders didn’t include a directive to set up a strategic Bitcoin reserve.’

Lydia Moynihan, New York Post journalist, writes that ‘While many in the cryptocurrency community have been cheering on the pro-crypto executive orders Trump is expected to issue, one idea is causing more controversy: the idea of an America-first strategic reserve that would prioritize digital coins founded in the US, like Solana, USD Coin and Ripple’s XRP.’

Gemini principal Patrick Liou – as reported by Fortune editorial fellow Catherine McGrath – says that there’s currently ‘a widespread expectation in the industry the Trump administration will make good on his promises to support a crypto-friendly regulatory framework – and potentially deliver even more that has been currently discussed.’ Liou echoes the sentiment expressed by Moynihan, ‘there’s now talk that the Trump administration may be open to a reserve backed by crypto companies that have tokens in the US’.

Did you know that Donald Trump launched his own memecoin?

Read our comprehensive TRUMP coin trading guide and analysts’ TRUMP coin price predictions to learn more.

Trading strategies to consider for Ripple XRP

Here are some cryptocurrency trading strategies to consider. Whether you trade ripple (XRP) or any other crypto – choose a strategy aligned with your risk tolerance, time commitment and market knowledge.

Day trading strategy takes place over the course of a day or less, aiming to capture gains from intraday price movements and short-term volatility. Learn more by reading our day trading guide.

Trend trading strategy involves identifying prolonged price movements, attempting to align positions with the current market direction, and exiting the trade before sentiment shifts against them. Learn more via our trend trading guide.

Position trading strategy occurs over a longer period of time, where traders speculate on broader market trends and long-term movements. Read our position trading guide for more.

Swing trading strategy takes place over the course of days to weeks, considered a medium-term approach, which involves price patterns and market ‘swings’. Discover more with our swing trading guide.

Discover our comprehensive trading strategies guides for lots of examples and ideas.

Risks and rewards to trading Ripple XRP

Trading Ripple (XRP) presents a unique set of potential risks and rewards for traders. Here are some of them:

Regulatory developments

Ripple's ongoing legal and regulatory challenges, particularly the high-profile case with the US Securities and Exchange Commission (SEC), have significantly influenced its price.

• Potential rewards – positive legal outcomes, like Ripple's partial victory in 2023, can lead to substantial price rallies and increased investor confidence, as regulatory clarity often encourages institutional adoption.

• Potential risks – unfavourable rulings or unexpected regulatory hurdles may lead to sudden price declines and increased uncertainty. Traders should monitor legal updates closely, as they can create sharp price movements in either direction.

Volatility and liquidity

Like most cryptocurrencies, XRP is subject to high market volatility, offering opportunities and challenges for traders.

• Potential rewards – high volatility can provide short-term trading opportunities for those using strategies like day trading or swing trading. Quick price movements allow traders to capitalise on market inefficiencies.

• Potential risks – rapid price swings increase the likelihood of large, unexpected losses, particularly for traders without effective risk management strategies. Additionally, while XRP is highly liquid compared to smaller altcoins, sudden market sell-offs can still impact liquidity.

Token supply dynamics

XRP's supply is largely controlled by Ripple Labs, which periodically releases tokens into circulation, aiming to manage the cryptocurrency's supply and demand.

• Potential rewards – Ripple's controlled release of XRP can help maintain price stability in certain market conditions, offering reassurance to long-term investors and traders.

• Potential risks – a sudden release of a large volume of XRP could dilute its value and lead to sharp price declines. This dynamic underscores the importance of keeping track of Ripple Labs' announcements and token release schedules.

Market sentiment and adoption

As one of the most recognised cryptocurrencies, XRP's value is heavily tied to market sentiment and its adoption by financial institutions for cross-border payments.

• Potential rewards – increased partnerships with financial institutions, or broader adoption of Ripple's payment protocol, can boost demand for XRP, potentially driving prices higher.

• Potential risks – over-reliance on partnerships and adoption narratives can backfire if expectations are not met. For instance, news of a failed collaboration or reduced interest from financial institutions could lead to significant losses for traders.

Use risk management tools such as stop-loss orders, to limit potential losses; and take-profit, to protect potential gains. Note that stop-loss is not guaranteed. Guaranteed stop-loss may incur additional costs.

Stay informed of the potential risks associated with trading and learn how to manage them effectively by checking out our comprehensive guide to risk management.

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