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    Trade Open Lending Corporation - LPRO CFD

    6.59
    3.45%
    • Summary
    • Historical Data
    • Events
    • Income Statement
    • Balance Sheet
    • Cash Flow
    • Ownership
    Trading Conditions
    Spread 0.05
    Long position overnight fee

    Long position overnight fee

    Margin. Your investment $1,000.00
    Overnight fee -0.026235 %
    Charges from full value of position ($-4.98)
    Trade size with leverage ~ $20,000.00
    Money from leverage ~ $19,000.00
    Go to platform
    		-0.026235%
    Short position overnight fee

    Short position overnight fee

    Margin. Your investment $1,000.00
    Overnight fee 0.004012 %
    Charges from full value of position ($0.76)
    Trade size with leverage ~ $20,000.00
    Money from leverage ~ $19,000.00
    Go to platform
    		0.004012%
    Overnight fee time 22:00 (UTC)
    Min traded quantity 1
    Currency USD
    Margin 5%
    Stock exchange United States of America
    Commission on trade 0%

    *Information provided by Capital.com

    Open Lending Corp ESG Risk Ratings

    High Medium Low Negligible

    ‘D’ score indicates poor relative ESG performance and insufficient degree of transparency in reporting material ESG data publicly.

    More ESG coverage

    Key Stats
    Prev. Close* 6.37
    Open* 6.32
    1-Year Change* -10.48%
    Day's Range* 6.32 - 6.59
    52 wk Range 4.89-11.99
    Average Volume (10 days) 1.28M
    Average Volume (3 months) 13.11M
    Market Cap 722.12M
    P/E Ratio 32.32
    Shares Outstanding 119.75M
    Revenue 129.34M
    EPS 0.19
    Dividend (Yield %) N/A
    Beta 0.86
    Next Earnings Date Feb 21, 2024

    All data is provided by Refinitiv, except for data marked with an asterisk, which is *data provided by Capital.com

    • Last Week
    • Last Month
    • Last Year
    • Last two Years
    • Max
    • Daily
    • Weekly
    • Monthly
    Date Close Change Change (%) Open High Low
    Dec 1, 2023 6.59 0.33 5.27% 6.26 6.59 6.19
    Nov 30, 2023 6.37 -0.06 -0.93% 6.43 6.48 6.30
    Nov 29, 2023 6.42 0.05 0.78% 6.37 6.55 6.37
    Nov 28, 2023 6.38 0.20 3.24% 6.18 6.44 6.13
    Nov 27, 2023 6.30 0.24 3.96% 6.06 6.37 6.06
    Nov 24, 2023 6.08 -0.20 -3.18% 6.28 6.35 6.08
    Nov 22, 2023 6.34 0.36 6.02% 5.98 6.48 5.98
    Nov 21, 2023 6.01 0.18 3.09% 5.83 6.18 5.73
    Nov 20, 2023 5.91 0.05 0.85% 5.86 5.94 5.84
    Nov 17, 2023 5.89 0.02 0.34% 5.87 5.94 5.76
    Nov 16, 2023 5.85 0.02 0.34% 5.83 6.08 5.79
    Nov 15, 2023 6.14 0.43 7.53% 5.71 6.23 5.71
    Nov 14, 2023 5.95 0.22 3.84% 5.73 6.00 5.73
    Nov 13, 2023 5.73 0.12 2.14% 5.61 5.84 5.57
    Nov 10, 2023 5.74 0.10 1.77% 5.64 5.76 5.54
    Nov 9, 2023 5.73 -0.20 -3.37% 5.93 6.01 5.63
    Nov 8, 2023 5.89 0.65 12.40% 5.24 6.13 4.80
    Nov 7, 2023 6.59 0.48 7.86% 6.11 6.61 6.11
    Nov 6, 2023 6.39 0.20 3.23% 6.19 6.40 6.19
    Nov 3, 2023 6.33 0.11 1.77% 6.22 6.53 6.22

    Open Lending Corporation Events

    Time (UTC) Country Event
    Tuesday, December 5, 2023

    Time (UTC)

    20:25

    Country

    US

    Event

    Open Lending Corp at Raymond James Technology & Consumer Conference
    Open Lending Corp at Raymond James Technology & Consumer Conference

    Forecast

    -

    Previous

    -
    Wednesday, February 21, 2024

    Time (UTC)

    10:59

    Country

    US

    Event

    Q4 2023 Open Lending Corp Earnings Release
    Q4 2023 Open Lending Corp Earnings Release

    Forecast

    -

    Previous

    -
    View all events
    • Annual
    • Quarterly
    2022 2021 2020 2019 2018
    Total revenue 179.594 215.655 108.892 0 0
    Total Operating Expense 81.979 18.722 52.175 2.24911 0.5831
    Other Operating Expenses, Total
    Operating Income 97.615 196.933 56.717 -2.24911 -0.5831
    Net Income Before Taxes 93.54 191.168 -90.991 3.59629 3.50071
    Net Income After Taxes 66.62 146.082 -97.564 2.59405 2.68511
    Net Income Before Extra. Items 66.62 146.082 -97.564 2.59405 2.68511
    Net Income 66.62 146.082 -97.564 2.59405 2.68511
    Income Available to Common Excl. Extra. Items 66.62 146.082 -90.716 2.59405 2.68511
    Income Available to Common Incl. Extra. Items 66.62 146.082 -90.716 2.59405 2.68511
    Dilution Adjustment
    Diluted Net Income 66.62 146.082 -90.716 2.59405 2.68511
    Diluted Weighted Average Shares 126.262 126.39 82.9088 6.875 34.375
    Diluted EPS Excluding Extraordinary Items 0.52763 1.1558 -1.09417 0.37732 0.07811
    Dividends per Share - Common Stock Primary Issue
    Diluted Normalized EPS 0.52763 0.87379 -1.02273 0.37732 0.07811
    Selling/General/Admin. Expenses, Total 53.806 41.593 40.125 2.24911 0.5831
    Interest Income (Expense), Net Non-Operating -3.837 -5.646 -11.399 5.8454 4.08381
    Revenue 179.594 215.655 108.892
    Cost of Revenue, Total 19.968 18.621 9.786
    Gross Profit 159.626 197.034 99.106
    Research & Development 8.205 4.352 1.964
    Depreciation / Amortization 0.8 0.3
    Other, Net -0.238 -0.119 -136.309
    Total Adjustments to Net Income 0 0 6.848
    Unusual Expense (Income) 0 -46.644
    Jun 2023 Mar 2023 Dec 2022 Sep 2022 Jun 2022
    Total revenue 38.154 38.361 26.821 50.661 52.044
    Revenue 38.154 38.361 26.821 50.661 52.044
    Cost of Revenue, Total 6.117 5.431 4.896 5.199 5.085
    Gross Profit 32.037 32.93 21.925 45.462 46.959
    Total Operating Expense 22.434 21.265 22.048 22.87 19.235
    Selling/General/Admin. Expenses, Total 15.189 14.604 15.313 15.316 11.962
    Research & Development 1.128 1.23 1.839 2.355 2.188
    Unusual Expense (Income) 0 0 0
    Operating Income 15.72 17.096 4.773 27.791 32.809
    Interest Income (Expense), Net Non-Operating -0.203 -0.323 -0.67 -1.287 -1.102
    Other, Net -0.006 0.001 -0.239 0
    Net Income Before Taxes 15.511 16.773 4.104 26.265 31.707
    Net Income After Taxes 11.371 12.538 -4.189 24.529 23.126
    Net Income Before Extra. Items 11.371 12.538 -4.189 24.529 23.126
    Net Income 11.371 12.538 -4.189 24.529 23.126
    Total Adjustments to Net Income
    Income Available to Common Excl. Extra. Items 11.371 12.538 -4.189 24.529 23.126
    Income Available to Common Incl. Extra. Items 11.371 12.538 -4.189 24.529 23.126
    Diluted Net Income 11.371 12.538 -4.189 24.529 23.126
    Diluted Weighted Average Shares 121.54 123.424 125.767 126.229 126.222
    Diluted EPS Excluding Extraordinary Items 0.09356 0.10158 -0.03331 0.19432 0.18322
    Dividends per Share - Common Stock Primary Issue 0 0 0 0
    Diluted Normalized EPS 0.09356 0.10158 -0.03331 0.19432 0.18322
    • Annual
    • Quarterly
    2022 2021 2020 2019 2018
    Total Current Assets 280.744 202.794 162.777 1.43757 1.18872
    Cash and Short Term Investments 204.45 116.454 101.513 1.29929 1.18372
    Cash 1.29929 1.18372
    Total Assets 379.631 318.825 294.009 282.667 279.512
    Other Long Term Assets, Total 70.703 65.765 85.342 0
    Total Current Liabilities 15.107 12.065 17.008 0.92288 0.36242
    Accrued Expenses 6.949 4.479 3.397 0
    Notes Payable/Short Term Debt 0 0 0 0 0
    Total Liabilities 166.807 159.843 267.387 10.5479 9.98742
    Total Long Term Debt 143.683 143.135 152.859 0 0
    Total Equity 212.824 158.982 26.622 272.119 269.525
    Common Stock 1.282 1.282 1.282 267.12 264.526
    Additional Paid-In Capital 499.625 496.983 491.246 0 2.34478
    Retained Earnings (Accumulated Deficit) -215.819 -282.439 -428.406 4.99924 2.65443
    Total Liabilities & Shareholders’ Equity 379.631 318.825 294.009 282.667 279.512
    Total Common Shares Outstanding 123.646 126.213 126.803 34.375 34.375
    Prepaid Expenses 2.479 1.873 0.13828 0.005
    Long Term Investments 281.229 278.324
    Payable/Accrued 0.71925 0.01116
    Other Current Liabilities, Total 4.12 3.176 5.281 0.20363 0.35126
    Other Liabilities, Total 8.017 4.643 97.52 9.625 9.625
    Cash & Equivalents 204.45 116.454 101.513
    Total Receivables, Net 69.864 78.412 54.738
    Accounts Receivable - Trade, Net 60.15 77.067 54.738
    Other Current Assets, Total 6.43 5.449 4.653
    Property/Plant/Equipment, Total - Net 7.183 7.852 6.934
    Property/Plant/Equipment, Total - Gross 5.911 5.911 7.264
    Accumulated Depreciation, Total -1.301 -0.722 -0.33
    Note Receivable - Long Term 21.001 42.414 38.956
    Accounts Payable 0.288 1.285 3.442
    Current Port. of LT Debt/Capital Leases 3.75 3.125 4.888
    Long Term Debt 143.683 143.135 152.859
    Redeemable Preferred Stock 0 0
    Preferred Stock - Non Redeemable, Net 0 0
    Treasury Stock - Common -72.264 -56.844 -37.5
    Sep 2023 Jun 2023 Mar 2023 Dec 2022 Sep 2022
    Total Current Assets 293.856 284.506 271.995 280.744 283.209
    Cash and Short Term Investments 232.608 224.445 210.589 204.45 201.807
    Cash & Equivalents 232.608 224.445 210.589 204.45 201.807
    Total Receivables, Net 52.308 51.744 54.861 69.864 74.538
    Accounts Receivable - Trade, Net 43.116 39.98 48.331 60.15 72.209
    Prepaid Expenses
    Other Current Assets, Total 8.94 8.317 6.545 6.43 6.864
    Total Assets 383.38 386.8 372.898 379.631 398.963
    Property/Plant/Equipment, Total - Net 7.862 7.318 7.123 7.183 7.547
    Note Receivable - Long Term 11.381 26.004 24.231 21.001 34.385
    Other Long Term Assets, Total 70.281 68.972 69.549 70.703 73.822
    Total Current Liabilities 19.973 17.968 16.746 15.107 16.98
    Accounts Payable 0.221 0.03 0.741 0.288 0.183
    Accrued Expenses 9.302 7.491 6.369 6.388 8.838
    Notes Payable/Short Term Debt 0 0 0 0 0
    Current Port. of LT Debt/Capital Leases 3.75 3.75 3.75 3.75 3.75
    Other Current Liabilities, Total 6.7 6.697 5.886 4.681 4.209
    Total Liabilities 168.655 167.65 167.349 166.807 165.689
    Total Long Term Debt 141.139 141.984 142.829 143.683 144.478
    Long Term Debt 141.139 141.984 142.829 143.683 144.478
    Other Liabilities, Total 7.543 7.698 7.774 8.017 4.231
    Total Equity 214.725 219.15 205.549 212.824 233.274
    Redeemable Preferred Stock 0 0 0 0 0
    Common Stock 1.282 1.282 1.282 1.282 1.282
    Additional Paid-In Capital 503.981 501.374 500.53 499.625 499.843
    Retained Earnings (Accumulated Deficit) -188.907 -191.91 -203.281 -215.819 -211.63
    Treasury Stock - Common -101.631 -91.596 -92.982 -72.264 -56.221
    Total Liabilities & Shareholders’ Equity 383.38 386.8 372.898 379.631 398.963
    Total Common Shares Outstanding 119.499 120.696 120.592 123.646 126.231
    Preferred Stock - Non Redeemable, Net
    • Annual
    • Quarterly
    2022 2021 2020 2019 2018
    Net income/Starting Line 66.62 146.082 -97.564 2.59405 2.68511
    Cash From Operating Activities 107.431 95.156 24.64 -2.82418 -1.07068
    Non-Cash Items 6.028 -42.285 134.76 -5.8454 -4.08381
    Changes in Working Capital 33.069 -29.818 -19.058 0.42718 0.32802
    Cash From Financing Activities -17.797 -77.808 70.806 0 276.469
    Issuance (Retirement) of Stock, Net -18.018 -20 67.849 0 269.19
    Net Change in Cash 89.01 15.361 94.25 0.11557 1.15872
    Cash Taxes Paid 36.112 25.28 0.144 1.15764 0.7602
    Cash From Investing Activities -0.624 -1.987 -1.196 2.93974 -274.24
    Other Investing Cash Flow Items, Total 2.93974 -274.24
    Financing Cash Flow Items -1.185 -38.617 -24.924 0 7.2788
    Cash From Operating Activities 1.339 1.122 1.768
    Deferred Taxes 0.375 20.055 4.734
    Cash Interest Paid 3.52 5.243 10.444
    Capital Expenditures -0.624 -1.987 -1.196
    Total Cash Dividends Paid 0 0 -135.598
    Issuance (Retirement) of Debt, Net 1.406 -19.191 163.479
    Mar 2023 Dec 2022 Sep 2022 Jun 2022 Mar 2022
    Net income/Starting Line 12.538 66.62 70.809 46.28 23.154
    Cash From Operating Activities 29.508 107.431 84.997 53.587 31.932
    Cash From Operating Activities 0.244 1.339 0.68 0.614 0.304
    Deferred Taxes 1.221 0.375 -7.86 -0.998 0.554
    Non-Cash Items 2.096 6.028 4.26 2.554 1.422
    Cash Taxes Paid 0.197 36.112 27.471 20.853 8.501
    Cash Interest Paid 2.537 3.52 2.859 1.756 0.721
    Changes in Working Capital 13.409 33.069 17.108 5.137 6.498
    Cash From Investing Activities -0.335 -0.624 -0.637 -0.364 -0.186
    Capital Expenditures -0.036 -0.624 -0.637 -0.364 -0.186
    Cash From Financing Activities -22.39 -17.797 1.287 -1.625 -0.82
    Financing Cash Flow Items -0.129 -1.185 -1.057 -0.063 -0.039
    Total Cash Dividends Paid 0
    Issuance (Retirement) of Debt, Net -0.938 1.406 2.344 -1.562 -0.781
    Net Change in Cash 6.783 89.01 85.647 51.598 30.926
    Issuance (Retirement) of Stock, Net -21.323 -18.018 0 0
    Other Investing Cash Flow Items, Total -0.299
    Investor Name Investor Type Percent Outstanding Shares Held Shares change Holdings Date Turnover Rating
    Wasatch Global Investors Inc Investment Advisor/Hedge Fund 13.8443 16709804 -474917 2023-06-30 LOW
    T. Rowe Price Associates, Inc. Investment Advisor 9.7691 11791045 -543888 2023-06-30 LOW
    The Vanguard Group, Inc. Investment Advisor/Hedge Fund 7.6502 9233659 -1236655 2023-06-30 LOW
    Bregal Sagemount Private Equity 6.2674 7564566 0 2023-06-30 LOW
    True Wind Capital Management, L.P. Private Equity 6.2513 7545144 0 2023-06-30 LOW
    Working Capital Advisors (UK) Limited Investment Advisor 5.3275 6430185 3017444 2023-09-18 LOW
    BlackRock Institutional Trust Company, N.A. Investment Advisor 5.0887 6141906 -299278 2023-06-30 LOW
    Jessup (Ross M) Individual Investor 2.9345 3541860 1322 2023-03-31 LOW
    Flynn (John Joseph) Individual Investor 2.1547 2600661 -50000 2023-10-09 LOW
    State Street Global Advisors (US) Investment Advisor/Hedge Fund 2.131 2572068 211102 2023-06-30 LOW
    Geode Capital Management, L.L.C. Investment Advisor/Hedge Fund 1.6539 1996282 -55035 2023-06-30 LOW
    Dimensional Fund Advisors, L.P. Investment Advisor/Hedge Fund 1.3033 1572997 655119 2023-06-30 LOW
    Two Sigma Investments, LP Hedge Fund 1.2549 1514649 -279412 2023-06-30 HIGH
    Kornitzer Capital Management Inc. Investment Advisor 1.1395 1375351 -5050 2023-06-30 LOW
    Renaissance Technologies LLC Hedge Fund 0.8803 1062525 210300 2023-06-30 HIGH
    Cannell Capital, LLC Hedge Fund 0.8094 976930 61109 2023-06-30 LOW
    Norges Bank Investment Management (NBIM) Sovereign Wealth Fund 0.7482 903025 0 2022-12-31 LOW
    British Columbia Investment Management Corp. Pension Fund 0.7382 891028 296834 2022-03-31 LOW
    Northern Trust Investments, Inc. Investment Advisor/Hedge Fund 0.6627 799890 -42441 2023-06-30 LOW
    Raymond James & Associates, Inc. Research Firm 0.6575 793558 69913 2023-09-30 LOW

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    Open Lending Corporation Company profile

    About Open Lending Corp

    Open Lending Corporation is a provider of loan analytics, risk-based loan pricing, risk modeling, and automated decision technology for automotive lenders throughout the United States. The Company provides lending enablement and risk analytics to credit unions, regional banks, and the captive finance companies of original equipment manufacturer (OEM). It also operates as a third-party administrator that adjudicates insurance claims and premium adjustments on those automotive loans. Its Lenders Protection Program (LPP) is an automotive lending program designed to underwrite default insurance on loans made to near-prime and non-prime borrowers. LPP uses risk-based pricing models combined with loan default insurance provided by third-party insurers. LPP enables automotive lenders to assess the credit risk of a potential borrower using data driven analysis, enabling the lender to generate an all-inclusive, insured, interest rate for a loan for the borrower. It caters to 396 lenders.

    Financial summary

    BRIEF: For the fiscal year ended 31 December 2021, Open Lending Corp revenues increased 98% to $215.7M. Net income applicable to common stockholders totaled $146.1M vs. loss of $90.7M. Revenues reflect Program fees increase from $44M to $133.2M, Profit share increase of 25% to $75.6M, Claims administration and other service increase of 51% to $6.8M. Net Income reflects Change in fair value of contingent consi decrease from $131.9M (expense) to $0K.

    Industry: Financial Information Providers

    1501 S. Mopac Expressway
    Suite #450
    AUSTIN
    TEXAS 78746
    US

    Income Statement

    • Annual
    • Quarterly

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