First Internet Bank survey finds 46% of U.S. consumers follow budgets in past six months

• First Internet Bancorp survey of 1,000 U.S. adults found 46% followed a budget in the past six months.
• Debt reduction reached 36% of respondents. Emergency savings building reached 31%. Credit score improvement reached 27%.
• Budgeting and spending tools ranked top for boosting confidence at 29%. Debt reduction strategies followed at 20%.
• Optimism ran at 76% for the next 12 months. Only 32% felt extremely confident covering an unexpected USD 1,000 expense.
• First Internet Bank launched a beta Model Context Protocol to connect approved account data to AI assistants via read-only access.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. First Internet Bancorp published the original content used to generate this news brief via Business Wire (Ref. ID: 20260924638728) on September 24, 2026, and is solely responsible for the information contained therein.