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Upstart secures $200 million revolving credit facility from MUFG-led lenders

By Public Technologies
  • Upstart Holdings subsidiary Upstart Network entered a $200 million senior secured revolving credit facility on Oct. 16, 2026.
  • MUFG Bank and other lenders will provide financing for general corporate purposes, Upstart Bank’s initial capitalization and other permitted investments.
  • Borrowings carry Term SOFR plus an initial 3% margin, adjustable between 2.75% and 3.25% based on leverage.
  • Maturity is the earliest of 364 days from closing, 45 days following Upstart Bank’s initial capitalization, or full repayment and commitment termination.
  • Proceeds from specified affiliate loan sales to Upstart Bank must repay outstanding borrowings, terminating the facility.


Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Upstart Holdings Inc. published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0001647639-26-000071), on October 20, 2026, and is solely responsible for the information contained therein.

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