Citigroup Publishes Transcript of 2026 Citi FinTech Conference With Pam Habner

By Public Technologies
  • Citi's U.S. Consumer Cards head Pam Habner discussed growth at the 2026 Citi FinTech Conference, hosted by Bryan Keane.
  • Habner reaffirmed near-term targets for mid-single-digit revenue and loan growth, with increased investment in customer acquisition and fee-based cards.
  • Third-quarter consumer spending rose 11%; loans grew 6%, with borrowers remaining disciplined despite weak sentiment.
  • The business is prioritizing general-purpose cards, a segment expected to grow 5%-6%, versus an anticipated 3% decline in private-label cards.
  • The conversion of Barclays' American Airlines co-brand portfolio brought more than 2 million new customers.


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