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2.58
3.75%
  • Summary
  • Historical Data
  • Events
  • Income Statement
  • Balance Sheet
  • Cash Flow
  • Ownership
Trading Conditions
Spread 0.05
Long position overnight fee

Long position overnight fee


Margin. Your investment $1,000.00
Overnight fee -0.026346 %
Charges from full value of position ($-5.01)
Trade size with leverage ~ $20,000.00
Money from leverage ~ $19,000.00

Go to platform
-0.026346%
Short position overnight fee

Short position overnight fee


Margin. Your investment $1,000.00
Overnight fee 0.004124 %
Charges from full value of position ($0.78)
Trade size with leverage ~ $20,000.00
Money from leverage ~ $19,000.00

Go to platform
0.004124%
Overnight fee time 22:00 (UTC)
Min traded quantity 1
Currency USD
Margin 5%
Stock exchange United States of America
Commission on trade 0%

*Information provided by Capital.com

Oportun Financial Corp ESG Risk Ratings

High Medium Low Negligible

‘C’ score indicates satisfactory relative ESG performance and moderate degree of transparency in reporting material ESG data publicly.

More ESG coverage

Key Stats
Prev. Close* 2.67
Open* 2.66
1-Year Change* -52.92%
Day's Range* 2.56 - 2.67
52 wk Range 2.19-8.06
Average Volume (10 days) 446.35K
Average Volume (3 months) 5.13M
Market Cap 76.33M
P/E Ratio -100.00K
Shares Outstanding 34.23M
Revenue 352.01M
EPS -4.22
Dividend (Yield %) N/A
Beta 1.21
Next Earnings Date Mar 11, 2024

All data is provided by Refinitiv, except for data marked with an asterisk, which is *data provided by Capital.com

  • Last Week
  • Last Month
  • Last Year
  • Last two Years
  • Max
  • Daily
  • Weekly
  • Monthly
Date Close Change Change (%) Open High Low
Dec 4, 2023 2.67 0.13 5.12% 2.54 2.69 2.54
Dec 1, 2023 2.57 0.09 3.63% 2.48 2.65 2.35
Nov 30, 2023 2.57 0.01 0.39% 2.56 2.62 2.45
Nov 29, 2023 2.44 0.01 0.41% 2.43 2.56 2.42
Nov 28, 2023 2.39 0.21 9.63% 2.18 2.41 2.14
Nov 27, 2023 2.20 0.06 2.80% 2.14 2.23 2.11
Nov 24, 2023 2.13 -0.01 -0.47% 2.14 2.23 2.12
Nov 22, 2023 2.14 -0.04 -1.83% 2.18 2.22 2.12
Nov 21, 2023 2.21 -0.02 -0.90% 2.23 2.33 2.18
Nov 20, 2023 2.28 -0.11 -4.60% 2.39 2.39 2.21
Nov 17, 2023 2.38 0.06 2.59% 2.32 2.43 2.31
Nov 16, 2023 2.32 -0.21 -8.30% 2.53 2.55 2.28
Nov 15, 2023 2.55 0.00 0.00% 2.55 2.65 2.54
Nov 14, 2023 2.56 0.03 1.19% 2.53 2.64 2.53
Nov 13, 2023 2.47 -0.03 -1.20% 2.50 2.54 2.43
Nov 10, 2023 2.47 -0.15 -5.73% 2.62 2.62 2.45
Nov 9, 2023 2.57 0.00 0.00% 2.57 2.68 2.42
Nov 8, 2023 2.55 -0.33 -11.46% 2.88 2.93 2.52
Nov 7, 2023 2.95 -0.98 -24.94% 3.93 3.93 2.76
Nov 6, 2023 5.80 -0.30 -4.92% 6.10 6.15 5.72

Oportun Financial Events

Time (UTC) Country Event
Wednesday, December 6, 2023

Time (UTC)

15:00

Country

US

Event

Oportun Financial Corp at Sidoti December Virtual Small-Cap Conference
Oportun Financial Corp at Sidoti December Virtual Small-Cap Conference

Forecast

-

Previous

-
Monday, March 11, 2024

Time (UTC)

20:00

Country

US

Event

Q4 2023 Oportun Financial Corp Earnings Release
Q4 2023 Oportun Financial Corp Earnings Release

Forecast

-

Previous

-
View all events
  • Annual
  • Quarterly
2022 2021 2020 2019 2018
Total revenue 640.657 530.481 335.06 442.365 473.559
Revenue 640.657 530.481 335.06 442.365 473.559
Total Operating Expense 715.943 467.69 393.154 357.933 303.464
Selling/General/Admin. Expenses, Total 607.471 467.69 389.454 362.416 287.317
Other Operating Expenses, Total 0 -4.483 16.147
Operating Income -75.286 62.791 -58.094 84.432 170.095
Net Income Before Taxes -75.286 62.791 -58.094 84.432 170.095
Net Income After Taxes -77.744 47.414 -43.582 61.598 123.394
Net Income Before Extra. Items -77.744 47.414 -43.582 61.598 123.394
Net Income -77.744 47.414 -45.082 61.598 123.394
Total Adjustments to Net Income 0 -57.336 -106.797
Income Available to Common Excl. Extra. Items -77.744 47.414 -43.582 4.262 16.597
Income Available to Common Incl. Extra. Items -77.744 47.414 -45.082 4.262 16.597
Diluted Net Income -77.744 47.414 -45.082 4.262 16.597
Diluted Weighted Average Shares 32.8258 30.3232 27.3333 27.0032 26.7098
Diluted EPS Excluding Extraordinary Items -2.36838 1.56362 -1.59447 0.15783 0.62138
Dividends per Share - Common Stock Primary Issue 0
Diluted Normalized EPS 0.36728 1.56362 -1.39633 0.15783 0.62138
Unusual Expense (Income) 108.472 3.7
Total Extraordinary Items -1.5
Jun 2023 Mar 2023 Dec 2022 Sep 2022 Jun 2022
Total revenue 118.625 4.805 143.446 146.983 145.214
Revenue 118.625 4.805 143.446 146.983 145.214
Total Operating Expense 136.096 146.338 151.367 259.346 157.886
Selling/General/Admin. Expenses, Total 136.096 146.338 151.367 150.874 157.886
Operating Income -17.471 -141.533 -7.921 -112.363 -12.672
Net Income Before Taxes -17.471 -141.533 -7.921 -112.363 -12.672
Net Income After Taxes -14.899 -102.09 -8.423 -105.827 -9.157
Net Income Before Extra. Items -14.899 -102.09 -8.423 -105.827 -9.157
Net Income -14.899 -102.09 -8.423 -105.827 -9.157
Income Available to Common Excl. Extra. Items -14.899 -102.09 -8.423 -105.827 -9.157
Income Available to Common Incl. Extra. Items -14.899 -102.09 -8.423 -105.827 -9.157
Diluted Net Income -14.899 -102.09 -8.423 -105.827 -9.157
Diluted Weighted Average Shares 36.6913 33.979 33.2361 33.0101 32.8315
Diluted EPS Excluding Extraordinary Items -0.40606 -3.0045 -0.25343 -3.2059 -0.27891
Dividends per Share - Common Stock Primary Issue 0 0 0 0
Diluted Normalized EPS -0.26827 -2.82728 -0.11029 -0.90985 -0.14143
Unusual Expense (Income) 0 108.472
  • Annual
  • Quarterly
2022 2021 2020 2019 2018
Cash and Short Term Investments 98.817 130.959 136.187 72.179 70.475
Cash & Equivalents 98.817 130.959 136.187 72.179 70.475
Total Receivables, Net 31.796 20.916 15.426 23.806 18.946
Prepaid Expenses 24.167 25.355 17.241 12.217 9.237
Total Assets 3613.7 2946.62 2009.05 2201.87 1739.94
Property/Plant/Equipment, Total - Net 40.972 48.318 62.67 73.337 23.195
Intangibles, Net 139.801 131.181 27.419 18.339 5.492
Note Receivable - Long Term 3143.7 2387.3 1697.68 1934.38 1547.85
Other Long Term Assets, Total 106.793 65.924 34.119 65.525 62.95
Other Assets, Total 27.646 32.66 18.305 2.09 1.797
Accounts Payable 9.67 8.343 1.819 5.919 7.277
Accrued Expenses 85.087 123.856 103.625 94.535 29.006
Notes Payable/Short Term Debt 0 0 0 0 0
Other Current Liabilities, Total 9.57 22.434 12.989 37.587 29.551
Total Liabilities 3066.1 2342.74 1542.68 1713.11 1393.39
Total Long Term Debt 2928.12 2159.69 1413.69 1549.22 1310.27
Long Term Debt 2928.12 2159.69 1413.69 1549.22 1310.27
Deferred Income Tax 30.575 28.424 10.557 24.868 13.925
Other Liabilities, Total 3.073 0.976 3.365
Total Equity 547.599 603.881 466.367 488.766 346.549
Preferred Stock - Non Redeemable, Net 0.016
Common Stock 0.007 0.006 0.006 0.006 0.003
Additional Paid-In Capital 547.799 526.338 436.499 418.299 302.298
Retained Earnings (Accumulated Deficit) 6.102 83.846 36.432 76.742 52.792
Treasury Stock - Common -6.309 -6.309 -6.309 -6.119 -8.428
Other Equity, Total -0.261 -0.162 -0.132
Total Liabilities & Shareholders’ Equity 3613.7 2946.62 2009.05 2201.87 1739.94
Total Common Shares Outstanding 33.3546 32.0044 27.6793 27.0032 26.7098
Property/Plant/Equipment, Total - Gross 48.212 82.503 100.609 104.102
Accumulated Depreciation, Total -37.688 -34.185 -37.939 -30.765
Goodwill, Net 0 104.014
Sep 2023 Jun 2023 Mar 2023 Dec 2022 Sep 2022
Cash and Short Term Investments 81.886 73.371 74.075 98.817 175.857
Cash & Equivalents 81.886 73.371 74.075 98.817 175.857
Total Receivables, Net 29.021 30.852 31.752 31.796 30.605
Prepaid Expenses 16.432 19.334 20.108 24.167 25.057
Total Assets 3429.93 3472.04 3502.06 3613.7 3539.99
Property/Plant/Equipment, Total - Net 31.076 35.376 38.665 40.972 41.522
Property/Plant/Equipment, Total - Gross 48.746 48.779 48.941 48.212 45.794
Accumulated Depreciation, Total -40.856 -39.918 -38.984 -37.688 -36.352
Intangibles, Net 127.293 133.012 137.856 139.801 139.069
Note Receivable - Long Term 2940.86 2985.13 3013.04 3143.7 2991.38
Other Long Term Assets, Total 149.744 148.726 144.788 106.793 98.219
Other Assets, Total 53.622 46.243 41.777 27.646 38.289
Accounts Payable 6.485 11.31 6.989 9.67 3.47
Accrued Expenses 72.176 83.343 86.827 85.087 89.623
Notes Payable/Short Term Debt 0 0 0 0 0
Other Current Liabilities, Total 7.016 6.802 9.482 9.57 12.904
Total Liabilities 2988.57 3013.65 3045.91 3066.1 2990.88
Total Long Term Debt 2893.96 2902.35 2935.74 2928.12 2845.32
Long Term Debt 2893.96 2902.35 2935.74 2928.12 2845.32
Deferred Income Tax 0 4.514 5.133 30.575 39.568
Total Equity 441.363 458.398 456.146 547.599 549.113
Common Stock 0.007 0.007 0.007 0.007 0.007
Additional Paid-In Capital 579.69 575.587 558.436 547.799 540.89
Retained Earnings (Accumulated Deficit) -132.025 -110.887 -95.988 6.102 14.525
Treasury Stock - Common -6.309 -6.309 -6.309 -6.309 -6.309
Other Equity, Total
Total Liabilities & Shareholders’ Equity 3429.93 3472.04 3502.06 3613.7 3539.99
Total Common Shares Outstanding 34.2302 34.0273 33.8843 33.3546 33.1881
Goodwill, Net 0 0
Other Liabilities, Total 8.929 5.33 1.738 3.073
  • Annual
  • Quarterly
2022 2021 2020 2019 2018
Net income/Starting Line -77.744 47.414 -45.082 61.598 123.394
Cash From Operating Activities 247.875 163.447 152.869 218.374 138.374
Cash From Operating Activities 47.533 27.112 20.22 14.101 11.823
Deferred Taxes 0 16.451 -14.464 10.419 42.023
Non-Cash Items 352.722 55.47 206.587 81.351 -44.853
Cash Taxes Paid -3.457 3.884 2.829 2.933 20.44
Cash Interest Paid 85.775 46.831 57.14 58.038 42.428
Changes in Working Capital -74.636 17 -14.392 50.905 5.987
Cash From Investing Activities -1171.55 -884.786 16.379 -497.68 -471.427
Capital Expenditures -54.887 -38.773 -26.597 -26.223 -17.944
Other Investing Cash Flow Items, Total -1116.66 -846.013 42.976 -471.457 -453.483
Cash From Financing Activities 934.53 745.709 -136.799 286.272 368.073
Financing Cash Flow Items -16.854 -5.415 -2.036 1.112 -1.216
Issuance (Retirement) of Debt, Net 951.384 751.124 -134.763 224.681 369.289
Net Change in Cash 10.857 24.37 32.449 6.966 35.02
Issuance (Retirement) of Stock, Net 0 60.479
Mar 2023 Dec 2022 Sep 2022 Jun 2022 Mar 2022
Net income/Starting Line -102.09 -77.744 -69.321 36.506 45.663
Cash From Operating Activities 76.814 247.875 159.343 91.642 38.565
Cash From Operating Activities 13.389 47.533 34.624 22.34 10.697
Deferred Taxes 0
Non-Cash Items 179.929 352.722 273.935 76.882 12.628
Cash Taxes Paid 37.459 -3.457 -3.944 -3.377 13.816
Cash Interest Paid 0.307 85.775 51.509 27.032 0.328
Changes in Working Capital -14.414 -74.636 -79.895 -44.086 -30.423
Cash From Investing Activities -39.648 -1171.55 -915.877 -638.024 -122.496
Capital Expenditures -12.513 -54.887 -40.258 -25.727 -11.731
Other Investing Cash Flow Items, Total -27.135 -1116.66 -875.619 -612.297 -110.765
Cash From Financing Activities -39.062 934.53 835.781 487.278 61.529
Financing Cash Flow Items -2.139 -16.854 -14.727 -7.613 -7.076
Issuance (Retirement) of Debt, Net -36.923 951.384 850.508 494.891 68.605
Net Change in Cash -1.896 10.857 79.247 -59.104 -22.402
Investor Name Investor Type Percent Outstanding Shares Held Shares change Holdings Date Turnover Rating
Institutional Venture Partners Venture Capital 10.0125 3408691 0 2023-06-30 LOW
Ellington Management Group, L.L.C. Hedge Fund 8.0063 2725702 0 2023-06-30 HIGH
Kayne Anderson Rudnick Investment Management, LLC Investment Advisor 6.3358 2156990 33559 2023-06-30 LOW
Greylock Partners Venture Capital 4.3518 1481557 0 2022-12-31 LOW
Park West Asset Management LLC Hedge Fund 4.3432 1478633 40927 2023-06-30 MED
The Vanguard Group, Inc. Investment Advisor/Hedge Fund 4.1859 1425049 -98464 2023-06-30 LOW
Long Focus Capital Management LLC Hedge Fund 3.1305 1065777 322422 2023-06-30 MED
Millennium Management LLC Hedge Fund 2.8659 975696 520609 2023-06-30 HIGH
Vazquez (Raul) Individual Investor 2.8207 960283 -15606 2023-09-10 LOW
Madrone Advisors, LLC Investment Advisor 2.7404 932957 0 2023-06-30 LOW
BMO Nesbitt Burns Inc. Investment Advisor 2.4801 844346 844346 2023-06-30 HIGH
Glynn Capital Management LLC Investment Advisor/Hedge Fund 1.7278 588233 0 2023-06-30 LOW
BlackRock Investment Management (UK) Ltd. Investment Advisor/Hedge Fund 1.6612 565563 -11776 2023-06-30 LOW
BlackRock Institutional Trust Company, N.A. Investment Advisor 1.513 515105 -1267778 2023-06-30 LOW
Tejara Capital Ltd. Investment Advisor 1.403 477651 -52417 2023-06-30 HIGH
RBF Capital, LLC Hedge Fund 1.3216 449917 25949 2023-06-30 LOW
Coblentz (Jonathan Aaron) Individual Investor 1.158 394229 -3732 2023-09-10 LOW
Dimensional Fund Advisors, L.P. Investment Advisor/Hedge Fund 1.0101 343884 109780 2023-06-30 LOW
State Street Global Advisors (US) Investment Advisor/Hedge Fund 0.9724 331064 -153847 2023-06-30 LOW
Strohm (David N) Individual Investor 0.9473 322502 1666 2023-06-30 LOW

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Oportun Financial Company profile

About Oportun Financial Corp

Oportun Financial Corporation is a financial services company. The Company leverage its digital platform to provide consumer credit to people. It uses artificial intelligence (AI) models to provide its customers with alternatives to payday and auto title loans. The Company offers personal loans, credit cards and auto loans. Its personal loan consists of amortizing personal installment loan with fixed payments throughout the life of the loan. It offers Oportun Visa Credit Card product in over 33 states. The Company’s digital platform enables end-to-end process management, from loan application through disbursement, to servicing and collections, allowing its customers to interact with and move between online, over-the-phone, and in person experiences. It enables its customers to complete a loan application online through a mobile phone, tablet, or computer.

Financial summary

BRIEF: For the fiscal year ended 31 December 2021, Oportun Financial Corp revenues increased 58% to $530.5M. Net income before extraordinary items totaled $47.4M vs. loss of $43.6M. Revenues reflect Net decrease in fair value increase of 74% to -$48.6M, Interest on Loans increase of 5% to $566.2M, Interest expense increase of 18% to -$47.7M. Net Income reflects Stock-based Compensation in SGA decrease of 23% to $2.8M (expense).

Industry: Consumer Lending (NEC)

2 Circle Star Way
SAN CARLOS
CALIFORNIA 94070-6200
US

Income Statement

  • Annual
  • Quarterly

News

December RBA preview: no move expected at the final meeting of 2023

The RBA meets on Tuesday, 5th of December, 2023, at 2.30 PM (AEDT). We preview what to expect from this month’s decision.

14:47, 4 December 2023

CPI drops more than expected in Europe, Spain’s IBEX 35 looking to break pre-COVID highs

CPI drops more than expected in Europe, Spain’s IBEX 35 looking to break pre-COVID highs

12:39, 30 November 2023

Euro Zone CPI expected to continue dropping; economists warn about cutting too soon

EZ PI expected to drop further but speed of decline

08:16, 29 November 2023

A weaker Dollar drives gold higher

Gold prices have returned above $US2000 per ounce. We run through the factors driving gold and the commodity’s key technicals.

13:49, 28 November 2023

Q3 US Earnings Recap: Profits surprise to the upside, but outlook remains uncertain

US earnings for the third quarter were far better than expected. However, uncertainty about the outlook for company profits continues. We review the quarterly earnings and look ahead to what the markets expect from S&P 500 companies going forward.

13:20, 28 November 2023

RBNZ Preview: Rates expected to remain unchanged at final meeting of 2023

The RBNZ meets for the final time this year on Wednesday, 29th of November, 2023. We preview what to expect and how it could impact the New Zealand Dollar.

13:04, 28 November 2023

Crude prices slide on OPEC+ uncertainty

Crude prices have chopped sideways amid signs of turmoil within OPEC+. We look at the fundamentals of the oil market and the technical levels of WTI.

12:55, 28 November 2023

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