KRUK S.A. (WSE: KRU) is the leading debt management and collection company in Central Europe, specializing in the acquisition and recovery of consumer and SME receivables. With operations in Poland, Romania, Italy, and Spain, KRUK applies a data-driven, amicable approach to collections. The company benefits from rising NPL volumes, regulatory support, and strong cost control. Offering high returns on capital and dividend growth, KRUK provides investors with counter-cyclical exposure to credit recovery and consumer finance.
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