Account
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Opening an account |
FREE |
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Closing an account We won’t charge you for deciding to end your trading journey with us. |
FREE |
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Demo account Practise your strategies in a simulated trading environment with virtual funds. |
FREE |
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Inactivity fee By being an inactive client for more than 1 year, we may charge you an inactivity fee on a monthly basis. |
10 EUR/GBP/USD or EUR equivalent if any other currency |
Deposits and withdrawals
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Deposit fee You won’t pay anything to add funds to your account. |
FREE |
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Minimum deposit The smallest amount you can add to your account to start trading. |
20 USD/EUR/GBP |
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Withdrawal fee We’ll never charge you for moving your money out of your Capital.com account. |
FREE |
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Minimum withdrawal The smallest amount you can withdraw to your card or bank account. |
20 EUR/USD/GBP for bank cards* *The minimum you can withdraw will vary depending on your payment method (check here for details). If you have under the minimum withdrawal limit on your account, you’ll only be able to withdraw your full balance. |
Trading
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The spread Our fee for executing your trade is the spread – the difference between the buy and sell price. Find out more |
Spreads are dynamic and change depending on the underlying market conditions. Check the individual spread for a specific instrument here. |
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Trading commission We don’t charge any commission on your trades. |
FREE |
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Overnight funding adjustment* An adjustment that applies when you hold certain positions overnight. *1:1 leverage (ie unleveraged) CFD positions are not subject to overnight funding, except on a limited number of markets. |
Find the fees for each instrument here. |
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Currency conversion When you trade on a market denominated in a different currency to your account, you will pay a conversion fee. |
0.7% of the spot forex rate |
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Guaranteed stops A guaranteed stop-loss (GSL) closes the trade at exactly the price level you specify, with no risk of gapping or slippage. Your loss never exceeds the predicted level, but you’ll pay a small fee if your GSL is triggered. Find out more |
The GSL fee varies depending on the market you are trading, the position’s open price and the quantity. You can check the fee on the deal ticket before opening your trade. Find how the GSL fee is calculated here. |
Check the individual spread and overnight funding adjustments for a specific instrument
What is the spread?
The bid-ask spread is the difference between the bid and ask (‘sell’ and ‘buy’) prices of the security. The ask price (also known as the offer price) always exceeds the bid price, so the price needs to move through the spread before an open position turns a profit. The bid-ask spread can be seen as a measure of supply and demand for a certain asset on the market, and therefore the market’s liquidity is a big factor in how narrow the spread is.
CFD example
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You have a position of 10 contracts on the US Tech 100, with a bid price of 12475 and an offer price of 12476, hence a difference of 1 point ($1)
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To open your position, you will pay half this spread (0.5 points) and likewise to close it (another 0.5 points), multiplied by the number of contracts traded. The total cost of the spread is therefore $1 x 10 contracts = $10.
What is the overnight funding adjustment?
Every time you hold a trade open overnight, your position will be subject to an interest fee. How the fee is calculated – and whether you pay or receive it – depends on a range of factors. You can take a look at some specifics in the examples below.
If you make a 1:1 leverage (ie unleveraged) CFD trade on most markets, you won’t pay or receive overnight funding. There are some exceptions, however:
- Natural Gas
- US Cocoa
- Volatility Index (VIX)
- Forex pairs with Turkish Lira (TRY)
How is the overnight funding adjustment calculated?
Formula
Relevant interest-rate benchmark (e.g. SOFR for underlyings denominated in the US dollar) +/- our daily fee (0.01096% or 4% annually)
CFD example
- You have a position of one contract on the US Tech 100, currently priced at 12475. Your position’s full exposure is therefore $12,475.
- The US Tech 100 underlying market is denominated in USD. Therefore the applicable interest rate benchmark is the secured overnight financing rate (SOFR). Assume this is currently 4.66448% annually, or 0.01278% daily.
- Our daily fee is 0.01096%.
- So to hold a long position overnight you would pay 0.02374% – SOFR plus our fee – of your exposure, which is $2.96.
- To hold a short position, you would receive 0.00182% – SOFR minus our fee – of your exposure, which is $0.23.
Formula
Underlying market adjustment (futures basis) +/- our daily fee (0.01096% or 4% annually)
CFD example
- You have a position of 4,000 therms of Natural Gas, currently priced at $2.54. Your position’s full exposure is therefore $10,160.
- Assume the overnight basis adjustment for Spot Natural Gas is currently 0.0031. At the prevailing spot price of 2.54 that equates to 0.12205% daily.
- Our daily fee is 0.01096%.
- So to hold a long position overnight you would pay 0.13301% – the basis adjustment plus our fee – of your exposure, which is $13.51.
- To hold a short position, you would receive 0.11109% – the basis adjustment minus our fee – of your exposure, which is $11.29.
Formula
Underlying market adjustment (TomNext) +/- our daily fee (0.00411% or 1.5% annually)
CFD example
- You have a position of $10,000 on USD/JPY.
- Assume the overnight swap (or TomNext) rate for USD/JPY is currently -0.0182. At the prevailing spot price of 132.80 that equates to -0.0137% daily.
- Our daily fee is 0.00411%.
- So to hold a long position overnight you would receive 0.00959% – the negative USD/JPY swap rate plus our fee – of your exposure, which is $0.96.
- To hold a short position, you would pay 0.01781% – the positive swap rate plus our fee – of your exposure, which is $1.78.
Formula
Relevant interest-rate benchmark (e.g. SOFR for underlyings denominated in the US dollar) +/- our daily fee (0.01096% or 4% annually)
CFD example
- You have a position of 50 shares of Tesla, currently priced at $195. Your position’s exposure is therefore $9,750.
- Tesla trades in USD. Therefore the applicable interest rate benchmark is the secured overnight financing rate (SOFR). Assume this is currently 4.66448% annually, or 0.01278% daily.
- Our daily fee is 0.01096%.
- So to hold a long position overnight you would pay 0.02374% – SOFR plus our fee – of your exposure, which is $2.31.
- To hold a short position, you would receive 0.00182% – SOFR minus our fee – of your exposure, which is $0.18.
Formula
Bitcoin and Ethereum CFDs
Long positions: pay 0.06164% daily (or 22.5% annually)
Short positions: receive 0.0137% daily (or 5% annually)
All other cryptocurrency CFDs
Long positions: pay 0.07534% daily (or 27.5% annually)
Short positions: receive 0.00685% daily (or 2.5% annually)
CFD example
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You hold a position of one CFD on Bitcoin overnight.
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Assume the current applicable overnight funding adjustment percentage for Bitcoin and Ethereum CFDs is 0.06164% daily for long positions (debited) and 0.0137% for short positions (credited). Also, assume the closing mid price is $50,000.
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So to hold a long position overnight, you would pay 0.06164% of ($50,000 X 1), which is $30.82.
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To hold a short position, you would receive 0.0137% of ($50,000 X 1), which is $6.85.
Why am I charged overnight funding adjustment?
You’re charged overnight funding adjustment to cover the dealing costs inherent in holding a position overnight.
What is the guaranteed stop-loss fee?
A guaranteed stop-loss (GSL) fee is only charged if the GSL is triggered. The GSL closes the trade at exactly the price level you specify, with no risk of gapping or slippage. Since we take on this risk for you, we (and other providers) charge a fee for the GSL’s use. You can see the GSL fee on the deal ticket before placing your trade, once you’ve selected a GSL.
How is the guaranteed stop-loss fee calculated?
The guaranteed stop-loss fee is calculated by multiplying three components: guaranteed stop premium (in percentage), position open price and quantity. The formula looks like:
Formula
GSL fee = GSL premium * position open price * quantity.
You can check the GSL fee value on the deal ticket when opening a position and adding GSL.
Other things to think about
Of course, our charges aren’t the only factors that’ll affect your trade’s profitability. You should also consider the following.
Market movement
The direction and distance that a market moves will obviously affect the value of your trade.
Margin
The amount required to open and maintain a trade. Consider whether you can afford it, both at the outset and if the margin should change to reflect market conditions.
Leverage
You should be comfortable with the leverage you’re using. Your exposure may be many times what you’ve paid to open, and you could experience fast, large gains or losses.