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Learn how we protect your funds through regulation, funds segregation, insurance, and market-leading data security solutions.
Your first €20,000 is protected under the Investor Compensation Fund. A separate insurance policy covers eligible losses up to €1m per client, up to €20m in aggregate, in the event of Capital.com becoming insolvent as a result of misconduct.*
A dedicated insurance policy covers eligible losses up to €1m per client, up to €2m in aggregate, in the event of Capital.com becoming insolvent as a result of misconduct.* The policy carries zero excess, so no deductible is payable on a valid claim.
The Capital.com group is regulated across five financial jurisdictions globally, including the Cyprus Securities and Exchange Commission (CySEC) locally. In step with local laws and protections, we safeguard your trading experience with compliance at every step.
Our comprehensive security programme includes market-leading security solutions to ensure our infrastructure remains secure at all times.
At Capital.com, protecting your funds isn’t just a regulatory requirement – it’s a priority. As a broker authorised and regulated by the Cyprus Securities and Exchange Commission (CySEC), we follow strict standards to help safeguard your money.
Whether you're just getting started or trading at scale, we’ve built in multiple layers of protection – from how we hold your funds to how we secure your data.
Your money is always held in segregated bank accounts, completely separate from our own. We work exclusively with internationally recognised financial institutions to ensure your funds stay protected. Alternative conditions may apply to certain professional clients.
Client protection is built into everything we do. Our platform is protected by robust data security architecture and continuous monitoring to help keep your data and funds protected – wherever and whenever you trade.
Learn more about our platform security.
*Neither policy covers losses resulting from trading activity or market movements.
A claim is only payable where Capital.com's insolvency was itself caused by misconduct, meaning theft, misplacement, robbery, hold-up, burglary, embezzlement, wrongful abstraction, larceny, false pretences, or fraud by Capital.com, its employees, agents, or any other person.
Insolvency arising for any other reason is not covered. Both policies apply to clients of Capital Com Group Ltd, CySEC licence 463/25, only.
Your funds are held in segregated accounts. Retail clients are also protected by the Investor Compensation Fund up to €20,000. Capital.com also holds a seperate insurance policy for losses caused by misconduct in the event of our insolvency. The policy applies to clients of Capital Com Group Ltd, CySEC licence 463/25, only.
Separately from the Investor Compensation Fund, Capital.com holds an insurance policy for losses caused by misconduct in the event of our insolvency. Retail clients: up to €1m per client, €20m in aggregate. Professional clients: up to €1m per client, €2m in aggregate, with zero excess. The policy applies to clients of Capital Com Group Ltd, CySEC licence 463/25, only.
In the event of Capital.com's insolvency, when the insolvency is caused by misconduct, such as theft, fraud, or embezzlement. It doesn't cover trading losses, market movements, or insolvency for any other reason. Applies to clients of Capital Com Group Ltd, CySEC licence 463/25, only.
We'll guide you through the process and assess your claim under the applicable policy.
Yes, Capital.com is regulated by CySEC, with strict rules on fund protection and transparency.
No. Client funds are never used for operational or business activities.
