BPER Banca stock forecast: Third-party price targets
BPER Banca is a mid-sized Italian bank listed on the Borsa Italiana, operating across retail and corporate banking, with shares traded publicly under the ticker BPE. Explore third-party BPE price targets and technical analysis.
BPER Banca S.p.A (BPE) is trading around €12.65 in intraday European dealings on 12 February 2026, within a session range of €12.47-€12.74 based on Capital.com’s feed as of 11:29am (UTC). Past performance is not a reliable indicator of future results.
The stock continues to react to BPER Banca’s fourth-quarter and full-year 2025 figures. The bank reported a quarterly net profit of about €340m and revenue above its full-year guidance, supported by higher net interest income (Reuters, 5 February 2026). Trading activity also reflects corporate steps linked to the planned merger with Banca Popolare di Sondrio (Reuters, 6 November 2026). BPER has completed a multi-billion-euro cash-and-stock transaction and called an extraordinary shareholders’ meeting in March 2026 to approve related measures (BPER Banca, 9 February 2026).
BPER Banca stock forecast 2026–2030: Third-party price targets
As of 12 February 2026, third-party BPER Banca stock predictions outline a 12-month range that generally runs from the €11.79 area to €14.60. Most individual assessments reference earnings performance, capital metrics and Italian banking conditions as key inputs. These figures represent third-party methodologies and assumptions rather than Capital.com’s view, and analysts may revise them as new results, macroeconomic data or regulatory developments emerge.
MarketScreener (consensus snapshot)
MarketScreener’s consensus for BPER Banca shows an average 12-month target price of €13.57. The service states that this aggregate view reflects a majority of positive recommendations and incorporates assumptions about sustained profitability, cost control and the integration of recent acquisitions within the Italian banking sector (MarketScreener, 12 February 2026).
Intermonte (broker research)
Intermonte reiterates a Buy stance on BPER Banca with a target price of €14.30, versus a reference price of €12.36, stating that the higher target follows slightly increased estimates and a valuation based on a Gordon growth model. The broker highlights capital deployment plans, integration costs related to Banca Popolare di Sondrio and expectations for earnings resilience amid sector consolidation (Websim, 6 February 2026).
TIKR (valuation-model scenario)
TIKR outlines a mid-case valuation scenario in which BPER Banca’s share price could reach around €14.52 over a two-year horizon, based on a 9.4× exit multiple and normalised earnings assumptions. The analysis links this indicative range to projected capital generation, efficiency gains and income stability, while noting that outcomes depend on how profitability and market sentiment evolve for Italian banks (TIKR, 17 January 2026).
Investing.com (analyst consensus sample)
Investing.com’s BPE stock forecast consensus page reports that the average 12-month price target stands at around €13.57, with a high estimate of €14.60 and a low of €11.79. The platform indicates that these figures aggregate differing analyst views on revenue growth, net interest income, cost of risk and balance-sheet quality, within what it describes as a supportive environment for Italian bank earnings (Investing.com, 12 February 2026).
Predictions and third-party forecasts are inherently uncertain, as they cannot fully account for unexpected market developments. Past performance is not a reliable indicator of future results.
BPE stock price: Technical overview
The BPE stock price is trading around €12.65 as of 11:29am (UTC) on 12 February 2026, with price holding above a rising daily moving-average cluster. The 20-, 50-, 100- and 200-day simple moving averages (SMAs) sit near €12.1, €11.6, €10.8 and €9.5 respectively. The 20-over-50 alignment remains in place, and the 10-day SMA near €12.5 tracks close to spot. Meanwhile, the Ichimoku base line and 20-day volume-weighted average price hover just below the market around €12.16-€12.17, suggesting that recent pullbacks have so far found interest in this short-term zone.
On the momentum side, the 14-day relative strength index (RSI) stands near 64.9, placing it in an upper-neutral range. The average directional index (ADX) near 28.8 indicates an established trend backdrop rather than a clearly range-bound phase.
On the upside, the nearest classic pivot resistance is located at €12.39 (R1). A sustained move above this level on a daily closing basis would bring €12.93 (R2) into focus as the next reference area. On pullbacks, initial support appears near the €11.92 classic pivot (P), with the 100-day SMA around €10.8 representing a deeper medium-term reference. If price were to move below that zone, €11.38 (S1) may act as a subsequent downside level to monitor (TradingView, 12 February 2026)
This technical analysis is provided for informational purposes only and does not constitute financial advice or a recommendation to buy or sell any instrument.
BPER Banca share price history (2024–2026)
BPE’s stock price has risen markedly over the past two years, moving from approximately €3.55 at the February 2024 lows to trade in the low-€12s by February 2026. During 2024, the stock advanced in stages, climbing from roughly €3.50-€4 in late winter to the €4.80-€5.30 area by early summer, before edging towards €5.80-€6.20 into year-end as buyers absorbed intermittent pullbacks.
Momentum increased through 2025 and into early 2026. BPE began 2025 near €5.97, moved into the €7-€8 range by late spring, and then traded above €10 in October. The share price ended 2025 just below €11.60 and extended into the €12.50-€12.80 band in January-February 2026. On 12 February 2026, BPER Banca closed at €12.69, meaning the stock has more than doubled over the preceding 12 months and delivered a sustained two-year advance.
Past performance is not a reliable indicator of future results.
BPER Banca (BPE): Capital.com analyst view
BPER Banca’s share price has recorded a sustained advance into early 2026, rising from mid-single-digit levels in early 2024 to the low-€12 area by February 2026. This move has coincided with reported profitability, solid capital ratios and relatively low non-performing exposure, factors that many market participants incorporate into their valuation frameworks for Italian banks.
At the same time, the scale and pace of the re-rating mean that investors may increasingly assess execution risks related to integration, potential regulatory changes and shifts in interest-rate dynamics. Such factors could contribute to periods of consolidation or heightened volatility if expectations adjust.
From a fundamental perspective, recent results indicate organic capital generation, growth in fee and commission income and cost control. However, external commentary also notes that Italian banks, including BPER, remain exposed to broader macroeconomic trends, possible changes to sector taxation and fluctuations in credit quality. Higher loan-loss provisions or weaker revenue growth could affect returns in a less favourable environment.
Summary – BPER Banca 2026
- BPER Banca’s share price has more than doubled over the two years to February 2026, rising from around €3.55 in early 2024 to trade near €12.65 by 12 February 2026.
- Recent technical readings show BPE trading above its main daily moving averages, with a 20-over-50-day alignment and a 14-day RSI in the mid-60s, indicating a firm but not extreme trend backdrop.
- Recent results point to solid profitability, capital generation and cost control. At the same time, observers reference macroeconomic uncertainty, potential tax or regulatory changes and acquisition integration as factors that could influence the share price in either direction.
Past performance is not a reliable indicator of future results.
FAQ
Who owns the most BPER Banca stock?
BPER Banca’s shareholder base generally comprises a mix of institutional investors, asset managers and retail shareholders. As with many listed Italian banks, no single controlling shareholder holds an outright majority, with significant stakes disclosed periodically through regulatory filings. Ownership levels may change over time due to market transactions or corporate actions. For the most up-to-date breakdown, investors can consult BPER Banca’s official investor relations disclosures and recent CONSOB filings.
What is the five-year BPER Banca share price forecast?
There is no widely published consensus five-year BPE stock forecast. Most third-party analyst price targets referenced in this article focus on a 12-month horizon, with some valuation scenarios extending to two years. Longer-term projections typically rely on assumptions about earnings growth, capital generation, interest-rate trends and Italy’s macroeconomic environment. Any multi-year forecast should be treated as indicative rather than certain, as underlying conditions can change materially over time.
Is BPER Banca a good stock to buy?
Whether BPER Banca is suitable for an individual investor depends on that person’s objectives, risk tolerance and time horizon. The bank has reported solid profitability and capital metrics in recent results, which analysts incorporate into their valuation frameworks. However, market participants also consider risks linked to economic conditions, regulatory developments and acquisition integration. A balanced assessment involves weighing potential returns against possible downside risks, rather than relying solely on recent share price performance.
Could BPER Banca stock go up or down?
Like any listed equity, BPER Banca’s share price can move in either direction. Technical indicators currently point to a firm trend backdrop, while analyst targets cluster within a defined 12-month range. However, future price movements may respond to earnings updates, interest-rate shifts, regulatory changes or broader market sentiment. Volatility is a normal feature of equity markets, and both upward moves and pullbacks remain possible as new information emerges.
Should I invest in BPER Banca stock?
Deciding whether to invest in BPER Banca shares requires an assessment of your financial goals, investment horizon and ability to tolerate market fluctuations. While the company has delivered notable share price gains over the past two years, past performance is not a reliable indicator of future returns. You may wish to review independent research and consider seeking professional financial advice before making any investment decision. This information is provided for educational purposes only and does not constitute investment advice.
Can I trade BPER Banca CFDs on Capital.com?
Yes, you can trade BPER Banca CFDs on Capital.com. Trading share CFDs lets you speculate on price movements without owning the underlying asset and to take long or short positions. However, contracts for difference (CFDs) are traded on margin, and leverage amplifies both profits and losses. You should ensure you understand how CFD trading works, assess your risk tolerance, and recognise that losses can occur quickly.