mBank Q3 2026 net profit rises 30% year over year to PLN 1.09 billion

By Public Technologies
  • mBank’s third-quarter 2026 net profit attributable to shareholders climbed 30% year over year to a record PLN 1.09 billion.
  • Net interest income rose 9% quarter over quarter to PLN 2.67 billion, while net fee and commission income increased to PLN 594 million.
  • Foreign-currency loan legal-risk costs fell 37% quarter over quarter to PLN 78 million, mainly reflecting model parameter updates.
  • Net impairment losses and fair value change on loans and advances worsened 92% quarter over quarter to PLN -261 million.
  • In September 2026, the bank issued EUR 250 million of Additional Tier 1 capital instruments with a 6.625% coupon.


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