How we protect your money

Enhanced Insurance up to €1,000,000

At no extra cost to you, we’ve purchased insurance to protect your funds. That means you’ll be covered for losses in excess of €20,000, up to €1,000,000, in the unlikely event of insolvency.

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Trade with a globally regulated broker

We’re regulated across five financial jurisdictions globally, including the Cyprus Securities and Exchange Commission (CySEC) locally. In step with local laws and protections, we safeguard your trading experience with compliance at every step.

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A secure trading platform you can count on

Our comprehensive security programme includes market-leading security solutions to ensure our infrastructure remains secure at all times.

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At Capital.com, protecting your funds isn’t just a regulatory requirement – it’s a priority. As a broker authorised and regulated by the Cyprus Securities and Exchange Commission (CySEC), we follow strict standards to help safeguard your money.

Whether you're just getting started or trading at scale, we’ve built in multiple layers of protection – from how we hold your funds to how we secure your data.

Working with top banks to safeguard your funds

Your money is always held in segregated bank accounts, completely separate from our own. We work exclusively with internationally recognised financial institutions to ensure your funds stay protected. Alternative conditions may apply to certain professional clients.

More protection, greater peace of mind

As a CySEC-regulated client, you’re already covered by the Investor Compensation Fund (ICF) – which protects eligible claims up to €20,000.

In addition, we’ve added a separate insurance policy that covers client losses above €20,000 and up to €1m, in the unlikely event of our insolvency.* This protection is provided at no extra cost to you, and operates independently of the ICF. Find out more about this policy here.

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A reliable trading platform you can count on

Client protection is built into everything we do. Our platform is protected by robust data security architecture and continuous monitoring to help keep your data and funds protected – wherever and whenever you trade.

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*The insurance policy does not cover losses resulting from trading activity or market movements. It applies only in the event of Capital.com’s insolvency. Please note that professional clients are not eligible for protection under the Investor Compensation Fund (ICF), so any losses below €20,000 will not be covered.

FAQs

How can I claim this insurance if needed?

If an insolvency event occurs, we’ll guide you through the claims process and provide clear instructions. Your claim will be assessed under the terms of the policy, with our support team available to assist you throughout.

What does client money segregation mean?

Your money is held in separate accounts to ours, with top-tier financial institutions. This ensures it can’t be used for Capital.com’s operational needs.

Is Capital.com a regulated broker?

Yes. We’re regulated by several financial authorities, including CySEC. This means we follow strict rules on fund protection, platform integrity and client transparency.

How does Capital.com protect my funds?

Your funds are held in segregated accounts and protected under the Investor Compensation Fund (ICF) up to €20,000. We also provide additional insurance in excess of  €20,000 and up to €1m, at no extra cost. Our platform uses market-leading technology to help protect your account.

Can Capital.com use my funds for its business operations?

No, Capital.com cannot use client funds for any operational or business activities. As a regulated broker, we strictly adhere to client money segregation rules.

What the industry says about us

Our user-focused products, dedicated client service and continuing innovation have been recognised time and again by the industry. Here are just a few of our most recent accolades.
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Good Money Guide
Best Trading Account: People’s Choice (2025)
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ForexBrokers.com
Best In Class: Commissions & Fees (2025)
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ForexBrokers.com
Best In Class: Ease of Use (2025)
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ForexBrokers.com
Best In Class: Crypto Trading (2025)
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ForexBrokers.com
Best In Class: TradingView Broker (2025)
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ForexBrokers.com
Best In Class: Education (2025)
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Investors' Chronicle & Financial Times
5 Star Winner - App (2024)
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Investors' Chronicle & Financial Times
5 Star Winner - CFD Provider (2024)
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Investors' Chronicle & Financial Times
5 Star Winner - Selective Platform (2024)
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Online Money Awards
Best Overall Trading Platform (2024)
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ForexBrokers.com
Best In Class: Commissions & Fees (2024)
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ForexBrokers.com
Best In Class: Ease of Use (2024)
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ForexBrokers.com
Best In Class: Education (2024)
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ForexBrokers.com
Best In Class: Beginners (2024)
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Deloitte Technology
#1 Fastest Growing Tech Company in Cyprus and the Middle East (2023)
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Good Money Guide
Best Trading App (2023)
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Online Money Awards
Best CFD Provider (2023)
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ForexBrokers.com
Fastest Growing Broker (2023)

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