US Mortgage Delinquency Rate Rises to 3.66% in September, ICE Reports

By Public Technologies13:01 (UTC), 27 October 2026 Updated

U.S. mortgage delinquencies rose 12 basis points to 3.66% in September 2026, broadly matching seasonal norms.
Foreclosure pre-sale inventory increased 35.53% year over year to 303,000 properties, reaching its highest level since early 2019.
Loans originated in 2022 or later accounted for 43% of foreclosure starts and 49% of completed sales.
Serious delinquencies rose 21% year over year but remained 5% below their February peak.
Mortgage prepayment speeds fell to a 19-month low of 0.59%, as elevated mortgage rates continued to suppress activity.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. ICE - Intercontinental Exchange Inc. published the original content used to generate this news brief via Business Wire (Ref. ID: 20261027946724) on October 27, 2026, and is solely responsible for the information contained therein.