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    Trade Waterstone - WSBF CFD

    12.38
    1.51%
    • Summary
    • Historical Data
    • Events
    • Income Statement
    • Balance Sheet
    • Cash Flow
    • Ownership
    Trading Conditions
    Spread 0.07
    Long position overnight fee

    Long position overnight fee

    Margin. Your investment $1,000.00
    Overnight fee -0.026346 %
    Charges from full value of position ($-5.01)
    Trade size with leverage ~ $20,000.00
    Money from leverage ~ $19,000.00
    Go to platform
    		-0.026346%
    Short position overnight fee

    Short position overnight fee

    Margin. Your investment $1,000.00
    Overnight fee 0.004124 %
    Charges from full value of position ($0.78)
    Trade size with leverage ~ $20,000.00
    Money from leverage ~ $19,000.00
    Go to platform
    		0.004124%
    Overnight fee time 22:00 (UTC)
    Min traded quantity 1
    Currency USD
    Margin 5%
    Stock exchange United States of America
    Commission on trade 0%

    *Information provided by Capital.com

    Waterstone Financial Inc ESG Risk Ratings

    High Medium Low Negligible

    ‘C’ score indicates satisfactory relative ESG performance and moderate degree of transparency in reporting material ESG data publicly.

    More ESG coverage

    Key Stats
    Prev. Close* 12.57
    Open* 12.46
    1-Year Change* -26.14%
    Day's Range* 12.38 - 12.47
    52 wk Range 9.62-17.70
    Average Volume (10 days) 52.11K
    Average Volume (3 months) 1.54M
    Market Cap 246.10M
    P/E Ratio 23.65
    Shares Outstanding 20.58M
    Revenue 93.19M
    EPS 0.51
    Dividend (Yield %) 5.01672
    Beta 0.50
    Next Earnings Date Jan 24, 2024

    All data is provided by Refinitiv, except for data marked with an asterisk, which is *data provided by Capital.com

    • Last Week
    • Last Month
    • Last Year
    • Last two Years
    • Max
    • Daily
    • Weekly
    • Monthly
    Date Close Change Change (%) Open High Low
    Dec 4, 2023 12.57 0.65 5.45% 11.92 12.58 11.92
    Dec 1, 2023 12.39 0.45 3.77% 11.94 12.39 11.93
    Nov 30, 2023 12.17 0.28 2.35% 11.89 12.28 11.88
    Nov 29, 2023 12.21 0.33 2.78% 11.88 12.28 11.88
    Nov 28, 2023 12.01 -0.10 -0.83% 12.11 12.12 11.74
    Nov 27, 2023 12.16 0.63 5.46% 11.53 12.22 11.47
    Nov 24, 2023 11.99 0.04 0.33% 11.95 12.17 11.95
    Nov 22, 2023 12.01 0.43 3.71% 11.58 12.11 11.58
    Nov 21, 2023 11.94 0.04 0.34% 11.90 12.05 11.88
    Nov 20, 2023 11.99 0.40 3.45% 11.59 12.08 11.59
    Nov 17, 2023 11.94 0.32 2.75% 11.62 12.00 11.62
    Nov 16, 2023 11.71 0.20 1.74% 11.51 11.82 11.51
    Nov 15, 2023 11.92 0.03 0.25% 11.89 12.24 11.85
    Nov 14, 2023 12.17 1.10 9.94% 11.07 12.21 11.07
    Nov 13, 2023 11.30 0.59 5.51% 10.71 11.39 10.68
    Nov 10, 2023 11.18 0.47 4.39% 10.71 11.23 10.71
    Nov 9, 2023 11.08 0.04 0.36% 11.04 11.26 11.04
    Nov 8, 2023 11.16 0.30 2.76% 10.86 11.32 10.86
    Nov 7, 2023 11.14 0.29 2.67% 10.85 11.21 10.85
    Nov 6, 2023 11.21 0.49 4.57% 10.72 11.34 10.72

    Waterstone Events

    Time (UTC) Country Event
    Wednesday, January 24, 2024

    Time (UTC)

    10:59

    Country

    US

    Event

    Q4 2023 Waterstone Financial Inc Earnings Release
    Q4 2023 Waterstone Financial Inc Earnings Release

    Forecast

    -

    Previous

    -
    Tuesday, April 23, 2024

    Time (UTC)

    10:59

    Country

    US

    Event

    Q1 2024 Waterstone Financial Inc Earnings Release
    Q1 2024 Waterstone Financial Inc Earnings Release

    Forecast

    -

    Previous

    -
    View all events
    • Annual
    • Quarterly
    2022 2021 2020 2019 2018
    Net Income Before Taxes 24.479 92.106 108.116 47.574 40.28
    Net Income After Taxes 19.487 70.791 81.145 35.903 30.754
    Net Income Before Extra. Items 19.487 70.791 81.145 35.903 30.754
    Net Income 19.487 70.791 81.145 35.903 30.754
    Total Adjustments to Net Income 0
    Income Available to Common Excl. Extra. Items 19.487 70.791 81.145 35.903 30.754
    Income Available to Common Incl. Extra. Items 19.487 70.791 81.145 35.903 30.754
    Diluted Net Income 19.487 70.791 81.145 35.903 30.754
    Diluted Weighted Average Shares 22.01 23.931 24.607 26.247 27.634
    Diluted EPS Excluding Extraordinary Items 0.88537 2.95813 3.29764 1.36789 1.1129
    Dividends per Share - Common Stock Primary Issue 0.8 0.8 0.48 0.48 0.48
    Diluted Normalized EPS 0.88537 2.82163 3.49101 1.36789 1.1129
    Interest Income, Bank 70.245 69.883 78.484 79.741 73.7
    Total Interest Expense 13.291 14.368 24.984 27.544 19.523
    Net Interest Income 56.954 55.515 53.5 52.197 54.177
    Loan Loss Provision 0.968 -3.99 -0.9 -1.06
    Net Interest Income after Loan Loss Provision 55.986 59.505 53.5 53.097 55.237
    Non-Interest Income, Bank 105.555 203.195 244.017 130.75 118.199
    Non-Interest Expense, Bank -137.062 -170.594 -189.401 -136.273 -133.156
    Total Extraordinary Items 0 0
    Dilution Adjustment 0
    Sep 2023 Jun 2023 Mar 2023 Dec 2022 Sep 2022
    Net Income Before Taxes 3.753 5.092 2.782 0.658 6.776
    Net Income After Taxes 3.253 4.007 2.155 0.935 5.27
    Net Income Before Extra. Items 3.253 4.007 2.155 0.935 5.27
    Net Income 3.253 4.007 2.155 0.935 5.27
    Income Available to Common Excl. Extra. Items 3.253 4.007 2.155 0.935 5.27
    Income Available to Common Incl. Extra. Items 3.253 4.007 2.155 0.935 5.27
    Diluted Net Income 3.253 4.007 2.155 0.935 5.27
    Diluted Weighted Average Shares 20.022 20.431 20.98 21.071 21.454
    Diluted EPS Excluding Extraordinary Items 0.16247 0.19612 0.10272 0.04437 0.24564
    Dividends per Share - Common Stock Primary Issue 0.2 0.2 0.2 0.2 0.2
    Diluted Normalized EPS 0.16247 0.19612 0.10272 0.04437 0.24564
    Interest Income, Bank 26.377 24.247 21.89 20.674 18.125
    Total Interest Expense 14.388 11.572 8.095 5.063 2.727
    Net Interest Income 11.989 12.675 13.795 15.611 15.398
    Loan Loss Provision 0.445 0.186 0.46 0.664 0.332
    Net Interest Income after Loan Loss Provision 11.544 12.489 13.335 14.947 15.066
    Non-Interest Income, Bank 22.23 23.525 18.554 17.095 27.404
    Non-Interest Expense, Bank -30.021 -30.922 -29.107 -31.384 -35.694
    • Annual
    • Quarterly
    2022 2021 2020 2019 2018
    Total Assets 2031.67 2215.86 2184.59 1996.35 1915.38
    Property/Plant/Equipment, Total - Net 21.105 28.073 30.322 33.428 24.524
    Property/Plant/Equipment, Total - Gross 54.6 60.632 62.556 63.817 53.348
    Accumulated Depreciation, Total -33.495 -32.559 -32.234 -30.389 -28.824
    Other Long Term Assets, Total
    Other Assets, Total 56.484 37.941 45.292 20.796 22.621
    Accrued Expenses 5.334 10.394 10.622 13.092 4.371
    Total Liabilities 1661.19 1783.08 1771.47 1602.66 1515.7
    Total Long Term Debt 0 0 0 0 0
    Other Liabilities, Total 70.056 62.178 67.903 38.231 37.79
    Total Equity 370.486 432.773 413.118 393.686 399.679
    Common Stock 0.222 0.248 0.251 0.271 0.285
    Additional Paid-In Capital 128.55 174.505 180.684 211.997 330.327
    Retained Earnings (Accumulated Deficit) 274.246 273.398 245.287 197.393 187.153
    Treasury Stock - Common -97.921
    ESOP Debt Guarantee -13.056 -14.243 -15.43 -16.617 -17.804
    Other Equity, Total -19.476 -1.135 2.326 0.642 -2.361
    Total Liabilities & Shareholders’ Equity 2031.67 2215.86 2184.59 1996.35 1915.38
    Total Common Shares Outstanding 22.1742 24.7951 25.088 27.1484 21.2917
    Intangibles, Net 3.444 1.555 5.977 0.282
    Sep 2023 Jun 2023 Mar 2023 Dec 2022 Sep 2022
    Total Assets 2221.36 2229.82 2114.5 2031.67 1975.05
    Property/Plant/Equipment, Total - Net 20.04 20.335 20.716 21.105 21.491
    Intangibles, Net 1.985 1.314 0.909 3.444 3.155
    Other Assets, Total 61.644 58.411 54.275 56.484 75.255
    Accrued Expenses 28.238 20.61 13.434 5.334 24.084
    Total Liabilities 1875.03 1874.06 1748.69 1661.19 1598.88
    Total Long Term Debt 0 0 0 0 0
    Other Liabilities, Total 53.715 51.607 50.678 70.056 67.714
    Total Equity 346.326 355.763 365.807 370.486 376.174
    Common Stock 0.209 0.214 0.219 0.222 0.223
    Additional Paid-In Capital 110.02 116.611 123.448 128.55 130.731
    Retained Earnings (Accumulated Deficit) 272.535 272.229 272.268 274.246 277.514
    ESOP Debt Guarantee -12.166 -12.463 -12.759 -13.056 -13.353
    Other Equity, Total -24.272 -20.828 -17.369 -19.476 -18.941
    Total Liabilities & Shareholders’ Equity 2221.36 2229.82 2114.5 2031.67 1975.05
    Total Common Shares Outstanding 20.8596 21.3759 21.8672 22.1742 22.3185
    Preferred Stock - Non Redeemable, Net
    • Annual
    • Quarterly
    2022 2021 2020 2019 2018
    Net income/Starting Line 19.487 70.791 81.145 35.903 30.754
    Cash From Operating Activities 206.665 154.454 -100.567 -40.219 41.503
    Cash From Operating Activities 4.033 6.048 5.606 2.507 4.727
    Amortization 0.181
    Deferred Taxes -0.484 1.378 -2.62 0.639 0.535
    Non-Cash Items 0.243 4.911 -1.34 3.077 1.343
    Cash Taxes Paid 4.09 22.663 29.478 10.703 10.168
    Cash Interest Paid 12.892 14.546 25.406 27.38 19.014
    Changes in Working Capital 183.386 71.326 -183.358 -82.526 4.144
    Cash From Investing Activities -335.742 147.617 44.176 -1.152 -78.438
    Capital Expenditures -0.701 -0.778 -1.225 -3.114 -3.962
    Other Investing Cash Flow Items, Total -335.041 148.395 45.401 1.962 -74.476
    Cash From Financing Activities -201.003 -20.116 76.858 29.57 74.429
    Financing Cash Flow Items 146.523 18.141 140.916 37.638 29.371
    Total Cash Dividends Paid -30.26 -30.388 -31.52 -25.96 -27.05
    Issuance (Retirement) of Stock, Net -47.266 -7.869 -32.538 -22.108 -17.892
    Issuance (Retirement) of Debt, Net -270 0 0 40 90
    Net Change in Cash -330.08 281.955 20.467 -11.801 37.494
    Mar 2023 Dec 2022 Sep 2022 Jun 2022 Mar 2022
    Net income/Starting Line 2.155 19.487 18.552 13.282 5.291
    Cash From Operating Activities -31.384 206.665 135.197 118.163 142.604
    Cash From Operating Activities 0.815 4.033 3.094 2.071 1.081
    Deferred Taxes 0.061 -0.484 -0.361 -0.251 -0.31
    Non-Cash Items 3.035 0.243 0.128 -0.01 -0.17
    Cash Taxes Paid 0.76 4.09 4.286 3 2.135
    Cash Interest Paid 8.98 12.892 8.11 5.133 3.064
    Changes in Working Capital -37.45 183.386 113.784 103.071 136.712
    Cash From Investing Activities -46.541 -335.742 -175.769 -100.752 -33.669
    Capital Expenditures -0.052 -0.701 -0.641 -0.45 -0.121
    Other Investing Cash Flow Items, Total -46.489 -335.041 -175.128 -100.302 -33.548
    Cash From Financing Activities 85.475 -201.003 -263.209 -271.94 -207.127
    Financing Cash Flow Items 5.012 146.523 27.663 -17.469 -21.34
    Total Cash Dividends Paid -4.197 -30.26 -26.048 -21.771 -17.223
    Issuance (Retirement) of Stock, Net -5.34 -47.266 -44.824 -37.7 -13.564
    Net Change in Cash 7.55 -330.08 -303.781 -254.529 -98.192
    Issuance (Retirement) of Debt, Net 90 -270 -220 -195 -155
    Investor Name Investor Type Percent Outstanding Shares Held Shares change Holdings Date Turnover Rating
    WaterStone Bank Employee Stock Ownership Plan Corporation 11.245 2345712 2345712 2022-12-31
    Dimensional Fund Advisors, L.P. Investment Advisor/Hedge Fund 8.5173 1776702 -64100 2023-06-30 LOW
    BlackRock Institutional Trust Company, N.A. Investment Advisor 6.8743 1433982 -70393 2023-06-30 LOW
    Renaissance Technologies LLC Hedge Fund 6.2979 1313736 -13600 2023-06-30 HIGH
    The Vanguard Group, Inc. Investment Advisor/Hedge Fund 4.8383 1009275 -15464 2023-06-30 LOW
    Gordon (Douglas S) Individual Investor 2.9751 620604 636 2023-10-26 LOW
    Rhino Investment Partners, Inc. Hedge Fund 2.9349 612216 -110180 2023-06-30 HIGH
    State Street Global Advisors (US) Investment Advisor/Hedge Fund 2.2349 466198 -215568 2023-06-30 LOW
    Geode Capital Management, L.L.C. Investment Advisor/Hedge Fund 1.8863 393481 -14155 2023-06-30 LOW
    Bridgeway Capital Management, LLC Investment Advisor 1.765 368176 1736 2023-06-30 MED
    Hotchkis and Wiley Capital Management, LLC Investment Advisor 1.7084 356380 49730 2023-06-30 LOW
    Hansen (Michael L) Individual Investor 1.2771 266413 0 2023-03-22 LOW
    Arrowstreet Capital, Limited Partnership Investment Advisor/Hedge Fund 0.982 204853 131412 2023-06-30 MED
    Federated MDTA LLC Investment Advisor/Hedge Fund 0.9296 193913 -214 2023-06-30 HIGH
    Foundry Partners, LLC Investment Advisor 0.7952 165875 -3105 2023-06-30 MED
    Dean Investment Associates, LLC Investment Advisor 0.7929 165392 -29195 2023-06-30
    Brandywine Global Investment Management, LLC Investment Advisor 0.7761 161890 -600 2023-06-30 LOW
    American Century Investment Management, Inc. Investment Advisor/Hedge Fund 0.7325 152793 -5833 2023-06-30 LOW
    Seizert Capital Partners, L.L.C. Investment Advisor/Hedge Fund 0.7254 151324 -30640 2023-06-30 LOW
    Northern Trust Investments, Inc. Investment Advisor/Hedge Fund 0.7063 147328 -18292 2023-06-30 LOW

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    Waterstone Company profile

    About Waterstone Financial Inc

    Waterstone Financial, Inc. is a community bank. The Company subsidiary includes WaterStone Bank SSB (the Bank). The Bank’s principal lending activity is originating one- to four-family, multi-family residential real estate and commercial real estate loans for retention in its portfolio. It operates through two segments: community banking and mortgage banking. The community banking segment provides consumer and business banking products and services to customers primarily within South-eastern Wisconsin. Within this segment, it provides various products and services, including lending solutions, deposit and transactional solutions, investable funds solutions, and fixed and variable annuities, insurance as well as trust and investment management accounts. The mortgage banking segment provides residential mortgage loans for the primary purpose of sale on the secondary market. Mortgage banking products and services are provided by offices in 21 states with the ability to lend in 48 states.

    Financial summary

    BRIEF: For the fiscal year ended 31 December 2021, Waterstone Financial Inc interest income decreased 11% to $69.9M. Net interest income after loan loss provision increased 11% to $59.5M. Net income decreased 13% to $70.8M. Net interest income after loan loss provision reflects Community Banking segment increase of 10% to $60.2M, Holding Company & Other segment increase from $55K to $116K, Net Interest Spread.

    Equity composition

    Common Stock $.01 Par, 03/11, 200M auth., 33,974,450 issd., less 2,724,353 shs. in Treas. @ Cost. Insiders own 75.85%. IPO:10/5/05, 8,797,500 @ $10 per share by Keefe, Bruyette & Woods. 08/08, Name changed from Wauwatosa Holdings, Inc. 01/14, 1.0973-for-1 Exchange offer.

    Industry: Banks (NEC)

    11200 W Plank Ct
    WAUWATOSA
    WISCONSIN 53226
    US

    Income Statement

    • Annual
    • Quarterly

    News

    December RBA preview: no move expected at the final meeting of 2023

    The RBA meets on Tuesday, 5th of December, 2023, at 2.30 PM (AEDT). We preview what to expect from this month’s decision.

    14:47, 4 December 2023

    CPI drops more than expected in Europe, Spain’s IBEX 35 looking to break pre-COVID highs

    CPI drops more than expected in Europe, Spain’s IBEX 35 looking to break pre-COVID highs

    12:39, 30 November 2023

    Euro Zone CPI expected to continue dropping; economists warn about cutting too soon

    EZ PI expected to drop further but speed of decline

    08:16, 29 November 2023

    A weaker Dollar drives gold higher

    Gold prices have returned above $US2000 per ounce. We run through the factors driving gold and the commodity’s key technicals.

    13:49, 28 November 2023

    Q3 US Earnings Recap: Profits surprise to the upside, but outlook remains uncertain

    US earnings for the third quarter were far better than expected. However, uncertainty about the outlook for company profits continues. We review the quarterly earnings and look ahead to what the markets expect from S&P 500 companies going forward.

    13:20, 28 November 2023

    RBNZ Preview: Rates expected to remain unchanged at final meeting of 2023

    The RBNZ meets for the final time this year on Wednesday, 29th of November, 2023. We preview what to expect and how it could impact the New Zealand Dollar.

    13:04, 28 November 2023

    Crude prices slide on OPEC+ uncertainty

    Crude prices have chopped sideways amid signs of turmoil within OPEC+. We look at the fundamentals of the oil market and the technical levels of WTI.

    12:55, 28 November 2023

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