Upbound Group Publishes Q3 2026 Earnings Call Transcript

By Public Technologies
  • Upbound Group held its October 29, 2026, third-quarter earnings call with CEO Fahmi Karam, CFO Hal Khouri and finance executive Abraham Albert.
  • Non-GAAP diluted EPS reached $1.01, exceeding guidance of $0.85-$0.95; adjusted EBITDA of $123 million also topped expectations.
  • Management raised the full-year non-GAAP diluted EPS outlook midpoint, setting a $4.15-$4.30 range; adjusted EBITDA guidance narrowed to $510 million-$525 million.
  • Share repurchases of up to $50 million are planned under the existing authorization, with timing dependent on market conditions.
  • Acima expects fourth-quarter gross merchandise volume roughly flat year-over-year, versus an 11% third-quarter decline, assuming a normal holiday shopping season.


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