HomeAllianz stock forecast: FY2025 results in focus

Allianz stock forecast: FY2025 results in focus

Allianz SE is a German-listed global insurer, with attention on its preliminary full-year 2025 results due on 26 February 2026, after reporting record nine-month operating profit and a Solvency II ratio of around 209%. Past performance is not a reliable indicator of future results.
By Dan Mitchell
Allianz stock forecast
Photo: Shutterstock.com

Allianz SE (ALV) is trading around €379.90 as of 3:59pm UTC on 25 February 2026, within an intraday range of €374.30 to €380.80 on Capital.com’s feed. The price remains near the upper end of the session range, with trading contained within a band of around €6.50 so far today. Past performance is not a reliable indicator of future results.

The move comes ahead of Allianz’s scheduled release of preliminary full-year 2025 results on 26 February 2026 (Allianz, 25 February 2026). The group previously reported record operating profit of about €4.4bn for Q3 2025 and €13.1bn for the first nine months, driven by Property-Casualty and Life/Health earnings (Yahoo Finance, 14 November 2025). Recent updates also refer to a Solvency II capitalisation ratio of around 209% and a 22% year-on-year increase in brand value to approximately $60.7bn in the 2026 Brand Finance Global 500 report (Allianz, 20 January 2026).

Allianz stock forecast 2026–2030: Third-party price targets

As of 25 February 2026, third-party Allianz stock predictions suggest varying expectations from current levels, with a spread between more cautious and more optimistic brokers. The following summaries outline six recent 12-month views and the assumptions they highlight around earnings, valuation, capital strength and sector conditions.

MarketScreener (consensus overview)

MarketScreener reports that the consensus 12-month ALV stock forecast stands at around €389.57, based on 18 analyst contributions. Individual targets range from €325 to €459, with an overall ‘Outperform’-style mean recommendation. The platform notes that analysts weigh profitability and capital generation against macroeconomic and regulatory considerations for European insurers, including interest-rate dynamics and prudential oversight of solvency and investment exposures (MarketScreener, 23 February 2026).

RBC Capital Markets (coverage initiation)

RBC Capital Markets initiates coverage of Allianz with a ‘sector perform’ rating and a €405 12-month price target. The broker cites a reference close of €367.10 and outlined a projected total return of around 10%, including dividends. RBC states that Allianz appears ‘appropriately valued’ at roughly 11.8x forward earnings, trading at a premium to peers, which it links to the group’s historical earnings growth. It also highlights potential AI-related cost efficiencies alongside distribution risks within the business model (Investing.com, 17 February 2026).

StockScan (model-based forecast)

StockScan presents an average 2026 value projection for Allianz SE registered shares (ALIZF) of approximately $522.87. The model range extends from about $460 at the lower end to roughly $584.92 at the upper end. The service explains that it combines historical trading patterns with machine-learning scenario analysis and emphasises that projections remain sensitive to volatility, earnings developments and company-specific news flow (StockScan, 24 February 2026).

Allianz risk barometer (contextual signal)

The Allianz Risk Barometer 2026 report does not assign a share-price target. However, it provides qualitative context by identifying cyber incidents, AI-related disruption and business interruption among leading global business risks (Allianz, 3 February 2026).

Predictions and third-party forecasts are inherently uncertain, as they cannot fully account for unexpected market developments. Past performance is not a reliable indicator of future results.

ALV stock price: Technical overview

The ALV stock price trades above its short- and medium-term moving-average cluster on the daily chart, with the 20-, 50-, 100- and 200-day simple moving averages (SMAs) near 377, 380, 371 and 361 respectively as of 3:59pm UTC on 25 February 2026. At around €379.90, the price sits between the 20- and 50-day averages, while the 14-day relative strength index (RSI) at approximately 57.0 remains in neutral territory. The average directional index (ADX) near 17 indicates limited trend strength rather than a sustained directional phase.

On the upside, the nearest classic pivot resistance stands around €391.2 (R1). A daily close above this level would place attention on the €410.7 (R2) region. On pullbacks, initial support appears near the classic pivot at approximately €376.6, followed by the 100-day SMA around €370.8. A move below that zone would bring the €357.1 (S1) level into focus (TradingView, 25 February 2026).

Technical analysis is provided for informational purposes only and does not constitute financial advice.

Allianz share price history (2024–2026)

ALV’s stock price has moved higher over the past two years, rising from around €248 at the end of February 2024 to approximately €380 by 25 February 2026. The stock consolidated below €300 for much of 2024 before breaking higher later that year and extending gains through 2025 into early 2026.

In 2025, ALV advanced from roughly €297 in early January to just above €392 by year-end, with intermittent pullbacks towards the mid-€320s in the spring. By 25 February 2026, the share price closed at €380.90, placing it below the December 2025 highs near €392 but above levels recorded a year earlier.

Past performance is not a reliable indicator of future results.

Allianz (ALV): Capital.com analyst view

Over the past two years, Allianz’s share price has moved from the high-€200s into the high-€300s, with the stock trading around €379.90 as of 3:59pm UTC on 25 February 2026. This upward move has coincided with reported record operating profit for 2025, higher core net income and a Solvency II ratio above 200%. At the same time, the share price has continued to respond to changes in interest rates, equity-market performance and broader risk sentiment.

Allianz’s own research highlights macroeconomic and structural risks, including cyber incidents, AI-related disruption and business interruption, as outlined in the 2026 Allianz Risk Barometer. These factors may support demand for insurance products, while also introducing uncertainty around claims costs, operational risk and investment returns. As a result, future price movements are likely to reflect both company fundamentals and evolving external conditions.

CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Past performance is not a reliable indicator of future results.

Summary – Allianz 2026

Past performance is not a reliable indicator of future results.

FAQ

Who owns the most Allianz stock?

Allianz SE’s largest shareholders generally comprise institutional investors such as global asset managers, pension funds and insurance groups, alongside retail investors. As a German-listed blue-chip company and a component of major indices, its shares are widely held rather than concentrated in a single controlling owner. Ownership structures may change over time as institutions rebalance their portfolios, so investors often consult the latest annual report or regulatory filings for updated information.

What is the five-year Allianz share price forecast?

There is no single agreed five-year ALV stock forecast. Most publicly available analyst targets focus on 12-month horizons, with projections reflecting earnings expectations, capital strength and broader insurance-sector trends. Longer-term forecasts depend on variables including interest rates, claims costs, regulatory developments and economic growth. As these factors can shift, extended projections tend to carry greater uncertainty than shorter-term consensus estimates.

Is Allianz a good stock to buy?

Whether Allianz is considered ‘good’ depends on an individual’s objectives, risk tolerance and time horizon. Analysts refer to metrics such as operating profit, solvency ratios and dividend history, while also noting exposure to macroeconomic conditions and insurance claims risk. Share prices can fluctuate in response to earnings updates and wider market sentiment. For this reason, investors typically assess both potential returns and associated risks before making a decision, rather than relying on a single measure or forecast.

Could Allianz stock go up or down?

Allianz’s share price can move in either direction, influenced by company performance, capital allocation decisions, interest-rate trends and developments in global insurance markets. External factors, including equity-market volatility, regulatory changes and large-scale claims events, may also affect valuation. Technical indicators can offer insight into momentum and trend strength, but they do not predict future outcomes. As with any listed company, price movements reflect evolving information and market expectations.

Should I invest in Allianz stock?

Deciding whether to invest in Allianz shares requires careful consideration of your financial circumstances, investment goals and tolerance for risk. Shares can provide potential returns through capital appreciation and dividends, but they also carry the risk of loss if prices decline. You should carry out your own research and, where appropriate, consider seeking independent professional advice before investing. This information is for educational purposes only and does not constitute investment advice.

Can I trade Allianz CFDs on Capital.com?

Yes, you can trade Allianz CFDs on Capital.com. Trading share CFDs lets you speculate on price movements without owning the underlying asset and to take long or short positions. However, contracts for difference (CFDs) are traded on margin, and leverage amplifies both profits and losses. You should ensure you understand how CFD trading works, assess your risk tolerance, and recognise that losses can occur quickly.

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The information provided does not constitute investment advice nor take into account the individual financial circumstances or objectives of any investor. Any information that may be provided relating to past performance is not a reliable indicator of future results or performance.

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