Trade Pathfinder Bancorp - PBHC CFD
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- Historical Data
- Events
- Income Statement
- Balance Sheet
- Cash Flow
- Ownership
Spread | 0.53 | ||||||||
Long position overnight fee
Long position overnight fee
Go to platform | -0.026346% | ||||||||
Short position overnight fee
Short position overnight fee
Go to platform | 0.004124% | ||||||||
Overnight fee time | 22:00 (UTC) | ||||||||
Min traded quantity | 1 | ||||||||
Currency | USD | ||||||||
Margin | 5% | ||||||||
Stock exchange | United States of America | ||||||||
Commission on trade | 0% |
*Information provided by Capital.com
Prev. Close* | 12.6 |
Open* | 12.58 |
1-Year Change* | -33.79% |
Day's Range* | 12.58 - 12.67 |
52 wk Range | 12.10-20.19 |
Average Volume (10 days) | 640.00 |
Average Volume (3 months) | 41.28K |
Market Cap | 61.19M |
P/E Ratio | 9.42 |
Shares Outstanding | 6.10M |
Revenue | 64.36M |
EPS | 1.38 |
Dividend (Yield %) | 2.77671 |
Beta | 0.08 |
Next Earnings Date | Jan 29, 2024 |
All data is provided by Refinitiv, except for data marked with an asterisk, which is *data provided by Capital.com
- Last Week
- Last Month
- Last Year
- Last two Years
- Max
- Daily
- Weekly
- Monthly
Date | Close | Change | Change (%) | Open | High | Low |
---|---|---|---|---|---|---|
Dec 6, 2023 | 12.63 | -0.03 | -0.24% | 12.66 | 12.97 | 12.58 |
Dec 5, 2023 | 12.60 | 0.02 | 0.16% | 12.58 | 12.67 | 12.58 |
Dec 4, 2023 | 12.64 | 0.02 | 0.16% | 12.62 | 12.77 | 12.58 |
Dec 1, 2023 | 12.64 | 0.00 | 0.00% | 12.64 | 12.98 | 12.64 |
Nov 30, 2023 | 12.66 | 0.04 | 0.32% | 12.62 | 12.98 | 12.62 |
Nov 29, 2023 | 12.64 | 0.00 | 0.00% | 12.64 | 12.67 | 12.64 |
Nov 28, 2023 | 12.64 | -0.24 | -1.86% | 12.88 | 12.88 | 12.62 |
Nov 27, 2023 | 12.64 | 0.01 | 0.08% | 12.63 | 12.68 | 12.62 |
Nov 24, 2023 | 12.39 | -0.23 | -1.82% | 12.62 | 12.92 | 12.39 |
Nov 22, 2023 | 12.62 | 0.15 | 1.20% | 12.47 | 12.91 | 12.47 |
Nov 21, 2023 | 12.51 | 0.00 | 0.00% | 12.51 | 12.57 | 12.51 |
Nov 20, 2023 | 12.58 | 0.09 | 0.72% | 12.49 | 12.62 | 12.47 |
Nov 17, 2023 | 12.62 | 0.13 | 1.04% | 12.49 | 12.62 | 12.47 |
Nov 16, 2023 | 12.51 | -0.07 | -0.56% | 12.58 | 12.77 | 12.51 |
Nov 15, 2023 | 12.59 | 0.08 | 0.64% | 12.51 | 12.62 | 12.51 |
Nov 14, 2023 | 12.51 | -0.21 | -1.65% | 12.72 | 12.72 | 12.51 |
Nov 13, 2023 | 12.78 | 0.00 | 0.00% | 12.78 | 12.79 | 12.78 |
Nov 10, 2023 | 12.85 | 0.03 | 0.23% | 12.82 | 13.17 | 12.78 |
Nov 9, 2023 | 12.79 | 0.00 | 0.00% | 12.79 | 12.95 | 12.78 |
Nov 8, 2023 | 12.78 | 0.00 | 0.00% | 12.78 | 12.97 | 12.78 |
Pathfinder Bancorp Events
Time (UTC) | Country | Event |
---|---|---|
Monday, January 29, 2024 | ||
Time (UTC) 10:59 | Country US
| Event Q4 2023 Pathfinder Bancorp Inc (MARYLAND) Earnings Release Q4 2023 Pathfinder Bancorp Inc (MARYLAND) Earnings ReleaseForecast -Previous - |
- Annual
- Quarterly
2022 | 2021 | 2020 | 2019 | 2018 | |
---|---|---|---|---|---|
Net Income Before Taxes | 15.689 | 16.009 | 8.341 | 5.451 | 4.555 |
Net Income After Taxes | 13.033 | 12.51 | 7.046 | 4.286 | 4.009 |
Minority Interest | -0.101 | -0.103 | -0.096 | -0.01 | 0.022 |
Net Income Before Extra. Items | 12.932 | 12.407 | 6.95 | 4.276 | 4.031 |
Net Income | 12.932 | 12.407 | 6.95 | 4.276 | 4.031 |
Total Adjustments to Net Income | -2.711 | -3.12 | -1.545 | -0.698 | |
Income Available to Common Excl. Extra. Items | 10.221 | 9.287 | 5.405 | 3.578 | 4.031 |
Income Available to Common Incl. Extra. Items | 10.221 | 9.287 | 5.405 | 3.578 | 4.031 |
Diluted Net Income | 10.221 | 9.287 | 5.405 | 3.578 | 4.031 |
Diluted Weighted Average Shares | 5.939 | 5.223 | 4.608 | 4.464 | 4.266 |
Diluted EPS Excluding Extraordinary Items | 1.721 | 1.7781 | 1.17296 | 0.80152 | 0.94491 |
Dividends per Share - Common Stock Primary Issue | 0.34 | 0.27 | 0.24 | 0.24 | 0.2375 |
Diluted Normalized EPS | 2.19419 | 1.90093 | 2.03585 | 0.80152 | 0.94491 |
Interest Income, Bank | 51.098 | 45.827 | 42.507 | 41.758 | 34.81 |
Total Interest Expense | 9.695 | 7.532 | 10.864 | 13.528 | 9.044 |
Net Interest Income | 41.403 | 38.295 | 31.643 | 28.23 | 25.766 |
Loan Loss Provision | 1.966 | 1.497 | |||
Net Interest Income after Loan Loss Provision | 41.403 | 38.295 | 31.643 | 26.264 | 24.269 |
Non-Interest Income, Bank | 5.914 | 6.231 | 6.485 | 4.917 | 3.835 |
Non-Interest Expense, Bank | -31.628 | -28.517 | -29.787 | -25.73 | -23.549 |
Total Extraordinary Items | 0 |
Jun 2023 | Mar 2023 | Dec 2022 | Sep 2022 | Jun 2022 | |
---|---|---|---|---|---|
Net Income Before Taxes | 2.505 | 3.344 | 3.941 | 3.964 | 4.068 |
Net Income After Taxes | 1.975 | 2.675 | 3.558 | 3.192 | 3.288 |
Minority Interest | 0.007 | -0.076 | -0.028 | -0.012 | -0.016 |
Net Income Before Extra. Items | 1.982 | 2.599 | 3.53 | 3.18 | 3.272 |
Net Income | 1.982 | 2.599 | 3.53 | 3.18 | 3.272 |
Total Adjustments to Net Income | -0.485 | -0.639 | -0.374 | -0.789 | -0.813 |
Income Available to Common Excl. Extra. Items | 1.497 | 1.96 | 3.156 | 2.391 | 2.459 |
Income Available to Common Incl. Extra. Items | 1.497 | 1.96 | 3.156 | 2.391 | 2.459 |
Diluted Net Income | 1.497 | 1.96 | 3.156 | 2.391 | 2.459 |
Diluted Weighted Average Shares | 6.019 | 5.989 | 5.966 | 5.944 | 5.929 |
Diluted EPS Excluding Extraordinary Items | 0.24871 | 0.32727 | 0.529 | 0.40225 | 0.41474 |
Dividends per Share - Common Stock Primary Issue | 0.09 | 0.09 | 0.09 | 0.09 | 0.09 |
Diluted Normalized EPS | 0.39804 | 0.4197 | 0.90913 | 0.49844 | 0.42278 |
Interest Income, Bank | 16.621 | 15.043 | 15.027 | 13.383 | 11.706 |
Total Interest Expense | 6.889 | 5.075 | 3.848 | 2.603 | 1.729 |
Net Interest Income | 9.732 | 9.968 | 11.179 | 10.78 | 9.977 |
Net Interest Income after Loan Loss Provision | 9.732 | 9.968 | 11.179 | 10.78 | 9.977 |
Non-Interest Income, Bank | 1.087 | 1.592 | 1.854 | 1.161 | 1.296 |
Non-Interest Expense, Bank | -8.314 | -8.216 | -9.092 | -7.977 | -7.205 |
- Annual
- Quarterly
2022 | 2021 | 2020 | 2019 | 2018 | |
---|---|---|---|---|---|
Total Assets | 1399.92 | 1285.18 | 1227.44 | 1093.81 | 933.115 |
Property/Plant/Equipment, Total - Net | 24.183 | 23.795 | 24.504 | 25.085 | 20.623 |
Goodwill, Net | 4.536 | 4.536 | 4.536 | 4.536 | 4.536 |
Intangibles, Net | 0.101 | 0.117 | 0.133 | 0.149 | 0.165 |
Other Assets, Total | 56.37 | 43.669 | 36.363 | 31.605 | 30.549 |
Accounts Payable | 0.975 | 0.106 | 0.193 | 0.396 | 0.304 |
Total Liabilities | 1288.92 | 1174.89 | 1129.99 | 1003.37 | 868.894 |
Total Long Term Debt | 34.155 | 29.563 | 39.4 | 15.128 | 15.094 |
Long Term Debt | 29.733 | 29.563 | 39.4 | 15.128 | 15.094 |
Minority Interest | 0.585 | 0.346 | 0.266 | 0.235 | 0.238 |
Other Liabilities, Total | 9.365 | 9.991 | 9.646 | 9.946 | 7.664 |
Total Equity | 110.997 | 110.287 | 97.456 | 90.434 | 64.221 |
Preferred Stock - Non Redeemable, Net | 0.014 | 0.012 | |||
Common Stock | 0.061 | 0.06 | 0.045 | 0.047 | 0.044 |
Additional Paid-In Capital | 52.101 | 51.044 | 50.024 | 49.362 | 29.139 |
Retained Earnings (Accumulated Deficit) | 71.322 | 60.946 | 50.284 | 44.839 | 42.114 |
ESOP Debt Guarantee | -0.315 | -0.495 | -0.675 | -0.855 | -1.034 |
Other Equity, Total | -2.045 | -1.698 | -1.256 | -2.971 | -6.042 |
Total Liabilities & Shareholders’ Equity | 1399.92 | 1285.18 | 1227.44 | 1093.81 | 933.115 |
Total Common Shares Outstanding | 6.03211 | 5.98347 | 4.53138 | 4.70924 | 4.36233 |
Total Preferred Shares Outstanding | 0 | 1.38028 | 1.15528 | ||
Long Term Investments | 1.862 | 0.677 | 1.85 | 0.534 | 0.453 |
Accrued Expenses | 2.417 | 2.44 | 2.525 | 2.65 | |
Property/Plant/Equipment, Total - Gross | 46.437 | 44.979 | 43.961 | ||
Accumulated Depreciation, Total | -22.254 | -21.184 | -19.457 | ||
Unrealized Gain (Loss) | -10.127 | 0.43 | -0.98 | ||
Other Long Term Assets, Total | 3.042 | ||||
Capital Lease Obligations | 4.422 |
Sep 2023 | Jun 2023 | Mar 2023 | Dec 2022 | Sep 2022 | |
---|---|---|---|---|---|
Total Assets | 1400.65 | 1392.35 | 1404.27 | 1399.92 | 1396.95 |
Property/Plant/Equipment, Total - Net | 24.158 | 23.996 | 23.925 | 24.183 | 24.014 |
Goodwill, Net | 4.536 | 4.536 | 4.536 | 4.536 | 4.536 |
Intangibles, Net | 0.088 | 0.092 | 0.096 | 0.101 | 0.104 |
Long Term Investments | 3.013 | 2.353 | 2.126 | 1.862 | 1.203 |
Other Assets, Total | 62.721 | 61.336 | 52.511 | 56.37 | 58.91 |
Accounts Payable | 1.731 | 1.559 | 1.52 | 0.975 | 0.494 |
Accrued Expenses | 1.739 | 2.353 | 2.385 | 2.417 | 2.348 |
Total Liabilities | 1286.88 | 1278.57 | 1292.57 | 1288.92 | 1289.65 |
Total Long Term Debt | 34.258 | 34.222 | 34.188 | 34.155 | 29.689 |
Long Term Debt | 29.867 | 29.821 | 29.777 | 29.733 | 29.689 |
Minority Interest | 0.672 | 0.654 | 0.661 | 0.585 | 0.494 |
Other Liabilities, Total | 10.013 | 9.232 | 10.348 | 9.365 | 10.416 |
Total Equity | 113.77 | 113.775 | 111.7 | 110.997 | 107.301 |
Preferred Stock - Non Redeemable, Net | |||||
Common Stock | 0.061 | 0.061 | 0.061 | 0.061 | 0.06 |
Additional Paid-In Capital | 52.963 | 52.645 | 52.207 | 52.101 | 51.603 |
Retained Earnings (Accumulated Deficit) | 74.282 | 72.664 | 71.236 | 71.322 | 68.563 |
ESOP Debt Guarantee | -0.18 | -0.225 | -0.27 | -0.315 | -0.36 |
Unrealized Gain (Loss) | 0.672 | -9.495 | -9.075 | -10.127 | 0.519 |
Other Equity, Total | -14.028 | -1.875 | -2.459 | -2.045 | -13.084 |
Total Liabilities & Shareholders’ Equity | 1400.65 | 1392.35 | 1404.27 | 1399.92 | 1396.95 |
Total Common Shares Outstanding | 6.09364 | 6.07035 | 6.03211 | 6.03211 | 6.00077 |
Total Preferred Shares Outstanding | |||||
Other Long Term Assets, Total | 3.042 | 3.042 | 3.042 | 3.042 | |
Capital Lease Obligations | 4.391 | 4.401 | 4.411 | 4.422 |
- Annual
- Quarterly
2022 | 2021 | 2020 | 2019 | 2018 | |
---|---|---|---|---|---|
Net income/Starting Line | 12.932 | 12.407 | 6.95 | 4.276 | 4.031 |
Cash From Operating Activities | 21.733 | 20.154 | 46.561 | 8.12 | 8.982 |
Cash From Operating Activities | 1.067 | 1.787 | 1.696 | 1.52 | 1.18 |
Amortization | 0.016 | 0.016 | 0.016 | 0.016 | 0.029 |
Deferred Taxes | 0.298 | 0.481 | -0.016 | 0.343 | |
Non-Cash Items | 2.461 | 3.701 | 2.721 | 1.221 | 2.35 |
Cash Taxes Paid | 3.218 | 2.46 | 2.65 | 0.75 | 0.662 |
Cash Interest Paid | 1.754 | 7.439 | 11.067 | 13.436 | 8.925 |
Changes in Working Capital | 4.959 | 1.762 | 35.178 | 1.103 | 1.049 |
Cash From Investing Activities | -131.16 | -69.951 | -149.223 | -162.811 | -52.025 |
Capital Expenditures | -5.209 | -1.212 | -1.261 | -3.596 | -5.692 |
Other Investing Cash Flow Items, Total | -125.951 | -68.739 | -147.962 | -159.215 | -46.333 |
Cash From Financing Activities | 107.56 | 43.482 | 125.966 | 148.535 | 47.368 |
Financing Cash Flow Items | 109.222 | 54.567 | 102.187 | 129.421 | 48.008 |
Total Cash Dividends Paid | -2.08 | -1.636 | -1.444 | -1.245 | -1.025 |
Issuance (Retirement) of Stock, Net | 0.418 | 0.551 | 0.223 | 19.787 | 0.385 |
Issuance (Retirement) of Debt, Net | 0 | -10 | 25 | 0.572 | |
Net Change in Cash | -1.867 | -6.315 | 23.304 | -6.156 | 4.325 |
Mar 2023 | Dec 2022 | Sep 2022 | Jun 2022 | Mar 2022 | |
---|---|---|---|---|---|
Net income/Starting Line | 2.599 | 12.932 | 9.402 | 6.222 | 2.95 |
Cash From Operating Activities | 6.044 | 21.733 | 12.152 | 7.01 | 4.101 |
Cash From Operating Activities | 0.355 | 1.067 | 1.108 | 0.751 | 0.384 |
Amortization | 0.005 | 0.016 | 0.013 | 0.009 | 0.005 |
Non-Cash Items | 0.747 | 2.461 | 2.046 | 1.442 | 0.919 |
Cash Taxes Paid | 0 | 3.218 | 2.518 | 1.818 | 0 |
Cash Interest Paid | 0.493 | 1.754 | 1.452 | 3.163 | 1.499 |
Changes in Working Capital | 2.338 | 4.959 | -0.417 | -1.414 | -0.157 |
Cash From Investing Activities | -10.567 | -131.16 | -117.358 | -86.19 | -47.837 |
Capital Expenditures | -0.168 | -5.209 | -1.43 | -1.06 | -0.635 |
Other Investing Cash Flow Items, Total | -10.399 | -125.951 | -115.928 | -85.13 | -47.202 |
Cash From Financing Activities | 1.562 | 107.56 | 112.511 | 80.318 | 43.771 |
Financing Cash Flow Items | 2.116 | 109.222 | 113.908 | 81.182 | 44.199 |
Total Cash Dividends Paid | -0.554 | -2.08 | -1.528 | -0.978 | -0.428 |
Issuance (Retirement) of Stock, Net | 0.418 | 0.131 | 0.114 | 0 | |
Net Change in Cash | -2.961 | -1.867 | 7.305 | 1.138 | 0.035 |
Issuance (Retirement) of Debt, Net | 0 | 0 | 0 | ||
Deferred Taxes | 0.298 |
Investor Name | Investor Type | Percent Outstanding | Shares Held | Shares change | Holdings Date | Turnover Rating |
---|---|---|---|---|---|---|
Castle Creek Capital LLC | Private Equity | 8.7399 | 409908 | 409908 | 2023-06-30 | LOW |
Pathfinder Bank ESOP | Corporation | 8.2501 | 386935 | -18448 | 2022-12-31 | |
Minerva Advisors LLC | Investment Advisor | 5.4711 | 256599 | 4950 | 2023-06-30 | LOW |
Gagas (Adam C) | Individual Investor | 3.9771 | 186529 | 2500 | 2023-05-08 | LOW |
AllianceBernstein L.P. | Investment Advisor/Hedge Fund | 3.4514 | 161871 | 40089 | 2023-06-30 | LOW |
Joyce (George P) | Individual Investor | 2.9725 | 139410 | 1887 | 2023-05-30 | LOW |
Oppenheimer + Close, LLC | Investment Advisor/Hedge Fund | 1.9556 | 91718 | 0 | 2023-06-30 | LOW |
Tascarella (Ronald) | Individual Investor | 1.8453 | 86546 | 86546 | 2023-04-12 | |
Barclay (William A) | Individual Investor | 1.7852 | 83725 | 1762 | 2023-05-08 | LOW |
M3F, Inc. | Investment Advisor/Hedge Fund | 1.7796 | 83466 | 3143 | 2023-06-30 | LOW |
Rusnak (Walter F) | Individual Investor | 1.5934 | 74733 | 733 | 2023-09-12 | LOW |
Stemple (Lloyd) | Individual Investor | 1.526 | 71570 | 0 | 2023-04-12 | |
Burritt (Chris R) | Individual Investor | 1.2087 | 56691 | 8787 | 2023-05-04 | HIGH |
Schneider (Thomas W) | Individual Investor | 1.1862 | 55635 | 2161 | 2023-04-12 | |
Basswood Capital Management, LLC | Hedge Fund | 1.1582 | 54318 | -15288 | 2023-06-30 | MED |
Sharkey (John F III) | Individual Investor | 1.0989 | 51538 | 0 | 2023-04-12 | |
Allyn (Eric) | Individual Investor | 1.0745 | 50394 | 50394 | 2023-04-12 | |
Funiciello (John P) | Individual Investor | 0.9709 | 45537 | 8787 | 2023-05-04 | HIGH |
Hamilton Point Investment Advisors, LLC | Investment Advisor | 0.8194 | 38429 | 0 | 2023-06-30 | LOW |
Dowd (James A) | Individual Investor | 0.773 | 36255 | 3 | 2023-04-12 |
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Pathfinder Bancorp Company profile
About Pathfinder Bancorp Inc (MARYLAND)
Pathfinder Bancorp, Inc. is a holding company, which operates through its subsidiary Pathfinder Bank (the Bank). The Bank is engaged in the business of deposits from the public, and investing such deposits, in loans secured by commercial real estate, business assets, one-to-four family residential real estate and investment securities. invests in mortgage backed securities issued or guaranteed by United States Government sponsored enterprises, collateralized mortgage obligations and similar debt securities issued by both government sponsored entities and private (non-governmental) issuers, and asset-backed securities that are issued by private entities. The Company has seven branch offices located in Oswego County, three branch offices in Onondaga County, and one limited purpose office in Oneida County. The Bank offers property and casualty and life insurance through its subsidiary Pathfinder Risk Management Company, Inc.
Financial summary
BRIEF: For the nine months ended 30 September 2021, Pathfinder Bancorp Inc (MARYLAND) interest income increased 8% to $34.6M. Net interest income after loan loss provision increased 20% to $28.6M. Net income applicable to common stockholders increased 63% to $6.4M. Net interest income after loan loss provision reflects Taxable increase of 30% to $6.2M, Loans, including fees increase of 5% to $28.1M, Dividends increase of 10% to $261K.
Equity composition
Common Stock $.01 Par, 12/10, 10M auth., 3,459,406 issd., less 487,287 shares in Treas. @ $6.5M. Insiders own 65.66%. Shares issd. 12/97 in reorganization of Pathfinder Bancorp MHC (Basis: 1-for-1). 2/5/98, 3-for-2 stock split. 10/14, 1.6472-for-1 Exchange offer.
Industry: | Banks (NEC) |
214 W 1st St
OSWEGO
NEW YORK 13126
US
Income Statement
- Annual
- Quarterly
News

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12:39, 30 November 2023
Euro Zone CPI expected to continue dropping; economists warn about cutting too soon
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13:49, 28 November 2023
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13:20, 28 November 2023
RBNZ Preview: Rates expected to remain unchanged at final meeting of 2023
The RBNZ meets for the final time this year on Wednesday, 29th of November, 2023. We preview what to expect and how it could impact the New Zealand Dollar.
13:04, 28 November 2023
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