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Lloyds Banking Group Publishes Q3 2026 Interim Management Statement Presentation Transcript

By Public Technologies
  • Lloyds Banking Group's Q3 2026 results call on October 29 featured Chief Financial Officer William Chalmers and analysts.
  • Chalmers expects full-year net interest income modestly above £14.9 billion, with fourth-quarter growth supported by a modest margin increase.
  • Net interest income growth should slow in 2027 as competition in lending and deposits partly offsets higher volumes and structural hedge income.
  • Structural hedge income is forecast above £8 billion in 2027; roughly 90% of the hedge is already locked in for that year.
  • Operating costs should rise slightly above 3% in 2027 as investment increases, with approximately £2 billion of gross savings targeted under Accelerate 2030.


Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Lloyds Banking Group plc published the original content used to generate this news brief on October 30, 2026, and is solely responsible for the information contained therein.

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