United Community Banks forecasts Q4 EPS of $0.80-$0.83

By Public Technologies
  • United Community Banks projects fourth-quarter 2026 EPS of $0.80-$0.83, compared with third-quarter operating EPS of $0.77.
  • Net interest margin is expected in the mid-3.70% range, versus 3.68% in the third quarter.
  • The full-quarter benefit of securities repositioning is expected in the fourth quarter; third-quarter average securities yield rose 37 basis points to 3.34%.
  • Projected 2027 quarterly reinvestment cash flow is approximately $340 million, versus $240 million before restructuring.


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