First Internet Bancorp 3Q26 net income rises to $4.8 million year over year

By Public Technologies
  • First Internet Bancorp’s third-quarter 2026 net income rose to $4.8 million from both the second quarter and a year earlier.
  • Net interest income climbed to $34.7 million, up 7% from the second quarter and 14% year over year.
  • Net charge-offs dropped 53% from the second quarter to $8 million, driven by declines in franchise finance and small business lending.
  • Total fintech deposits nearly tripled year over year to $4.7 billion, including $2.9 billion held off-balance sheet.


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