HomeMarket analysisBanca Popolare Di Sondrio stock forecast: Third-party price targets

Banca Popolare Di Sondrio stock forecast: Third-party price targets

Banca Popolare di Sondrio is an Italian-listed regional bank, with its share price influenced by sector conditions, earnings performance and developments around its planned merger with BPER Banca. Explore BPSO price action, third-party price targets and technical analysis.
By Dan Mitchell
Banca Popolare Di Sondrio stock forecast
Photo: Shutterstock.com

Banca Popolare di Sondrio S.p.A. (BPSO) is trading around €17.31 in early European trading on 19 January 2026, within an intraday range between approximately €17.08 and €17.50 on Capital.com’s platform as of 2:41pm UTC. The price action follows recent fluctuations in the upper-teen range, broadly in line with levels reported on other market data services earlier this week. Past performance is not a reliable indicator of future results.

The share is moving amid the ongoing integration process with BPER Banca, after the two banks’ boards approved a full merger plan in late 2025, under which BPSO shareholders are set to receive BPER stock in exchange for their holdings (Reuters, 6 November 2025). The broader backdrop for Italian lenders includes relatively stable funding conditions and continued lending growth to households and firms, according to recent updates from the Bank of Italy (Banca d'Italia, 16 January 2026).

Banca Popolare Di Sondrio stock forecast 2026–2030

As of 19 January 2026, third-party Banca Popolare Di Sondrio stock predictions sit below the current spot level near €17, with most published 12-month views from late 2025 and early 2026 indicating an average target in the low- to mid-€10–€14 range. These figures typically represent one-year horizon price targets rather than end-of-year projections and reflect differing assumptions around Italian bank profitability, capital strength and execution of the planned merger with BPER Banca.

Fintel (consensus update)

Fintel reports that the average one-year price target for Banca Popolare di Sondrio was revised to €14.54 per share, with individual analyst targets ranging from €10.10 to €18.48. The service says this range reflects differing views on earnings, capital resilience and the potential impact of the BPER merger amid changing conditions for Italian banks, with the figure representing a consolidated average of multiple analyst estimates (Fintel, 16 January 2026).

Simply Wall St (valuation-focused target)

Simply Wall St reports that analysts had increased their price target for Banca Popolare di Sondrio by around 16% to approximately €12.45, following recent quarterly results. The research site notes that the stock was trading materially above this revised target, amid market expectations around profitability and merger synergies that exceeded assumptions embedded in some analyst models (Simply Wall St, 15 January 2026).

TradingView (analyst compilation)

An analyst compilation on TradingView shows an average BPSO stock forecast around €18.95 per share, with a maximum estimate of €20.30 and a minimum of €17.37. The service attributes this spread to differences in analysts’ expectations for earnings growth, cost of equity and Italian banking sector risks, with the figures representing external contributor forecasts rather than TradingView’s own view (TradingView, 19 January 2026).

ValueInvesting.io (fair value model)

ValueInvesting.io reports that its model-derived ‘fair value’ estimate for Banca Popolare di Sondrio was €55.00 per share, based on an application of the Peter Lynch fair value formula. The platform explains that this output is a theoretical valuation rather than a broker price target and is highly sensitive to assumptions around earnings growth and valuation multiples, which can differ materially from those used in traditional sell-side models (ValueInvesting.io, 17 January 2026).

Predictions and third-party forecasts are inherently uncertain, as they cannot fully account for unexpected market developments. Past performance is not a reliable indicator of future results.

BPSO stock price: Technical overview

The BPSO stock price is trading around €17.31 as of 2:41pm UTC on 19 January 2026, holding above its short-term moving-average cluster, with the 20-, 50-, 100- and 200-day simple moving averages near €16.96, €15.77, €14.50 and €13.05 respectively, suggesting the prevailing medium-term trend remains intact. The 14-day RSI around 68.6 sits just below overbought territory, while an ADX reading near 37 points to an established trend rather than a range-bound environment.

On the upside, the nearest classic pivot level is R1 around €17.38, with R2 near €18.10 if a daily close above that initial level is sustained. The central pivot at €16.01 marks initial support on pullbacks, followed by the 100-day simple moving average near €14.50 as a further reference point, with S1 around €15.29 if that zone gives way (TradingView, 19 January 2026).

This technical analysis is provided for informational purposes only and does not constitute financial advice or a recommendation to buy or sell any instrument.

Banca Popolare Di Sondrio share price history (2024–2026)

BPSO’s stock price has climbed sharply over the past two years, moving from around €6.40 at the start of 2024 to about €17.36 by 19 January 2026. During 2024, the stock mainly traded between €6.30 and €7.30, before breaking higher in early 2025, moving into double-digit territory by April and ending that year near €16.70.

Momentum carried into early 2026, with the price fluctuating within a relatively tight band between roughly €17.00 and €17.96 in January trading so far, keeping it close to recent highs. On a simple point-to-point basis, this equates to a rise of around 160% since January 2025 and more than a doubling from early-2024 levels, although past performance is not a reliable indicator of future results.

Past performance is not a reliable indicator of future results.

Banca Popolare Di Sondrio (BPSO): Capital.com analyst view

Banca Popolare di Sondrio’s share price has recorded a strong advance over the past two years, rising from single-digit levels in early 2024 to the high-teens by mid-January 2026 on Capital.com’s feed. This move has coincided with wider trading ranges earlier in the cycle and more contained day-to-day fluctuations in recent weeks, which may appeal to trend-focused traders but can also increase the risk of entering after a sustained move, particularly if broader market conditions or sentiment towards Italian banks change.

A key backdrop remains the ongoing integration with BPER Banca, alongside a wider Italian banking sector characterised by firmer lending volumes within a still-uncertain macroeconomic environment. While merger synergies, loan growth and stable funding costs may support earnings expectations, execution risks, shifting interest-rate dynamics or softer credit demand could challenge those assumptions and leave the share price more exposed to adverse developments.

CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Past performance is not a reliable indicator of future results.

Summary – Banca Popolare Di Sondrio 2026

  • Banca Popolare di Sondrio (BPSO) traded from roughly €8.00 in January 2025 to around €16.70 by late December, before edging into the €17 range in early 2026 on Capital.com’s feed.
  • The share’s advance accelerated from spring 2025, with prices moving from low double digits in April to the mid-teens by year-end, alongside wider daily trading ranges.
  • Technical indicators show BPSO holding above its key 20-, 50-, 100- and 200-day moving averages, supported by a firm 14-day RSI reading and an established trend backdrop.
  • Analyst one-year price targets published in late 2025 and early 2026 largely fall within a €9–€15 range, while a separate model-based fair value estimate sits significantly higher, highlighting the breadth of views across different methodologies.
  • Key factors to monitor include the planned merger with BPER Banca, sector-wide conditions for Italian lenders and Italy’s broader economic environment as referenced by the Bank of Italy.

Past performance is not a reliable indicator of future results.

FAQ

Who owns most of Banca Popolare di Sondrio stock?

Banca Popolare di Sondrio has a diversified shareholder base, typical of many Italian listed banks. Ownership is spread across institutional investors, asset managers and retail shareholders, with no single controlling shareholder publicly disclosed as holding a dominant stake. As a cooperative-rooted institution, the bank has historically had strong local and retail participation, although its free float has increased over time as institutional ownership has gradually expanded.

What is the five-year Banca Popolare di Sondrio share price forecast?

There is no widely agreed or reliable five-year BPSO stock forecast. Most publicly available analyst targets focus on a 12-month horizon and reflect assumptions that can change over time, particularly given factors such as the planned merger with BPER Banca, interest-rate conditions and the broader Italian banking environment. Longer-term projections are inherently uncertain and are best viewed as illustrative rather than predictive.

Is Banca Popolare di Sondrio a good stock to buy?

Whether Banca Popolare di Sondrio is a suitable stock depends on individual circumstances, objectives and risk tolerance. The share price has risen sharply in recent years, while analyst price targets have often sat below current levels, highlighting differing views on valuation. Factors such as merger execution, earnings sustainability and sector conditions can influence outcomes. This information is provided for general market context only and does not constitute investment advice.

Could Banca Popolare di Sondrio stock go up or down?

Like all listed shares, Banca Popolare di Sondrio’s stock price can move both higher and lower. Changes in earnings expectations, interest-rate trends, credit conditions or progress on the BPER Banca merger could affect market sentiment. Broader market volatility and developments within the Italian banking sector may also play a role. Past price movements do not guarantee future performance, and price fluctuations can occur in either direction.

Should I invest in Banca Popolare di Sondrio stock?

Deciding whether to invest in Banca Popolare di Sondrio stock requires an assessment of your own financial situation, investment objectives and risk appetite. Share prices can be volatile, and outcomes depend on factors that are difficult to forecast with certainty, including economic conditions and company-specific developments. This article provides general information only and should not be interpreted as a recommendation to buy, sell or hold any financial instrument.

Can I trade Banca Popolare di Sondrio CFDs on Capital.com?

Yes, you can trade Banca Popolare Di Sondrio CFDs on Capital.com. Trading share CFDs lets you speculate on price movements without owning the underlying asset and to take long or short positions. However, contracts for difference (CFDs) are traded on margin, and leverage amplifies both profits and losses. You should ensure you understand how CFD trading works, assess your risk tolerance, and recognise that losses can occur quickly.

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