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Lloyds Banking Group Publishes UBS European Conference Transcript

By Public Technologies
  • Lloyds Banking Group CFO William Chalmers forecast mid-single-digit 2027 net interest income growth at the November 11, 2026 UBS European Conference.
  • Speaking with UBS moderator Jason Napier, he reiterated 2026 net interest income guidance of modestly above £14.9 billion.
  • Structural hedge income growth should slow to about £1 billion in 2027 from £1.5 billion, with asset and deposit markets remaining competitive.
  • Investment is set to total £13 billion over 2027–2030, with spending rising materially at the start of the strategic cycle.
  • Chalmers reaffirmed targets for a cost-to-income ratio below 45% and return on tangible equity of around 20% by 2030.


Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Lloyds Banking Group plc published the original content used to generate this news brief on November 12, 2026, and is solely responsible for the information contained therein.

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