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US English
12.40
0.56%
  • Summary
  • Historical Data
  • Events
  • Income Statement
  • Balance Sheet
  • Cash Flow
  • Ownership
Trading сonditions
Spread 0.07
Long position overnight fee

Long position overnight fee


Margin. Your investment $1,000.00
Overnight fee -0.026151 %
Charges from full value of position ($-4.97)
Trade size with leverage ~ $20,000.00
Money from leverage ~ $19,000.00

Go to platform
-0.026151%
Short position overnight fee

Short position overnight fee


Margin. Your investment $1,000.00
Overnight fee 0.003929 %
Charges from full value of position ($0.75)
Trade size with leverage ~ $20,000.00
Money from leverage ~ $19,000.00

Go to platform
0.003929%
Overnight fee time 22:00 (UTC)
Min traded quantity 1
Currency USD
Margin 5%
Stock exchange United States of America
Commission on trade 0%

*Information provided by Capital.com

Waterstone Financial Inc ESG Risk Ratings

High Medium Low Negligible

‘C’ score indicates satisfactory relative ESG performance and moderate degree of transparency in reporting material ESG data publicly.

More ESG coverage

Key Stats
Prev. Close* 12.46
Open* 12.34
1-Year Change* -22.97%
Day's Range* 12.34 - 12.53
52 wk Range 9.62-17.37
Average Volume (10 days) 55.55K
Average Volume (3 months) 1.37M
Market Cap 274.29M
P/E Ratio 26.36
Shares Outstanding 20.58M
Revenue 93.19M
EPS 0.51
Dividend (Yield %) 4.50113
Beta 0.62
Next Earnings Date Jan 24, 2024

All data is provided by Refinitiv, except for data marked with an asterisk, which is *data provided by Capital.com

  • Last Week
  • Last Month
  • Last Year
  • Last two Years
  • Max
  • Daily
  • Weekly
  • Monthly
Date Close Change Change (%) Open High Low
Feb 23, 2024 12.40 0.12 0.98% 12.28 12.55 12.28
Feb 22, 2024 12.46 -0.02 -0.16% 12.48 12.81 12.45
Feb 21, 2024 12.74 0.23 1.84% 12.51 12.76 12.50
Feb 20, 2024 12.78 0.23 1.83% 12.55 13.01 12.43
Feb 16, 2024 12.92 0.30 2.38% 12.62 13.06 12.62
Feb 15, 2024 12.97 0.94 7.81% 12.03 12.98 12.03
Feb 14, 2024 12.38 0.38 3.17% 12.00 12.41 12.00
Feb 13, 2024 12.17 -0.24 -1.93% 12.41 12.57 12.12
Feb 12, 2024 13.08 0.41 3.24% 12.67 13.19 12.67
Feb 9, 2024 12.67 0.15 1.20% 12.52 12.72 12.34
Feb 8, 2024 12.50 0.19 1.54% 12.31 12.61 12.31
Feb 7, 2024 12.59 0.11 0.88% 12.48 12.72 12.46
Feb 6, 2024 12.56 0.30 2.45% 12.26 12.76 12.26
Feb 5, 2024 12.58 0.49 4.05% 12.09 12.72 12.09
Feb 2, 2024 12.44 -0.42 -3.27% 12.86 12.86 12.23
Feb 1, 2024 12.90 -0.29 -2.20% 13.19 13.52 12.86
Jan 31, 2024 13.28 -0.22 -1.63% 13.50 14.00 13.21
Jan 30, 2024 14.05 0.43 3.16% 13.62 14.26 13.62
Jan 29, 2024 14.27 0.65 4.77% 13.62 14.32 13.62
Jan 26, 2024 13.98 -0.10 -0.71% 14.08 14.08 13.80

Waterstone Events

Time (UTC) Country Event
Tuesday, April 23, 2024

Time (UTC)

10:59

Country

US

Event

Q1 2024 Waterstone Financial Inc Earnings Release
Q1 2024 Waterstone Financial Inc Earnings Release

Forecast

-

Previous

-
Wednesday, May 15, 2024

Time (UTC)

14:00

Country

US

Event

Waterstone Financial Inc Annual Shareholders Meeting
Waterstone Financial Inc Annual Shareholders Meeting

Forecast

-

Previous

-
View all events
  • Annual
  • Quarterly
2022 2021 2020 2019 2018
Net Income Before Taxes 24.479 92.106 108.116 47.574 40.28
Net Income After Taxes 19.487 70.791 81.145 35.903 30.754
Net Income Before Extra. Items 19.487 70.791 81.145 35.903 30.754
Net Income 19.487 70.791 81.145 35.903 30.754
Total Adjustments to Net Income 0
Income Available to Common Excl. Extra. Items 19.487 70.791 81.145 35.903 30.754
Income Available to Common Incl. Extra. Items 19.487 70.791 81.145 35.903 30.754
Diluted Net Income 19.487 70.791 81.145 35.903 30.754
Diluted Weighted Average Shares 22.01 23.931 24.607 26.247 27.634
Diluted EPS Excluding Extraordinary Items 0.88537 2.95813 3.29764 1.36789 1.1129
Dividends per Share - Common Stock Primary Issue 0.8 0.8 0.48 0.48 0.48
Diluted Normalized EPS 0.88537 2.82163 3.49101 1.36789 1.1129
Interest Income, Bank 70.245 69.883 78.484 79.741 73.7
Total Interest Expense 13.291 14.368 24.984 27.544 19.523
Net Interest Income 56.954 55.515 53.5 52.197 54.177
Loan Loss Provision 0.968 -3.99 -0.9 -1.06
Net Interest Income after Loan Loss Provision 55.986 59.505 53.5 53.097 55.237
Non-Interest Income, Bank 105.555 203.195 244.017 130.75 118.199
Non-Interest Expense, Bank -137.062 -170.594 -189.401 -136.273 -133.156
Total Extraordinary Items 0 0
Dilution Adjustment 0
Sep 2023 Jun 2023 Mar 2023 Dec 2022 Sep 2022
Net Income Before Taxes 3.753 5.092 2.782 0.658 6.776
Net Income After Taxes 3.253 4.007 2.155 0.935 5.27
Net Income Before Extra. Items 3.253 4.007 2.155 0.935 5.27
Net Income 3.253 4.007 2.155 0.935 5.27
Income Available to Common Excl. Extra. Items 3.253 4.007 2.155 0.935 5.27
Income Available to Common Incl. Extra. Items 3.253 4.007 2.155 0.935 5.27
Diluted Net Income 3.253 4.007 2.155 0.935 5.27
Diluted Weighted Average Shares 20.022 20.431 20.98 21.071 21.454
Diluted EPS Excluding Extraordinary Items 0.16247 0.19612 0.10272 0.04437 0.24564
Dividends per Share - Common Stock Primary Issue 0.2 0.2 0.2 0.2 0.2
Diluted Normalized EPS 0.16247 0.19612 0.10272 0.04437 0.24564
Interest Income, Bank 26.377 24.247 21.89 20.674 18.125
Total Interest Expense 14.388 11.572 8.095 5.063 2.727
Net Interest Income 11.989 12.675 13.795 15.611 15.398
Loan Loss Provision 0.445 0.186 0.46 0.664 0.332
Net Interest Income after Loan Loss Provision 11.544 12.489 13.335 14.947 15.066
Non-Interest Income, Bank 22.23 23.525 18.554 17.095 27.404
Non-Interest Expense, Bank -30.021 -30.922 -29.107 -31.384 -35.694
  • Annual
  • Quarterly
2022 2021 2020 2019 2018
Total Assets 2031.67 2215.86 2184.59 1996.35 1915.38
Property/Plant/Equipment, Total - Net 21.105 28.073 30.322 33.428 24.524
Property/Plant/Equipment, Total - Gross 54.6 60.632 62.556 63.817 53.348
Accumulated Depreciation, Total -33.495 -32.559 -32.234 -30.389 -28.824
Other Long Term Assets, Total
Other Assets, Total 56.484 37.941 45.292 20.796 22.621
Accrued Expenses 5.334 10.394 10.622 13.092 4.371
Total Liabilities 1661.19 1783.08 1771.47 1602.66 1515.7
Total Long Term Debt 0 0 0 0 0
Other Liabilities, Total 70.056 62.178 67.903 38.231 37.79
Total Equity 370.486 432.773 413.118 393.686 399.679
Common Stock 0.222 0.248 0.251 0.271 0.285
Additional Paid-In Capital 128.55 174.505 180.684 211.997 330.327
Retained Earnings (Accumulated Deficit) 274.246 273.398 245.287 197.393 187.153
Treasury Stock - Common -97.921
ESOP Debt Guarantee -13.056 -14.243 -15.43 -16.617 -17.804
Other Equity, Total -19.476 -1.135 2.326 0.642 -2.361
Total Liabilities & Shareholders’ Equity 2031.67 2215.86 2184.59 1996.35 1915.38
Total Common Shares Outstanding 22.1742 24.7951 25.088 27.1484 21.2917
Intangibles, Net 3.444 1.555 5.977 0.282
Sep 2023 Jun 2023 Mar 2023 Dec 2022 Sep 2022
Total Assets 2221.36 2229.82 2114.5 2031.67 1975.05
Property/Plant/Equipment, Total - Net 20.04 20.335 20.716 21.105 21.491
Intangibles, Net 1.985 1.314 0.909 3.444 3.155
Other Assets, Total 61.644 58.411 54.275 56.484 75.255
Accrued Expenses 28.238 20.61 13.434 5.334 24.084
Total Liabilities 1875.03 1874.06 1748.69 1661.19 1598.88
Total Long Term Debt 0 0 0 0 0
Other Liabilities, Total 53.715 51.607 50.678 70.056 67.714
Total Equity 346.326 355.763 365.807 370.486 376.174
Common Stock 0.209 0.214 0.219 0.222 0.223
Additional Paid-In Capital 110.02 116.611 123.448 128.55 130.731
Retained Earnings (Accumulated Deficit) 272.535 272.229 272.268 274.246 277.514
ESOP Debt Guarantee -12.166 -12.463 -12.759 -13.056 -13.353
Other Equity, Total -24.272 -20.828 -17.369 -19.476 -18.941
Total Liabilities & Shareholders’ Equity 2221.36 2229.82 2114.5 2031.67 1975.05
Total Common Shares Outstanding 20.8596 21.3759 21.8672 22.1742 22.3185
Preferred Stock - Non Redeemable, Net
  • Annual
  • Quarterly
2022 2021 2020 2019 2018
Net income/Starting Line 19.487 70.791 81.145 35.903 30.754
Cash From Operating Activities 206.665 154.454 -100.567 -40.219 41.503
Cash From Operating Activities 4.033 6.048 5.606 2.507 4.727
Amortization 0.181
Deferred Taxes -0.484 1.378 -2.62 0.639 0.535
Non-Cash Items 0.243 4.911 -1.34 3.077 1.343
Cash Taxes Paid 4.09 22.663 29.478 10.703 10.168
Cash Interest Paid 12.892 14.546 25.406 27.38 19.014
Changes in Working Capital 183.386 71.326 -183.358 -82.526 4.144
Cash From Investing Activities -335.742 147.617 44.176 -1.152 -78.438
Capital Expenditures -0.701 -0.778 -1.225 -3.114 -3.962
Other Investing Cash Flow Items, Total -335.041 148.395 45.401 1.962 -74.476
Cash From Financing Activities -201.003 -20.116 76.858 29.57 74.429
Financing Cash Flow Items 146.523 18.141 140.916 37.638 29.371
Total Cash Dividends Paid -30.26 -30.388 -31.52 -25.96 -27.05
Issuance (Retirement) of Stock, Net -47.266 -7.869 -32.538 -22.108 -17.892
Issuance (Retirement) of Debt, Net -270 0 0 40 90
Net Change in Cash -330.08 281.955 20.467 -11.801 37.494
Mar 2023 Dec 2022 Sep 2022 Jun 2022 Mar 2022
Net income/Starting Line 2.155 19.487 18.552 13.282 5.291
Cash From Operating Activities -31.384 206.665 135.197 118.163 142.604
Cash From Operating Activities 0.815 4.033 3.094 2.071 1.081
Deferred Taxes 0.061 -0.484 -0.361 -0.251 -0.31
Non-Cash Items 3.035 0.243 0.128 -0.01 -0.17
Cash Taxes Paid 0.76 4.09 4.286 3 2.135
Cash Interest Paid 8.98 12.892 8.11 5.133 3.064
Changes in Working Capital -37.45 183.386 113.784 103.071 136.712
Cash From Investing Activities -46.541 -335.742 -175.769 -100.752 -33.669
Capital Expenditures -0.052 -0.701 -0.641 -0.45 -0.121
Other Investing Cash Flow Items, Total -46.489 -335.041 -175.128 -100.302 -33.548
Cash From Financing Activities 85.475 -201.003 -263.209 -271.94 -207.127
Financing Cash Flow Items 5.012 146.523 27.663 -17.469 -21.34
Total Cash Dividends Paid -4.197 -30.26 -26.048 -21.771 -17.223
Issuance (Retirement) of Stock, Net -5.34 -47.266 -44.824 -37.7 -13.564
Net Change in Cash 7.55 -330.08 -303.781 -254.529 -98.192
Issuance (Retirement) of Debt, Net 90 -270 -220 -195 -155
Investor Name Investor Type Percent Outstanding Shares Held Shares change Holdings Date Turnover Rating
WaterStone Bank Employee Stock Ownership Plan Corporation 11.245 2345712 2345712 2022-12-31
Dimensional Fund Advisors, L.P. Investment Advisor/Hedge Fund 8.5173 1776702 -64100 2023-06-30 LOW
BlackRock Institutional Trust Company, N.A. Investment Advisor 6.8743 1433982 -70393 2023-06-30 LOW
Renaissance Technologies LLC Hedge Fund 6.2979 1313736 -13600 2023-06-30 HIGH
The Vanguard Group, Inc. Investment Advisor/Hedge Fund 4.8383 1009275 -15464 2023-06-30 LOW
Gordon (Douglas S) Individual Investor 2.9751 620604 636 2023-10-26 LOW
Rhino Investment Partners, Inc. Hedge Fund 2.9349 612216 -110180 2023-06-30 HIGH
State Street Global Advisors (US) Investment Advisor/Hedge Fund 2.2349 466198 -215568 2023-06-30 LOW
Geode Capital Management, L.L.C. Investment Advisor/Hedge Fund 1.8863 393481 -14155 2023-06-30 LOW
Bridgeway Capital Management, LLC Investment Advisor 1.765 368176 1736 2023-06-30 MED
Hotchkis and Wiley Capital Management, LLC Investment Advisor 1.7084 356380 49730 2023-06-30 LOW
Hansen (Michael L) Individual Investor 1.2771 266413 0 2023-03-22 LOW
Arrowstreet Capital, Limited Partnership Investment Advisor/Hedge Fund 0.982 204853 131412 2023-06-30 MED
Federated MDTA LLC Investment Advisor/Hedge Fund 0.9296 193913 -214 2023-06-30 HIGH
Foundry Partners, LLC Investment Advisor 0.7952 165875 -3105 2023-06-30 MED
Dean Investment Associates, LLC Investment Advisor 0.7929 165392 -29195 2023-06-30
Brandywine Global Investment Management, LLC Investment Advisor 0.7761 161890 -600 2023-06-30 LOW
American Century Investment Management, Inc. Investment Advisor/Hedge Fund 0.7325 152793 -5833 2023-06-30 LOW
Seizert Capital Partners, L.L.C. Investment Advisor/Hedge Fund 0.7254 151324 -30640 2023-06-30 LOW
Northern Trust Investments, Inc. Investment Advisor/Hedge Fund 0.7063 147328 -18292 2023-06-30 LOW

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Waterstone Company profile

About Waterstone Financial Inc

Waterstone Financial, Inc. is a community bank. The Company subsidiary includes WaterStone Bank SSB (the Bank). The Bank’s principal lending activity is originating one- to four-family, multi-family residential real estate and commercial real estate loans for retention in its portfolio. It operates through two segments: community banking and mortgage banking. The community banking segment provides consumer and business banking products and services to customers primarily within South-eastern Wisconsin. Within this segment, it provides various products and services, including lending solutions, deposit and transactional solutions, investable funds solutions, and fixed and variable annuities, insurance as well as trust and investment management accounts. The mortgage banking segment provides residential mortgage loans for the primary purpose of sale on the secondary market. Mortgage banking products and services are provided by offices in 21 states with the ability to lend in 48 states.

Financial summary

BRIEF: For the fiscal year ended 31 December 2021, Waterstone Financial Inc interest income decreased 11% to $69.9M. Net interest income after loan loss provision increased 11% to $59.5M. Net income decreased 13% to $70.8M. Net interest income after loan loss provision reflects Community Banking segment increase of 10% to $60.2M, Holding Company & Other segment increase from $55K to $116K, Net Interest Spread.

Equity composition

Common Stock $.01 Par, 03/11, 200M auth., 33,974,450 issd., less 2,724,353 shs. in Treas. @ Cost. Insiders own 75.85%. IPO:10/5/05, 8,797,500 @ $10 per share by Keefe, Bruyette & Woods. 08/08, Name changed from Wauwatosa Holdings, Inc. 01/14, 1.0973-for-1 Exchange offer.

Industry: Banks (NEC)

11200 W Plank Ct
WAUWATOSA
WISCONSIN 53226
US

Income Statement

  • Annual
  • Quarterly

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