Usio Q3 revenue rises on transaction growth; reiterates FY revenue guidance
Overview
U.S. fintech payments firm's Q3 revenue rose 12% but slightly missed analyst expectations
Company posted GAAP EPS of $0.01, reversing a loss last year
Adjusted EBITDA rose 222% year-over-year, driven by higher transactions and operating leverage
Outlook
Usio reiterates guidance for 14-16% revenue growth versus prior yr
Company expects record Adjusted EBITDA for FY 2026
Usio sees Ion and Harris partnership as catalysts for long-term growth
Result Drivers
TRANSACTION GROWTH - Co said higher payment and ACH transaction volumes drove revenue and profit gains
REVENUE MIX - Higher margin business lines contributed more to revenue, lifting gross margin
EXPENSE CONTROL - SG&A expenses grew slower than revenue, supporting improved operating leverage
Company press release:
Key Details
Metric | Beat/Miss | Actual | Consensus Estimate |
Q3 Revenue | Slight Miss* | $23.80 mln | $23.98 mln (3 Analysts) |
Q3 EPS | $0.01 | ||
Q3 Adjusted EBITDA | $1.20 mln |
*Applies to a deviation of less than 1%; not applicable for per-share numbers.
Analyst Coverage
The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 3 "strong buy" or "buy", no "hold" and no "sell" or "strong sell"
The average consensus recommendation for the business support services peer group is "buy"
Wall Street's median 12-month price target for Usio, Inc. is $6.00, about 95.4% above its November 9 closing price of $3.07
The stock recently traded at 52 times the next 12-month earnings vs. a P/E of 57 three months ago
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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)