Intesa Sanpaolo stock forecast: Third-party price targets
Intesa Sanpaolo is a Milan-based banking group listed on the Borsa Italiana, providing retail, corporate and investment banking, asset management and insurance services across Italy and selected international markets. Explore third-party ISP price targets and technical analysis.
Intesa Sanpaolo S.p.A. (ISP) is trading around €5.97, within an intraday range of €5.86-€6.01 as of 11:14am on 12 February 2026 (UTC). The share price is holding close to the levels recorded in early February 2026. Past performance is not a reliable indicator of future results.
The move follows Intesa Sanpaolo’s report of consolidated net income of €9.3bn for 2025, up from 2024, which the bank described as a record result, supported by operating income growth and capital strength (Investing.com, 2 February 2026).
Intesa Sanpaolo stock forecast 2026–2030: Third-party price targets
As of 12 February 2026, third-party Intesa Sanpaolo stock predictions cluster between approximately €6.45 and €7.20 per share, based on recent broker updates and single-stock research notes. These targets reflect 12-month projections and represent analysts’ assessments of potential future price levels, rather than guarantees. Assumptions vary, particularly around earnings resilience, capital distribution and the wider Eurozone banking environment.
UBS (broker rating update)
UBS maintains a 12-month ISP stock forecast of €6.45 per share, alongside a Buy rating. The broker links its stance to the bank’s earnings outlook and capital return capacity under current Italian and broader European banking conditions (MarketScreener, 26 January 2026).
J.P. Morgan (broker rating update)
J.P. Morgan reiterates a Buy rating on Intesa Sanpaolo and sets a 12-month price target of €6.90 per share. Analyst Delphine Lee highlights earnings capacity and capital strength within the broader Eurozone banking context (MarketScreener, 2 February 2026).
Citi (broker update)
Citi raises its Intesa Sanpaolo price target to €7 from €6.80, while maintaining a positive stance on the shares. The revision reflects the broker’s assessment of the bank’s profitability trajectory and capital plans in the wider sector environment (TipRanks, 4 February 2026).
Morgan Stanley (single-stock target)
Morgan Stanley upholds a Buy rating on Intesa Sanpaolo and sets a 12-month price target of €7.20 per share. Analyst Noemi Peruch refers to the bank’s return-on-equity profile and distribution capacity within its valuation framework under current Italian banking conditions (The Globe and Mail, 4 February 2026).
Predictions and third-party forecasts are inherently uncertain, as they cannot fully account for unexpected market developments. Past performance is not a reliable indicator of future results.
ISP stock price: Technical overview
The ISP stock price is trading near €5.97 as of 11:14am on 12 February 2026 (UTC), holding around the classic pivot at €5.91 and remaining above the 50-, 100- and 200-day moving average cluster. On the daily chart, the simple 20-, 50-, 100- and 200-day moving averages sit around €5.93, €5.86, €5.71 and €5.39 respectively. Shorter-term averages remain above longer-term averages, while the 14-day RSI at 51.7 indicates neutral momentum rather than overbought or oversold conditions.
The €6.15 area, marked by classic R1, represents the first resistance level on the upside. A sustained move above this level would bring the €6.34 R2 region into focus as the next potential resistance zone. On pullbacks, the classic pivot at €5.91 acts as initial support, followed by the 100-day simple moving average near €5.71. A break below that level would expose the €5.73-€5.49 S1-S2 range on the Classic pivot framework (TradingView, 12 February 2026).
Technical analysis is based on historical price data and does not guarantee future performance. It is provided for informational purposes only and does not constitute financial advice or a recommendation to buy or sell any instrument.
Intesa Sanpaolo share price history (2024–2026)
Over the past two years, ISP’s stock price has risen from around €2.82 in mid-February 2024 to approximately €5.98 by 12 February 2026. During the first half of 2024, the stock traded largely below €3.50 before moving above €4 in early 2025. It extended its advance beyond €5 by mid-2025.
Into early 2026, prices have mostly fluctuated within the €5.50-€6.10 range, with recent sessions showing relatively narrow intraday ranges as the market consolidates following the prior multi-month advance.
Past performance is not a reliable indicator of future results.
Intesa Sanpaolo (ISP): Capital.com analyst view
On Capital.com’s feed, Intesa Sanpaolo’s share price has moved from the low-€3 area in early 2024 to trade close to €6 by February 2026. Much of this advance followed breaks above the €4 and €5 levels during 2025. The move coincided with a broader re-rating of European bank equities and improved profitability metrics at group level.
However, a higher valuation can also increase sensitivity to changes in sentiment. Any shift in investor expectations around European banks, macroeconomic conditions or company-specific results may influence short-term price movements.
From a fundamental perspective, the bank reported record 2025 net income of €9.3bn, a lower cost-to-income ratio and what it describes as a ‘zero-NPL’ profile. The 2026-2029 plan outlines continued investment in technology and significant planned cash returns through dividends and buybacks. At the same time, higher payout targets and profitability goals may leave the bank more exposed if the macroeconomic backdrop weakens, regulatory requirements change or execution risks emerge. Any variation in earnings, capital generation or asset quality metrics could affect valuation assumptions.
Capital.com’s client sentiment for Intesa Sanpaolo CFDs
As of 12 February 2026, Capital.com client positioning in Intesa Sanpaolo CFDs shows 95.1% buyers versus 4.9% sellers, placing buyers ahead by approximately 90.2 percentage points. This indicates that current positioning is heavily weighted towards long exposure rather than evenly balanced between long and short positions. This data reflects open positions on Capital.com at the time of writing and may change.
Summary – Intesa Sanpaolo 2026
- Intesa Sanpaolo’s share price on Capital.com has moved from approximately €2.82 in February 2024 to around €5.98 by 12 February 2026, representing a notable two-year advance.
- The stock traded mostly below €3.50 in early 2024, rose above €4 in early 2025 and moved beyond €5 by mid-2025, before consolidating within the €5.50-€6.10 range into early 2026.
- Recent daily technical indicators show the price holding near the classic pivot around €5.91, with the 20-, 50-, 100- and 200-day simple moving averages clustered near €5.93, €5.86, €5.71 and €5.39. The RSI remains in mid-range territory, indicating neutral momentum.
- Intesa Sanpaolo reported record 2025 net income of €9.3bn and introduced a 2026-2029 plan focused on technology investment and planned cash returns. These factors form part of the current valuation narrative, but they do not determine future share price performance.
- As with other European banks, Intesa Sanpaolo’s share price remains sensitive to shifts in sector sentiment, economic conditions, regulatory developments and company-specific updates.
Past performance is not a reliable indicator of future results.
FAQ
Who owns the most Intesa Sanpaolo stock?
Intesa Sanpaolo’s shareholder base includes a mix of institutional investors, asset managers and retail shareholders. Large holdings are disclosed through regulatory filings, and these positions can change as investors rebalance or adjust their exposure. As a listed company, ownership is not static, and no single disclosure provides a permanent snapshot. Investors should consult the latest official filings and shareholder registers for the most up-to-date information.
What is the five-year Intesa Sanpaolo share price forecast?
There is no fixed or universally agreed five-year ISP stock forecast. Most published analyst targets focus on a 12-month horizon and reflect assumptions about earnings, capital returns and sector conditions. Over a longer period, additional variables – including macroeconomic trends, regulatory developments and interest rate cycles – may materially affect performance. Long-term projections therefore involve uncertainty and should be viewed as scenarios rather than predictions.
Is Intesa Sanpaolo a good stock to buy?
Whether Intesa Sanpaolo is considered a ‘good’ stock depends on individual objectives, risk tolerance and time horizon. The bank has reported recent earnings growth and outlined capital return plans, but its valuation also reflects broader sentiment towards European banks. Share prices can respond to economic data, regulatory changes and company-specific results. Investors should assess their own financial circumstances and conduct independent research before making any investment decision.
Could Intesa Sanpaolo stock go up or down?
Like all listed shares, Intesa Sanpaolo’s stock can move both higher and lower. Price direction depends on factors such as earnings performance, capital plans, interest rate expectations and wider market sentiment towards the banking sector. Technical levels may highlight areas of support or resistance, but they do not determine future outcomes. Volatility can increase around results announcements or major macroeconomic events, which may lead to sharper short-term price movements.
Should I invest in Intesa Sanpaolo stock?
Deciding whether to invest in Intesa Sanpaolo shares involves considering your financial goals, risk appetite and overall portfolio exposure. While the company has reported solid profitability in recent years, banking stocks remain sensitive to economic cycles and regulatory change. Past performance does not guarantee future results. If you are unsure, you may wish to seek independent financial advice before making an investment decision.
Can I trade Intesa Sanpaolo CFDs on Capital.com?
Yes, you can trade Intesa Sanpaolo CFDs on Capital.com. Trading share CFDs lets you speculate on price movements without owning the underlying asset and to take long or short positions. However, contracts for difference (CFDs) are traded on margin, and leverage amplifies both profits and losses. You should ensure you understand how CFD trading works, assess your risk tolerance, and recognise that losses can occur quickly.