CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 85.24% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money

Trade Upstart Holdings, Inc. - UPST CFD

47.08
2.77%
Market Trading Hours* (UTC) Open now
Closes on Wednesday at 20:00

Mon - Fri: 13:30 - 20:00

  • Summary
  • Historical Data
Trading сonditions
Spread 0.19
Long position overnight fee

Long position overnight funding adjustment


Margin. Your investment $1,000.00
Overnight funding adjustment -0.023679 %
Charges from full value of position ($-4.50)
Trade size with leverage ~ $20,000.00
Money from leverage ~ $19,000.00

Go to platform
-0.023679%
Short position overnight fee

Short position overnight funding adjustment


Margin. Your investment $1,000.00
Overnight funding adjustment 0.001457 %
Charges from full value of position ($0.28)
Trade size with leverage ~ $20,000.00
Money from leverage ~ $19,000.00

Go to platform
0.001457%
Overnight fee time 21:00 (UTC)
Min traded quantity 0.1
Currency USD
Margin 5.00%
Stock exchange United States of America
Commission on trade 0%

Key Stats
Prev. Close 45.9
Open 45.14
1-Year Change 71.31%
Day's Range 45.14 - 48.24
  • Last Week
  • Last Month
  • Last Year
  • Last two Years
  • Max
  • Daily
  • Weekly
  • Monthly
Date Close Change Change (%) Open High Low
Apr 1, 2025 45.90 0.40 0.88% 45.50 47.88 44.40
Mar 31, 2025 45.93 1.44 3.24% 44.49 46.53 42.67
Mar 28, 2025 47.21 -0.62 -1.30% 47.83 48.69 46.13
Mar 27, 2025 49.02 -1.62 -3.20% 50.64 51.59 48.72
Mar 26, 2025 52.76 -1.58 -2.91% 54.34 55.87 52.23
Mar 25, 2025 54.92 0.22 0.40% 54.70 55.25 52.71
Mar 24, 2025 54.80 1.33 2.49% 53.47 55.38 52.96
Mar 21, 2025 51.65 4.11 8.65% 47.54 52.05 47.54
Mar 20, 2025 49.62 -0.18 -0.36% 49.80 52.42 49.45
Mar 19, 2025 50.89 2.74 5.69% 48.15 51.56 47.95
Mar 18, 2025 47.73 -1.17 -2.39% 48.90 48.98 46.34
Mar 17, 2025 49.96 1.81 3.76% 48.15 50.94 47.81
Mar 14, 2025 48.45 0.85 1.79% 47.60 49.11 47.20
Mar 13, 2025 45.97 -2.79 -5.72% 48.76 49.54 45.85
Mar 12, 2025 49.50 -0.75 -1.49% 50.25 51.29 46.96
Mar 11, 2025 46.39 -0.26 -0.56% 46.65 48.40 44.95
Mar 10, 2025 47.24 -3.17 -6.29% 50.41 50.59 45.24
Mar 7, 2025 53.41 -0.99 -1.82% 54.40 54.44 49.78
Mar 6, 2025 55.32 -2.33 -4.04% 57.65 58.54 53.56
Mar 5, 2025 59.74 0.15 0.25% 59.59 60.86 57.27

Trading calculator

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Trade commission
0
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Leverage
20:1
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Investment
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For the avoidance of doubt, this calculation does not include the costs of holding a position overnight (for which there will be additional charges)

Upstart Holdings Inc. Company profile

Upstart Holdings Inc (UPST) is a cloud-based artificial intelligence lending platform. 

Dave Girouard, former president of enterprise at Google; Anna Counselman, former manager of global enterprise customer programs and gmail consumer operations at Google; and Paul Gu, a Thiel Fellow, founded Upstart in April 2012.

Upstart became a public company and began trading on the Nasdaq on 16 December 2020 under the symbol UPST.

The San Mateo, California-based company partners with small to large banks and credit unions to provide consumer loans. 

The platform assesses creditworthiness based on non-traditional factors such as education and work. Using machine learning models, the platform can more precisely identify risks and approve more applicants than traditional, credit-score based lending models. 

The company’s models had more than 1,600 variables by the end of 2021, compared to just 23 in 2014. They have been trained on more than nine million repayment events. 

The company's platform gathers consumer loan demand and links it to its Upstart AI (artificial intelligence)-enabled bank partners. Customers can choose from a variety of offers provided by the company’s bank partners. They are typically offered unsecured and secured personal and auto loans ranging in size from $1,000 to $50,000.

The loans typically carry an annual rate of 6.5% to 35.99%, with terms ranging from three to seven years, with a monthly repayment schedule and no prepayment penalty.

On the other hand, bank partners can also offer Upstart-powered loans through a bank-branded interface on their own website or mobile application. 

By the end of 2021, the company had 38 bank partners and about 69% of its loans were approved and fully automated.

In March 2021, the company announced it acquired Prodigy Software, Inc., a provider of cloud-based automotive retail software. Seven months later, the company launched the auto loans service Upstart Auto Retail software. As of 31 December 2021, the company had 5,800 auto loans and more that 400 dealer locations have adopted the company’s auto software.

Industry: Consumer Leasing

2950 S. Delaware Street, Suite 300
SAN MATEO
CALIFORNIA 94403
US

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