CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 78.1% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
US English
43.97
2.35%
  • Summary
  • Historical Data
  • Events
  • Income Statement
  • Balance Sheet
  • Cash Flow
Trading сonditions
Spread 1.49
Long position overnight fee

Long position overnight fee


Margin. Your investment $1,000.00
Overnight fee -0.026179 %
Charges from full value of position ($-4.97)
Trade size with leverage ~ $20,000.00
Money from leverage ~ $19,000.00

Go to platform
-0.026179%
Short position overnight fee

Short position overnight fee


Margin. Your investment $1,000.00
Overnight fee 0.003957 %
Charges from full value of position ($0.75)
Trade size with leverage ~ $20,000.00
Money from leverage ~ $19,000.00

Go to platform
0.003957%
Overnight fee time 21:00 (UTC)
Min traded quantity 1
Currency USD
Margin 5%
Stock exchange United States of America
Commission on trade 0%

*Information provided by Capital.com

Chemung Financial Corp ESG Risk Ratings

High Medium Low Negligible

‘C’ score indicates satisfactory relative ESG performance and moderate degree of transparency in reporting material ESG data publicly.

More ESG coverage

Key Stats
Prev. Close* 42.96
Open* 42.95
1-Year Change* 6.05%
Day's Range* 42.95 - 45.05
52 wk Range 33.72-53.43
Average Volume (10 days) 7,250.00
Average Volume (3 months) 201.85K
Market Cap 227.25M
P/E Ratio 7.93
Shares Outstanding 4.72M
Revenue 107.52M
EPS 6.07
Dividend (Yield %) 2.57689
Beta 0.25
Next Earnings Date Jan 24, 2024

All data is provided by Refinitiv, except for data marked with an asterisk, which is *data provided by Capital.com

  • Last Week
  • Last Month
  • Last Year
  • Last two Years
  • Max
  • Daily
  • Weekly
  • Monthly
Date Close Change Change (%) Open High Low
Apr 22, 2024 43.97 0.51 1.17% 43.46 45.28 42.83
Apr 19, 2024 42.96 3.31 8.35% 39.65 43.00 39.45
Apr 18, 2024 39.15 -0.20 -0.51% 39.35 39.53 38.41
Apr 17, 2024 39.45 0.25 0.64% 39.20 39.45 39.20
Apr 16, 2024 39.40 0.20 0.51% 39.20 39.95 39.20
Apr 15, 2024 39.36 0.16 0.41% 39.20 39.40 39.20
Apr 12, 2024 39.45 -0.10 -0.25% 39.55 39.58 38.81
Apr 11, 2024 39.50 -0.85 -2.11% 40.35 40.35 39.45
Apr 10, 2024 39.51 -0.57 -1.42% 40.08 40.08 37.81
Apr 9, 2024 40.66 0.21 0.52% 40.45 40.71 38.83
Apr 8, 2024 40.20 -0.25 -0.62% 40.45 40.46 39.86
Apr 5, 2024 40.45 0.00 0.00% 40.45 40.79 40.45
Apr 4, 2024 40.65 -0.20 -0.49% 40.85 40.95 40.20
Apr 3, 2024 40.95 0.00 0.00% 40.95 41.35 40.18
Apr 2, 2024 41.13 -0.32 -0.77% 41.45 41.55 41.13
Apr 1, 2024 41.75 -0.20 -0.48% 41.95 42.17 40.89
Mar 28, 2024 41.95 0.00 0.00% 41.95 42.20 41.95
Mar 27, 2024 41.30 0.10 0.24% 41.20 41.50 41.20
Mar 26, 2024 41.21 -0.34 -0.82% 41.55 41.75 41.20
Mar 25, 2024 41.45 -0.01 -0.02% 41.46 41.75 41.45

Chemung Events

Time (UTC) Country Event
Thursday, July 18, 2024

Time (UTC)

10:59

Country

US

Event

Q2 2024 Chemung Financial Corp Earnings Release
Q2 2024 Chemung Financial Corp Earnings Release

Forecast

-

Previous

-
View all events
  • Annual
  • Quarterly
2022 2021 2020 2019 2018
Net Income Before Taxes 36.889 33.76 23.869 19.043 23.635
Net Income After Taxes 28.783 26.425 19.262 15.609 19.181
Net Income Before Extra. Items 28.783 26.425 19.262 15.609 19.181
Net Income 28.783 26.425 19.262 15.609 19.626
Income Available to Common Excl. Extra. Items 28.783 26.425 19.262 15.609 19.181
Income Available to Common Incl. Extra. Items 28.783 26.425 19.262 15.609 19.626
Diluted Net Income 28.783 26.425 19.262 15.609 19.626
Diluted Weighted Average Shares 4.693 4.683 4.802 4.869 4.832
Diluted EPS Excluding Extraordinary Items 6.13318 5.64275 4.01125 3.20579 3.96958
Dividends per Share - Common Stock Primary Issue 1.24 1.19 1.04 1.04 1.04
Diluted Normalized EPS 6.13318 5.64275 4.76748 3.20579 3.96958
Interest Income, Bank 81.475 69.008 66.907 66.932 64.553
Total Interest Expense 7.296 3.419 3.988 6.321 4.073
Net Interest Income 74.179 65.589 62.919 60.611 60.48
Loan Loss Provision -0.554 0.017 -0.261 5.945 3.153
Net Interest Income after Loan Loss Provision 74.733 65.572 63.18 54.666 57.327
Non-Interest Income, Bank 21.436 23.87 21.124 20.073 23.074
Non-Interest Expense, Bank -59.28 -55.682 -60.435 -55.696 -56.766
Total Extraordinary Items 0 0.445
Sep 2023 Jun 2023 Mar 2023 Dec 2022 Sep 2022
Net Income Before Taxes 9.708 7.893 9.257 9.516 8.194
Net Income After Taxes 7.648 6.28 7.27 7.439 6.453
Net Income Before Extra. Items 7.648 6.28 7.27 7.439 6.453
Net Income 7.648 6.28 7.27 7.439 6.453
Income Available to Common Excl. Extra. Items 7.648 6.28 7.27 7.439 6.453
Income Available to Common Incl. Extra. Items 7.648 6.28 7.27 7.439 6.453
Diluted Net Income 7.648 6.28 7.27 7.439 6.453
Diluted Weighted Average Shares 4.736 4.729 4.721 4.699 4.692
Diluted EPS Excluding Extraordinary Items 1.61486 1.32798 1.53993 1.5831 1.37532
Dividends per Share - Common Stock Primary Issue 0.31 0.31 0.31 0.31 0.31
Diluted Normalized EPS 1.61486 1.32798 1.53993 1.5831 1.37532
Interest Income, Bank 29.015 27.796 26.23 24.48 20.999
Total Interest Expense 10.998 9.201 6.283 3.609 2.009
Net Interest Income 18.017 18.595 19.947 20.871 18.99
Loan Loss Provision 0.449 0.236 0.277 1.08 1.255
Net Interest Income after Loan Loss Provision 17.568 18.359 19.67 19.791 17.735
Non-Interest Income, Bank 7.808 5.447 5.423 5.418 5.036
Non-Interest Expense, Bank -15.668 -15.913 -15.836 -15.693 -14.577
  • Annual
  • Quarterly
2022 2021 2020 2019 2018
Total Assets 2645.55 2418.48 2279.45 1787.83 1755.34
Property/Plant/Equipment, Total - Net 22.562 25.203 27.264 30.418 24.98
Property/Plant/Equipment, Total - Gross 94.247 96.248 97.294 97.801 90.348
Accumulated Depreciation, Total -71.685 -71.045 -70.03 -67.383 -65.368
Goodwill, Net 21.824 21.824 21.824 21.824 21.824
Intangibles, Net 0 0.015 0.258 0.742 1.351
Long Term Investments 2.83 3.064 2.742 2.474 2.309
Other Assets, Total 62.328 43.734 42.886 33.235 31.172
Accounts Payable 17.53 24.595 29.651 19.63 15.519
Other Current Liabilities, Total 1.455 1.45 1.214 1.263 1.254
Total Liabilities 2479.17 2207.02 2079.75 1605.2 1590.31
Total Long Term Debt 3.327 3.594 3.849 4.085 4.304
Capital Lease Obligations 3.327 3.594 3.849 4.085 4.304
Total Equity 166.388 211.455 199.699 182.627 165.029
Common Stock 0.053 0.053 0.053 0.053 0.053
Additional Paid-In Capital 47.331 46.901 46.764 46.382 45.82
Retained Earnings (Accumulated Deficit) 211.859 188.877 168.006 153.701 143.129
Treasury Stock - Common -17.598 -17.846 -17.525 -11.71 -12.562
Unrealized Gain (Loss) -71.296 -2.495 9.127 1.368 -4.646
Other Equity, Total -3.961 -4.035 -6.726 -7.167 -6.765
Total Liabilities & Shareholders’ Equity 2645.55 2418.48 2279.45 1787.83 1755.34
Total Common Shares Outstanding 4.69463 4.67336 4.66784 4.85744 4.82123
Accrued Expenses 6.62 7.378 7.264 8.084
Other Liabilities, Total 27.196
Sep 2023 Jun 2023 Mar 2023 Dec 2022 Sep 2022
Total Assets 2707.83 2674.67 2654.18 2645.55 2551.42
Property/Plant/Equipment, Total - Net 20.886 21.546 22.117 22.562 23.227
Property/Plant/Equipment, Total - Gross 6.449 6.449 6.449 7.234 7.234
Accumulated Depreciation, Total -0.599 -0.399 -0.199 -0.785 -0.588
Goodwill, Net 21.824 21.824 21.824 21.824 21.824
Intangibles, Net 0 0
Long Term Investments 2.811 2.841 2.949 2.83 2.677
Other Assets, Total 68.513 60.822 60.416 62.328 89.713
Accounts Payable 20.737 18.964 20.422 17.53 51
Accrued Expenses 6.028 6.228 6.427 6.62 6.81
Other Current Liabilities, Total 1.463 1.462 1.46 1.455 1.45
Total Liabilities 2537.77 2497.25 2476.84 2479.17 2395.9
Total Long Term Debt 3.12 3.189 3.258 3.327 3.394
Capital Lease Obligations 3.12 3.189 3.258 3.327 3.394
Total Equity 170.064 177.426 177.341 166.388 155.518
Common Stock 0.053 0.053 0.053 0.053 0.053
Additional Paid-In Capital 47.974 47.74 47.387 47.331 47.487
Retained Earnings (Accumulated Deficit) 227.596 221.412 216.593 211.859 205.874
Treasury Stock - Common -16.88 -17.033 -17.219 -17.598 -18.015
Unrealized Gain (Loss) -84.744 -70.803 -65.521 -71.296 -75.876
Other Equity, Total -3.935 -3.943 -3.952 -3.961 -4.005
Total Liabilities & Shareholders’ Equity 2707.83 2674.67 2654.18 2645.55 2551.42
Total Common Shares Outstanding 4.72107 4.71573 4.7091 4.69463 4.67702
Other Liabilities, Total 32.923 26.45 22.776 27.196
  • Annual
  • Quarterly
2022 2021 2020 2019 2018
Net income/Starting Line 28.783 26.425 19.262 15.609 19.626
Cash From Operating Activities 35.047 35.461 28.659 26.405 27.772
Cash From Operating Activities 2.226 2.501 2.918 3.112 3.437
Amortization 0.015 0.243 0.484 0.609 0.734
Deferred Taxes 1.722 0.57 -0.086 -1.564 2.153
Non-Cash Items 5.817 6.536 3.535 2.655 -0.181
Cash Taxes Paid 5.625 5.675 6.005 4.455 1.73
Cash Interest Paid 6.642 3.472 4.025 6.254 3.989
Changes in Working Capital -3.516 -0.814 2.546 5.984 2.003
Cash From Investing Activities -252.62 -242.484 -495.848 -32.711 43.919
Capital Expenditures -0.426 -0.367 -0.867 -0.883 -1.77
Other Investing Cash Flow Items, Total -252.194 -242.117 -494.981 -31.828 45.689
Cash From Financing Activities 246.461 125.466 453.823 -1.762 27.552
Financing Cash Flow Items 253.034 132.229 465.636 2.901 32.091
Total Cash Dividends Paid -5.797 -5.318 -5.006 -5.029 -4.969
Issuance (Retirement) of Stock, Net -0.509 -1.19 -6.571 0.585 0.643
Issuance (Retirement) of Debt, Net -0.267 -0.255 -0.236 -0.219 -0.213
Net Change in Cash 28.888 -81.557 -13.366 -8.068 99.243
Mar 2023 Dec 2022 Sep 2022 Jun 2022 Mar 2022
Net income/Starting Line 7.27 28.783 21.344 14.891 6.867
Cash From Operating Activities 10.686 35.047 32.685 17.885 5.984
Cash From Operating Activities 0.533 2.226 1.691 1.147 0.579
Amortization 0 0.015 0.015 0.015 0.011
Non-Cash Items 1.183 5.817 4.846 3.351 1.651
Cash Taxes Paid 4.305 5.625 4.305 2.545 0.115
Cash Interest Paid 5.647 6.642 3.554 1.653 0.764
Changes in Working Capital 1.7 -3.516 4.789 -1.519 -3.124
Cash From Investing Activities -29.923 -252.62 -175.576 -70.245 -44.977
Capital Expenditures -0.287 -0.426 -0.448 -0.135 -0.015
Other Investing Cash Flow Items, Total -29.636 -252.194 -175.128 -70.11 -44.962
Cash From Financing Activities -1.991 246.461 158.333 55.147 77.495
Financing Cash Flow Items -0.538 253.034 163.247 58.658 79.589
Total Cash Dividends Paid -1.455 -5.797 -4.347 -2.899 -1.45
Issuance (Retirement) of Stock, Net 0.071 -0.509 -0.367 -0.479 -0.577
Issuance (Retirement) of Debt, Net -0.069 -0.267 -0.2 -0.133 -0.067
Net Change in Cash -21.228 28.888 15.442 2.787 38.502
Deferred Taxes 1.722

Trading calculator

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Chemung Company profile

About Chemung Financial Corp.

Chemung Financial Corporation is a bank holding company. The Company, through its subsidiaries, Chemung Canal Trust Company (the Bank) and CFS Group, Inc. (CFS), provides a range of banking, financing, fiduciary and other financial services to its clients. The Company manages its operations through two segments: core banking and Wealth Management Group (WMG). The core banking segment receives deposits from the general public and uses, such funds to originate consumer, commercial, commercial real estate and residential mortgage loans, mainly in its local markets and to invest in securities. The WMG services segment provides trust and investment advisory services to clients. The Company's financial services include demand, savings and time deposits, commercial, residential and consumer loans, interest rate swaps, letters of credit, wealth management services, employee benefit plans, insurance products, mutual funds and brokerage services.

Financial summary

BRIEF: For the fiscal year ended 31 December 2021, Chemung Financial Corp. interest income increased 3% to $69M. Net interest income after loan loss provision increased 4% to $65.6M. Net income increased 37% to $26.4M. Net interest income after loan loss provision reflects increase in interest earning assets and decrease in interest bearing liabilities. Net income benefited from Other operating expenses decrease of 19% to $5.3M (expense).

Equity composition

.Common Stock $.01 Par, 12/10, 10M auth., 4,300,134 issd., less 749,880 shs. in Treas. @ $20.1M. Insiders control approx. 23.82%.

Industry: Banks (NEC)

One Chemung Canal Plz
P O Box 1522
ELMIRA
NEW YORK 14902
US

Income Statement

  • Annual
  • Quarterly

News

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07:56, 17 April 2024

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16:03, 11 April 2024

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09:22, 11 April 2024

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15:11, 9 April 2024

How escalating geopolitical tensions are impacting oil markets

The bullish momentum in oil prices remains strong as escalating geopolitical tensions raise concerns about supply.

13:34, 4 April 2024

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Five of the world’s most significant central banks delivered policy this week. We review the decisions and discuss their impact on the markets.

12:47, 22 March 2024

Bank of Japan Preview: will the BOJ end negative interest rates?

The Bank of Japan meets on Tuesday 19th of March. We preview what to expect from the BOJ decision and how it might impact the USD/JPY and Nikkei 225.

08:44, 18 March 2024

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