United Fire Group Publishes Q3 2026 Conference Call Transcript

By Public Technologies
  • United Fire Group’s November 4, 2026, third-quarter earnings call featured CEO Kevin Leidwinger, CFO Eric Martin and COO Julie Stephenson.
  • Net income reached $1.34 per diluted share; the combined ratio was 94.6%.
  • Net written premiums rose 13%; average renewal rates increased 2% as property pricing faced the greatest pressure.
  • Martin estimated roughly 10% growth could lower the expense ratio about half a percentage point, supported partly by premium leverage.
  • Fixed-maturity portfolio earnings grew 25%; new purchases yielded 5.6%, approximately 100 basis points above the portfolio average.


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