ICE says US mortgage delinquency rate rises 14 bps to 3.53% in August on calendar effects

• ICE’s August 2026 mortgage snapshot showed broadly stable performance despite a calendar-driven uptick in delinquencies.
• U.S. delinquency rate rose 14 bps to 3.53%; up 10 bps from a year earlier, still below pre-pandemic August levels.
• Serious delinquencies increased by 11,000 to 574,000; serious delinquency rate held near pre-pandemic norms at 1.04%.
• Foreclosure starts fell 6% to 37,000; foreclosure sales slipped 2% to 7,800, both still higher year over year.
• Pre-sale foreclosure inventory rate stayed at 0.54%; prepayments slowed with SMM down to 0.64%, a 17-month low.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. ICE - Intercontinental Exchange Inc. published the original content used to generate this news brief via Business Wire (Ref. ID: 20260928387197) on September 28, 2026, and is solely responsible for the information contained therein.