CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 78.1% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
US English
66.05
1.38%
Market Trading Hours* (UTC) Opens on Monday at 08:00

Mon - Fri: 08:00 - 16:20

  • Summary
  • Historical Data
  • Events
  • Income Statement
  • Balance Sheet
  • Cash Flow
  • Ownership
Trading сonditions
Spread 2.15
Long position overnight fee

Long position overnight fee


Margin. Your investment $1,000.00
Overnight fee -0.015664 %
Charges from full value of position ($-2.98)
Trade size with leverage ~ $20,000.00
Money from leverage ~ $19,000.00

Go to platform
-0.015664%
Short position overnight fee

Short position overnight fee


Margin. Your investment $1,000.00
Overnight fee -0.006558 %
Charges from full value of position ($-1.25)
Trade size with leverage ~ $20,000.00
Money from leverage ~ $19,000.00

Go to platform
-0.006558%
Overnight fee time 22:00 (UTC)
Min traded quantity 1
Currency CHF
Margin 5%
Stock exchange Switzerland
Commission on trade 0%

*Information provided by Capital.com

Temenos AG ESG Risk Ratings

High Medium Low Negligible

‘B’ score indicates good relative ESG performance and above average degree of transparency in reporting material ESG data publicly.

More ESG coverage

Key Stats
Prev. Close* 65.15
Open* 66.45
1-Year Change* -4.46%
Day's Range* 66.05 - 67.05
52 wk Range 56.40-81.94
Average Volume (10 days) 215.86K
Average Volume (3 months) 3.67M
Market Cap 6.14B
P/E Ratio 48.99
Shares Outstanding 72.01M
Revenue 850.83M
EPS 1.67
Dividend (Yield %) 1.35368
Beta 1.70
Next Earnings Date Feb 19, 2024

All data is provided by Refinitiv, except for data marked with an asterisk, which is *data provided by Capital.com

  • Last Week
  • Last Month
  • Last Year
  • Last two Years
  • Max
  • Daily
  • Weekly
  • Monthly
Date Close Change Change (%) Open High Low
Mar 1, 2024 66.05 -0.10 -0.15% 66.15 67.05 65.95
Feb 29, 2024 65.15 1.10 1.72% 64.05 66.85 62.75
Feb 28, 2024 64.30 -0.55 -0.85% 64.85 65.30 63.80
Feb 27, 2024 65.15 1.05 1.64% 64.10 65.25 63.15
Feb 26, 2024 63.55 -0.50 -0.78% 64.05 64.65 62.70
Feb 23, 2024 63.30 -0.60 -0.94% 63.90 64.55 63.00
Feb 22, 2024 62.65 0.50 0.80% 62.15 63.85 61.15
Feb 21, 2024 60.75 -0.60 -0.98% 61.35 62.15 60.00
Feb 20, 2024 60.60 -5.25 -7.97% 65.85 66.35 59.75
Feb 19, 2024 64.80 2.70 4.35% 62.10 66.45 62.05
Feb 16, 2024 60.10 -2.80 -4.45% 62.90 63.00 56.20
Feb 15, 2024 61.60 -26.60 -30.16% 88.20 88.85 57.85
Feb 14, 2024 87.85 0.50 0.57% 87.35 88.45 86.85
Feb 13, 2024 85.90 -1.85 -2.11% 87.75 88.05 85.80
Feb 12, 2024 87.70 -0.35 -0.40% 88.05 88.90 86.30
Feb 9, 2024 88.20 1.60 1.85% 86.60 88.65 86.60
Feb 8, 2024 88.35 1.50 1.73% 86.85 88.60 86.85
Feb 7, 2024 87.55 -0.35 -0.40% 87.90 88.85 86.55
Feb 6, 2024 88.25 -0.20 -0.23% 88.45 89.35 87.85
Feb 5, 2024 88.60 0.10 0.11% 88.50 89.25 88.05

Temenos Group AG Events

Time (UTC) Country Event
Tuesday, April 23, 2024

Time (UTC)

10:59

Country

CH

Event

Q1 2024 Temenos AG Earnings Release
Q1 2024 Temenos AG Earnings Release

Forecast

-

Previous

-
Thursday, May 2, 2024

Time (UTC)

09:30

Country

CH

Event

Temenos AG Annual Shareholders Meeting
Temenos AG Annual Shareholders Meeting

Forecast

-

Previous

-
View all events
  • Annual
  • Quarterly
2022 2021 2020 2019 2018
Total revenue 949.628 967.002 887.358 971.97 840.861
Revenue 949.628 967.002 887.358 971.97 840.861
Cost of Revenue, Total 318.425 325.478 299.245 264.48 229.191
Gross Profit 631.203 641.524 588.113 707.49 611.67
Total Operating Expense 786.243 728.918 653.758 736.55 622.091
Selling/General/Admin. Expenses, Total 286.279 250.381 202.731 273.901 229.258
Other Operating Expenses, Total 177.439 148.859 147.682 193.869 159.642
Operating Income 163.385 238.084 233.6 235.42 218.77
Interest Income (Expense), Net Non-Operating -10.77 -21.35 -24.081 -17.995 -12.764
Other, Net -6.652 -5.218 -5.289 -4.872 -10.605
Net Income Before Taxes 145.963 211.516 204.23 212.553 195.401
Net Income After Taxes 114.42 173.37 175.02 181.121 168.228
Minority Interest 0 0 0
Net Income Before Extra. Items 114.42 173.37 175.02 181.121 168.228
Net Income 114.42 173.37 175.02 181.121 168.228
Income Available to Common Excl. Extra. Items 114.42 173.37 175.02 181.121 168.228
Income Available to Common Incl. Extra. Items 114.42 173.37 175.02 181.121 168.228
Dilution Adjustment 0
Diluted Net Income 114.42 173.37 175.02 181.121 168.228
Diluted Weighted Average Shares 71.957 72.377 73.232 73.489 72.957
Diluted EPS Excluding Extraordinary Items 1.59012 2.39537 2.38994 2.4646 2.30585
Dividends per Share - Common Stock Primary Issue 1.18996 1.09625 1.01683 0.87828 0.76421
Diluted Normalized EPS 1.75788 2.59243 2.49058 2.68143 2.41442
Depreciation / Amortization 4.1 4.2 4.1 4.3 4
Sep 2023 Jun 2023 Mar 2023 Dec 2022 Sep 2022
Total revenue 236.7 465.522 226.548 490.844 212.843
Revenue 236.7 465.522 226.548 490.844 212.843
Cost of Revenue, Total 34.183 141.774 33.517 161.359 41.099
Gross Profit 202.517 323.748 193.031 329.485 171.744
Total Operating Expense 203.834 367.293 183.352 416.649 202.674
Selling/General/Admin. Expenses, Total 95.772 140.284 84.922 159.909 88.753
Research & Development 73.879 64.913 72.822
Operating Income 32.866 98.229 43.196 74.195 10.169
Interest Income (Expense), Net Non-Operating -4.296 -10.688 -4.968 -7.581 -6.907
Net Income Before Taxes 28.57 87.541 38.228 66.614 3.262
Net Income After Taxes 21.884 68.89 30.578 50.109 2.137
Net Income Before Extra. Items 21.884 68.89 30.578 50.109 2.137
Net Income 21.884 68.89 30.578 50.109 2.137
Income Available to Common Excl. Extra. Items 21.884 68.89 30.578 50.109 2.137
Income Available to Common Incl. Extra. Items 21.884 68.89 30.578 50.109 2.137
Diluted Net Income 21.884 68.89 30.578 50.109 2.137
Diluted Weighted Average Shares 72.9467 72.2 72.8048 72.086 71.2333
Diluted EPS Excluding Extraordinary Items 0.3 0.95416 0.42 0.69513 0.03
Dividends per Share - Common Stock Primary Issue 0 0 0 1.18996 0
Diluted Normalized EPS 0.34318 1.04026 0.58413 0.81409 0.07676
Other Operating Expenses, Total 85.235 95.381
  • Annual
  • Quarterly
2022 2021 2020 2019 2018
Total Current Assets 438.508 478.556 446.298 552.634 577.213
Cash and Short Term Investments 125.035 146.078 119.318 157.216 294.018
Cash 69.825 101.822 89.372 131.506 197.543
Short Term Investments 55.21 44.256 29.946 25.71 96.475
Total Receivables, Net 255.921 285.572 293.866 341.112 267.539
Accounts Receivable - Trade, Net 334.875 310.519 273.77 321.897 262.269
Prepaid Expenses 57.552 46.906 33.114 33.306 15.656
Total Assets 2231.81 2234.08 2215.69 2331.66 1649.25
Property/Plant/Equipment, Total - Net 63.102 59.415 62.93 67.283 18.021
Property/Plant/Equipment, Total - Gross 166.1 161.354 154.192 140.334 71.243
Accumulated Depreciation, Total -102.998 -101.939 -91.262 -73.051 -53.222
Goodwill, Net 1052.62 1086.39 1122.49 1077.38 635
Intangibles, Net 486.134 510.716 545.211 580.513 374.945
Long Term Investments 42.85 21.999 0.281 22.361 15.423
Note Receivable - Long Term 104.41 53.876 10.005 12.338 10.987
Other Long Term Assets, Total 44.195 23.128 28.473 19.155 17.663
Total Current Liabilities 919.492 872.826 604.011 683.464 577.243
Accounts Payable 42.214 40.285 18.375 42.543 30.883
Accrued Expenses 106.174 120.923 88.526 146.536 117.36
Notes Payable/Short Term Debt 0 0 0 0 0
Current Port. of LT Debt/Capital Leases 204.137 211.009 21.518 100.595 107.797
Other Current Liabilities, Total 566.967 500.609 475.592 393.79 321.203
Total Liabilities 1678.77 1759.3 1692.29 1886.58 1350.48
Total Long Term Debt 636.666 748.849 956.338 1073.97 706.278
Long Term Debt 609.912 719.088 924.627 1038.62 706.278
Deferred Income Tax 94.993 96.405 107.231 103.665 36.994
Minority Interest 0
Other Liabilities, Total 27.62 41.216 24.706 25.483 29.966
Total Equity 553.044 474.788 523.405 445.08 298.771
Common Stock 253.466 252.467 249.535 241.858 233.217
Additional Paid-In Capital -554.755 -553.747 -550.385 -542.621 -533.869
Retained Earnings (Accumulated Deficit) 1511.38 1416.23 1268.71 1154.19 985.522
Treasury Stock - Common -464.778 -464.778 -264.608 -264.608 -264.608
Unrealized Gain (Loss)
Other Equity, Total -192.265 -175.387 -179.851 -143.742 -121.491
Total Liabilities & Shareholders’ Equity 2231.81 2234.08 2215.69 2331.66 1649.25
Total Common Shares Outstanding 71.7711 71.5776 72.402 70.9532 69.24
Other Current Assets, Total 0 21 0
Capital Lease Obligations 26.754 29.761 31.711 35.356 0
Sep 2023 Jun 2023 Mar 2023 Dec 2022 Sep 2022
Total Current Assets 440.67 451.26 449.034 438.508 405.909
Cash and Short Term Investments 87.012 158.665 112.069 125.035 73.422
Cash & Equivalents 87.012 100.888 112.069 89.923 73.422
Total Receivables, Net 353.658 292.595 336.965 313.473 332.487
Accounts Receivable - Trade, Net 216.017 292.595 236.367 313.473 242.748
Total Assets 2202.19 2236.63 2250.17 2231.81 2114.43
Property/Plant/Equipment, Total - Net 58.107 58.123 62.879 63.102 59.921
Intangibles, Net 1506.19 1529.83 1536.96 1538.75 1511.33
Note Receivable - Long Term 116.754 122.96 91.06 104.41 51.252
Other Long Term Assets, Total 80.47 46.941 110.238 44.195 86.013
Total Current Liabilities 1062 1078.38 909.29 919.492 655.141
Payable/Accrued 182.006 175.893 195.084 171.886 198.993
Notes Payable/Short Term Debt 0 0 0 0 0
Current Port. of LT Debt/Capital Leases 374.899 378.902 209.686 204.137 19.123
Other Current Liabilities, Total 505.092 523.588 504.52 543.469 437.025
Total Liabilities 1632.46 1691.85 1662.34 1678.77 1629.23
Total Long Term Debt 451.642 494.011 631.805 636.666 852.648
Long Term Debt 451.642 471.711 631.805 609.912 852.648
Deferred Income Tax 87.591 92.797 92.844 94.993 88.745
Other Liabilities, Total 31.231 26.663 28.4 27.62 32.692
Total Equity 569.725 544.779 587.834 553.044 485.199
Common Stock 254.716 254.037 253.991 253.466 253.347
Additional Paid-In Capital -135.125 -146.446 -160.074 -166.637 -179.534
Retained Earnings (Accumulated Deficit) 1125.76 1103.88 1153.84 1123.26 1076.82
Treasury Stock - Common -464.778 -464.778 -464.778 -464.778 -464.778
Unrealized Gain (Loss) -210.847 -201.909 -195.142 -192.265 -200.659
Total Liabilities & Shareholders’ Equity 2202.19 2236.63 2250.17 2231.81 2114.43
Total Common Shares Outstanding 71.8766 71.8766 71.7711 71.7711 71.6505
Short Term Investments 57.777 35.112
Long Term Investments 27.523 42.85
Capital Lease Obligations 22.3 26.754
  • Annual
  • Quarterly
2022 2021 2020 2019 2018
Net income/Starting Line 145.963 211.516 204.23 212.553 195.401
Cash From Operating Activities 297.907 460.129 382.959 347.054 344.174
Cash From Operating Activities 141.79 151.955 151.911 131.85 95.726
Non-Cash Items 69.858 71.219 16.643 62.342 57.389
Cash Taxes Paid 18.718 12.834 23.236 17.197 20.88
Cash Interest Paid 22.581 19.68 23.487 21.714 12.663
Changes in Working Capital -59.704 25.439 10.175 -59.691 -4.342
Cash From Investing Activities -137.124 -131.526 -47.742 -681.3 -324.209
Capital Expenditures -105.032 -102.118 -86.078 -78.63 -64.622
Other Investing Cash Flow Items, Total -32.092 -29.408 38.336 -602.67 -259.587
Cash From Financing Activities -207.972 -295.965 -381.286 198.803 100.998
Financing Cash Flow Items -20.244 -23.527 -27.649 -27.549 -21.616
Total Cash Dividends Paid -74.405 -71.427 -63.355 -52.361 -46.134
Issuance (Retirement) of Stock, Net 0 -200.17 0 -205.578
Issuance (Retirement) of Debt, Net -113.323 -0.841 -290.282 278.713 374.326
Foreign Exchange Effects -2.21 -3.511 3.479 0.789 -1.379
Net Change in Cash -49.399 29.127 -42.59 -134.654 119.584
Mar 2023 Dec 2022 Sep 2022 Jun 2022 Mar 2022
Net income/Starting Line 38.228 145.963 82.611 79.349 33.999
Cash From Operating Activities 61.093 297.907 168.953 140.907 59.461
Cash From Operating Activities 32.538 141.79 105.101 71.1 35.849
Non-Cash Items 15.478 69.858 57.201 37.352 20.059
Cash Taxes Paid 9.409 18.718 13.043 6.257 0.87
Cash Interest Paid 1.754 22.581 10.891 8.765 0.278
Changes in Working Capital -25.151 -59.704 -75.96 -46.894 -30.446
Cash From Investing Activities -22.399 -137.124 -105.641 -65.216 -25.385
Capital Expenditures -22.419 -105.032 -81.945 -58.676 -27.173
Other Investing Cash Flow Items, Total 0.02 -32.092 -23.696 -6.54 1.788
Cash From Financing Activities -16.4 -207.972 -125.183 -107.898 -76.558
Financing Cash Flow Items -2.399 -20.244 -11.546 -8.714 -1.431
Total Cash Dividends Paid -74.405 -74.405 -74.414
Issuance (Retirement) of Stock, Net 0 0 0 0
Issuance (Retirement) of Debt, Net -14.001 -113.323 -39.232 -24.77 -75.127
Foreign Exchange Effects -0.148 -2.21 -4.029 -1.378 -0.592
Net Change in Cash 22.146 -49.399 -65.9 -33.585 -43.074
Investor Name Investor Type Percent Outstanding Shares Held Shares change Holdings Date Turnover Rating
Ebner (Martin & Rosmarie) Other Insider Investor 12.9449 9730000 2035000 2023-09-28 LOW
BNP Paribas Asset Management France SAS Investment Advisor/Hedge Fund 11.0743 8323947 179750 2023-10-09 LOW
BlackRock Institutional Trust Company, N.A. Investment Advisor 5.4915 4127677 430755 2023-05-24 LOW
Baillie Gifford & Co. Investment Advisor 4.637 3485355 -177710 2022-12-31 LOW
Caisse de Depot et Placement du Quebec Pension Fund 3.1461 2364762 2353324 2022-03-25 LOW
Norges Bank Investment Management (NBIM) Sovereign Wealth Fund 3.1006 2330565 1600379 2023-10-10 LOW
UBS Asset Management (Switzerland) Investment Advisor 3.0505 2292935 0 2022-12-31 LOW
Credit Suisse Funds AG Investment Advisor/Hedge Fund 2.9818 2241234 -27379 2023-06-09 LOW
Invesco Canada Ltd. Investment Advisor 2.7058 2033828 -7581 2023-09-30 LOW
The Vanguard Group, Inc. Investment Advisor/Hedge Fund 2.4433 1836526 818 2023-09-30 LOW
Zürcher Kantonalbank (Asset Management) Bank and Trust 1.7478 1313706 26421 2023-09-30 LOW
Pictet Asset Management Ltd. Investment Advisor/Hedge Fund 1.6568 1245352 -130952 2023-06-30 LOW
BlackRock Advisors (UK) Limited Investment Advisor/Hedge Fund 1.381 1038034 -27667 2023-09-30 LOW
Andreades (Andreas) Individual Investor 1.1265 846752 50000 2022-12-31 LOW
Dimensional Fund Advisors, L.P. Investment Advisor/Hedge Fund 1.0489 788365 3236 2023-09-30 LOW
Bank Vontobel AG (Private Banking) Bank and Trust 0.9853 740600 -1500 2023-07-31 LOW
Amundi Asset Management, SAS Investment Advisor/Hedge Fund 0.7887 592821 379662 2023-09-30 LOW
Mirabaud Asset Management AG Investment Advisor 0.7504 564043 0 2023-07-31 MED
MFS Investment Management Investment Advisor/Hedge Fund 0.7198 541064 94206 2023-09-30 LOW
Fidelity Investments Canada ULC Investment Advisor 0.6529 490744 -124542 2023-06-30 MED

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Temenos Company profile

About Temenos AG

Temenos AG, formerly Temenos Group AG, is a Switzerland-based company engaged in the development and marketing of banking software systems. Its services include implementation, performance optimization, integration, administration, maintenance, upgrades, training and support for its software solutions. It offers solutions for retail, corporate, universal, Islamic and microfinance and community banking sectors, as well as for Private Wealth Management. The Company's client base consists of mostly banking and other financial services institutions. Its core products are Temenos T24 Core Banking (T24), a front to back office, Customer Relationship Management (CRM) and product lifecycle management software platform, as well as Front Office, an integrated, role-specific, and multi-channel solution that supports banks’ daily interactions and long term relationships with their retail, corporate, mass affluent, and High-Net-Worth (HNW) customers. It offers also funds and securities solutions.

Financial summary

BRIEF: For the fiscal year ended 31 December 2021, Temenos AG revenues increased 9% to $967M. Net income decreased 1% to $173.4M. Revenues reflect Software licensing increase from $83.6M to $292.2M, Maintenance increase of 4% to $395.1M. Dividend per share increased from $1.02 to $1.10. Basic Earnings per Share excluding Extraordinary Items decreased from $2.43 to $2.42.

Industry: Software (NEC)

2 Rue de l’Ecole-de-Chimie
GENEVE
GENEVE 1205
CH

Income Statement

  • Annual
  • Quarterly

News

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18:44, 1 March 2024

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12:13, 20 February 2024

UK Bank Earnings: What to expect from Lloyds, Barclays and HSBC?

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US Earnings Week Ahead: Walt Disney, Uber, and Pepsi Co.

The last of the Magnificent Seven have reported, delivering mixed results. Meanwhile, according to FactSet, the S&P 500 is set for negative earnings growth for Q4, with estimates for the next quarter also downgraded.

16:24, 2 February 2024

Bank of England preview: will updated projections show more cuts are expected in 2024?

Markets have no doubt that the BoE will keep its rate unchanged

15:43, 31 January 2024

Meta Platforms Q4 earnings forecast to surge on solid ad revenues

Meta Platforms (META) reports its Q4 results after Wall Street’s closing bell on February 1, 2024. We preview what to expect from the results and analyse the stock’s technicals.

15:33, 31 January 2024

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