Ripple XRP price prediction: Third-party price target

Ripple, launched in 2012 with the XRP Ledger, aims to make cross-border payments faster and cheaper using its native token, XRP. Backed by financial institutions and a strong market presence, it remains a major crypto asset by market cap.

As regulation evolves and Ripple grows its partnerships, what’s next for XRP? Here are third-party ripple price predictions for 2025, 2030 and beyond, based on insights from leading analysts.

Ripple price prediction for 2025 and beyond

As of 26 June 2025, third-party ripple price predictions for 2025 and beyond indicated a cautiously optimistic, yet varied, outlook.

Trading Economics adopted a bearish stance, projecting XRP to decline to $2.08 by the end of the quarter, with a further drop to $2 within a year. In contrast, Benzinga offered a bullish XRP price prediction, forecasting an average price of $3.10 for 2025, potentially reaching as high as $5.81, with a lower bound of $2.05. 

Benzinga’s long-term expectations remain optimistic, predicting steady increases to $3.90 in 2026, and further jumps to $8.89 in 2027, $14.11 in 2028 and $16.46 by 2029.

Crypto-focused publisher AMBCrypto anticipated a more moderate performance, suggesting XRP could average $2.43 during 2025, with estimates ranging between $1.94 and $2.92. Its forecast showed modest subsequent growth, predicting an average price of $2.33 in 2026, gradually climbing to $3.14 by 2029.

Changelly also projected steady growth, indicating an average XRP price of $2.20 in 2025, climbing to $3.34 in 2026. The crypto platform expected accelerated growth thereafter, reaching an average price of $5.06 by 2027, and ultimately surpassing $10 in 2029.

Meanwhile, cryptocurrency data provider Coincodex forecasted XRP’s price averaging $2.52 in 2025, with a range from $2.13 to $2.47. The site’s analysis projected continued appreciation to $2.80 in 2026, rising further to $3.68 in 2027, before briefly dipping to $3.61 in 2028, then rebounding to $4.63 by 2029.

Algorithm-based forecaster Gov Capital saw XRP averaging $2.59 in 2025 and reaching $3.33 in 2026, yet cautioned about potential volatility, predicting the price might slip to around $2.51 by 2029.

Ripple price prediction 2030

Long-term ripple price predictions for 2030 and beyond tend to reflect a generally bullish bias among third-party analysts, though estimates often vary widely.

Ripple price prediction 2030: Overview

Looking further afield, AMBCrypto provided forecasts as far as 2036, expecting XRP to average $13.45, with a high of $16.14 and a low of $10.76.

Changelly anticipated substantial growth over the coming decades, with an XRP coin price prediction of $67.13 by 2034. The platform’s long-range forecast saw the token advancing to approximately $828.23 in 2040 – and $1,870.33 by 2050.

In comparison, CoinCodex maintained a relatively conservative stance, predicting XRP would average $8.21 by 2040, increasing to $13.07 in 2050 - with a range of $12.98-$13.18.

CoinCodex provided a relatively modest forecast, having predicted that the XRP token would, relatively modestly, average $8.21 by 2040, with a $8.07 minimum and $8.33 maximum – followed by a $13.07 average for 2050, between $12.98 and $13.18.

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XRP price prediction: analysts’ outlook

Since November 2024, XRP’s price action has been notably bullish, supported by renewed optimism around possible regulatory changes in the US under the Trump administration. The token moved above $1 in mid-November and climbed to $2 by the start of December. As of 26 June 2025, XRP has averaged about $2.38, with trading volumes now centred near the $1.64 mark.

Monte Safieddine, head of research at Capital.com, said: ‘XRP has seen volatility since its breakout last November, which turned many short and long-term technical signals bullish. But holding those gains has proven difficult, with a bear trend line forming from January’s highs as the price approaches key support – closely watched by technical traders.’

On XRP’s technical outlook, he added: ‘Breaking above that trend line is the first challenge – and it may happen through continued oscillations, provided XRP avoids lower lows and stabilises in the coming months. That would shift the technical tone and give bulls more confidence. If not, bears will likely start eyeing deeper support levels.’

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Looking ahead, some analysts remain bullish on XRP’s long-term prospects. In an April 2025 email to The Block, Geoffrey Kendrick, head of research at Standard Chartered, said he expected XRP’s market capitalisation to overtake Ethereum (ETH) by 2028.

Others struck a more cautious note. Motley Fool contributor Trevor Jennewine wrote: ‘If banks and payment service providers adopt Ripple products, demand for XRP will increase and the token could become more valuable. However, the particular tailwind will likely be modest at best.’ 

He also noted: ‘The more likely catalyst is increased capital inflows as more retail investors and institutional investors buy the cryptocurrency for their portfolios.’

Ripple XRP price drivers

Here are some key XRP price drivers that can influence ripple price predictions and third-party analyst forecasts.

Market sentiment and crypto trends

As an established altcoin, XRP's price tends to mirror broader cryptocurrency market trends and sentiment. For instance, the crypto market rally following Trump’s election victory in late 2024 positively impacted XRP, pushing it towards multi-year highs. 

Conversely, market corrections or negative sentiment shifts, such as global economic uncertainty or downturns in leading cryptocurrencies like bitcoin (BTC) or ether (ETH), can significantly pressure XRP’s valuation downward.

Adoption by financial institutions

XRP’s value proposition relies on its adoption for cross-border payments by banks and payment providers. Successful integration into financial infrastructures or announcements of major institutional partnerships may lift XRP’s price by demonstrating utility and driving demand. 

On the flip side, a slowdown in institutional adoption or prominent partnerships failing to deliver tangible benefits can negatively impact investor sentiment and lead to price declines.

Regulatory developments

Ripple Labs operates within the regulatory jurisdiction of the United States, making XRP particularly sensitive to US regulatory changes. Positive development – such as the favourable 2023 partial victory against the SEC – have historically boosted XRP prices, indicating that further regulatory clarity could drive renewed investor confidence and higher valuations. 

Conversely, new regulatory hurdles or adverse legal outcomes may rapidly depress prices and dampen market sentiment.

Ripple’s XRP supply strategy

Ripple Labs controls a significant portion of XRP’s total supply, releasing up to one billion XRP monthly to manage circulation. This controlled supply release can stabilise prices by preventing oversupply. 

However, unexpected large-scale releases or sudden alterations in supply strategy could cause market uncertainty or dilution concerns, negatively influencing price movements.

Past performance is not a reliable indicator of future results.

Did The Simpsons predict XRP’s future price? 

The Simpsons has earned a reputation for its uncanny ability to seemingly predict future events – from technology breakthroughs to major world events.

In the cryptocurrency community, a widely shared theory revolved around a 2020 episode titled 'Frinkcoin,' where The Simpsons discussed cryptocurrency and blockchain technology. While some crypto enthusiasts speculated that this could be a nod to XRP, there was no specific mention of XRP or any price prediction in the episode. Viral images and social media posts claiming that Bart Simpson wrote 'XRP to hit $589+ by EOY' on the chalkboard have been debunked as fabrications, and no such prediction appears in any official episode.

More recently, social media posts have falsely claimed that The Simpsons predicted XRP would surge to $100,000 or even $1,000,000 in future episodes, but these are entirely fictional and not based on any aired content. 

Learn more about The Simpsons’ XRP price prediction. 

Ripple (XRP) price history

XRP’s price history begins with its 2012 launch, trading initially at fractions of a cent, reflecting the crypto market’s then-nascent stage. After Ripple Labs was established, XRP’s price steadily declined until it reached its $0.002802 all-time-low on 7 July 2014.

It wasn’t until 2017, during the Crypto boom – a period of heightened interest in cryptocurrencies – that XRP saw more significant price increases, bolstered by partnerships with finance giants American Express and Santander. XRP reached its $3.84 all-time-high on 4 January 2018.

However, for most of 2018, XRP’s price moved downwards, as part of a broader market decline – influenced by bearish market sentiment and rising regulatory scrutiny.

Past performance is not a reliable indicator of future results.

Entering 2024 at around $0.63, XRP initially experienced volatility, dipping as low as $0.39. However, shifts in US regulatory sentiment, significantly influenced by Donald Trump's victory in the 2024 US presidential election, alongside leadership changes at the SEC, positively impacted cryptocurrency markets. Along with Ripple's continued legal victories and anticipation surrounding new products like RLUSD, XRP's price surged, peaking at approximately $2.86 by late 2024.

In 2025, XRP maintained momentum, starting the year close to $2.32 and peaking at approximately $3.39 by mid-year. Subsequent market corrections saw XRP settle around $2.19 by late June 2025, illustrating continued investor interest and regulatory stability.

Learn more about the ripple (XRP) price history.

Trading strategies to consider for XRP

Whether you trade XRP pairs or other crypto CFDs – implementing a clear, structured trading strategy can help you manage risk, and potential opportunities. 

Day trading strategy – Day traders open and close XRP CFD positions within a single trading session, aiming to capitalise on short-term price fluctuations.Indicators like Bollinger Bands and VWAP can help pinpoint timely entry and exit points.

Swing trading strategy – Swing trading involves holding XRP positions for several days to weeks, aiming to capture price movements influenced by shifting sentiment. Fibonacci retracement levels and support-resistance analysis can offer guidance on positioning.

Trend trading strategy – Trend traders align their XRP trades with established market directions, maintaining positions during confirmed bullish or bearish phases. Moving averages and the Relative Strength Index (RSI) assess trend momentum in this strategy.

Position trading strategy – Position traders hold XRP CFDs over extended periods, typically weeks or months, basing decisions on longer-term fundamental analysis. Technical indicators and chart patterns can help identify potential risks and opportunities, aligned with your initial strategy.

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Risks and rewards to trading XRP

Trading XRP directly, or via CFDs – such as XRP/USD, XRP/EUR, or XRP/BTC - involves various considerations, each with distinct potential risks and opportunities:

• Regulatory developments: ongoing SEC litigation and changing regulatory stances can drive sharp moves in XRP price – positive legal outcomes may boost investor confidence and prices, while adverse rulings or new regulatory hurdles can trigger sudden declines and increase uncertainty.

• Volatility and liquidity: like other major cryptocurrencies, XRP is highly volatile. Rapid price movements offer trading opportunities for active traders, but can also result in large, unexpected losses – especially during periods of low liquidity or market stress.

• Token supply management: Ripple Labs controls a significant portion of XRP supply and periodically releases tokens. Managed supply can support price stability at times, but large or unexpected releases may dilute value and weigh on price performance.

• Market sentiment and adoption: XRP’s price is sensitive to news on adoption by financial institutions and broader sentiment toward its use in cross-border payments. Announcements of new partnerships or increased adoption can drive rallies; disappointments, failed collaborations, or declining institutional interest may have the opposite effect.

Use risk management tools, such as stop-loss and take-profit orders, to help limit potential losses; and protect potential gains. Note that stop-loss is not guaranteed. Guaranteed stop-loss may incur additional costs.

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