UniCredit S.p.A. - UniCredit is well above the specific capital requirements set by ECB

Autor: ESPI Reports18:03 (UTC), 27 października 2026 Zaktualizowano

POLISH FINANCIAL SUPERVISION AUTHORITY

UNI - EN REPORT No 74 / 2026

Date of issue: 2026-10-27

Short name of the issuer

UniCredit

Subject

UniCredit is well above the specific capital requirements set by ECB

Official market - legal basis

Inne uregulowania

Unofficial market - legal basis

Contents of the report:

Following the communication received from the ECB in relation to the 2026 Supervisory Review and

Evaluation Process (SREP), UniCredit's Pillar 2 Capital Requirement (P2R) remains at 200 basis

points[1].

From 1 January 2027, UniCredit shall respect the following capital requirements on a consolidated

basis:

• 10.21 per cent CET1 ratio

• 12.09 per cent Tier 1 ratio

• 14.59 per cent Total Capital ratio

The above capital ratios include the Combined Buffer Requirement to be met with CET1 instruments,

composed of 2.50 per cent Capital Conservation Buffer (CCB), 1.25 per cent O-SII buffer[2], 0.50 per

cent Countercyclical Capital Buffer (CCyB) and 0.34 per cent Systemic Risk Capital buffer (SyRB)[3]

As of 30 June 2026, UniCredit's capital ratios on a consolidated basis stood at:

• 14.26 per cent CET1 ratio

• 15.86 per cent Tier 1 ratio

• 18.53 per cent Total Capital ratio

Milan, 27 October 2026

Contacts:

Media Relations e-mail: MediaRelations@unicredit.eu

Investor Relations e-mail: InvestorRelations@unicredit.eu

[1] Pursuant to CRD V Art. 104a, banks shall meet the Pillar 2 Capital Requirement (P2R) with at

least 75% of Tier 1 capital and at least 56.25% of Common Equity Tier 1 (CET1) capital.

[2] Following a recent communication from Bank of Italy on the identification of UniCredit as an

Other Systemically Important Institution (O-SII), the capital buffer required from 1 January 2027

will remain at 1.25%.

[3] CCyB and SyRB calculated according to the exposures and requirements as of 30 September 2026.

These buffers are recalculated on a quarterly basis and therefore could vary accordingly.

Annexes

File Description

Additional attachments can be found below:

20261027_190258_2006410674_PR_UniCredit_SREP_2026_ITA_ENG_27102026.pdf