Trade Virgin Money UK PLC - VMUK CFD

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2.1145

0.38%

0.0470

Low: 2.1095

High: 2.1155

Market Trading Hours* (UTC) Open now
Closes on Friday at 15:30

Mon - Fri: 07:00 - 15:30

Summary
Historical Data
Events
Income Statement
Balance Sheet
Cash Flow

Trading сonditions

Spread

0.0470

Long position overnight fee

-0.02529%

Short position overnight fee

0.003373%

Overnight fee time

21:00 (UTC)

Min traded quantity

Currency

GBP

Margin

Stock exchange

United Kingdom of Great Britain and Northern Ireland

Commission on trade

*Information provided by Capital.com

Virgin Money UK PLC ESG Risk Ratings

High Medium Low Negligible

‘A’ score indicates excellent relative ESG performance and high degree of transparency in reporting material ESG data publicly

More ESG coverage

Key Stats

Prev. Close*	2.1225
Open*	2.1125
1-Year Change*	39.99%
Day's Range*	2.1095 - 2.1155
52 wk Range	1.34-1.97
Average Volume (10 days)	1.98M
Average Volume (3 months)	53.06M
Market Cap	1.92B
P/E Ratio	10.59
Shares Outstanding	1.31B
Revenue	3.59B
EPS	0.14
Dividend (Yield %)	3.60299
Beta	2.59
Next Earnings Date	May 8, 2024

All data is provided by Refinitiv, except for data marked with an asterisk, which is *data provided by Capital.com

Last Week
Last Month
Last Year
Last two Years
Max

Daily
Weekly
Monthly

Date	Close	Change	Change (%)	Open	High	Low
Apr 18, 2024	2.1225	0.0060	0.28%	2.1165	2.1225	2.1125
Apr 17, 2024	2.1155	-0.0010	-0.05%	2.1165	2.1225	2.1105
Apr 16, 2024	2.1125	-0.0060	-0.28%	2.1185	2.1185	2.1075
Apr 15, 2024	2.1155	-0.0080	-0.38%	2.1235	2.1235	2.0985
Apr 12, 2024	2.1265	-0.0110	-0.51%	2.1375	2.1395	2.1235
Apr 11, 2024	2.1255	-0.0070	-0.33%	2.1325	2.1325	2.1235
Apr 10, 2024	2.1275	0.0110	0.52%	2.1165	2.1345	2.1165
Apr 9, 2024	2.1275	-0.0010	-0.05%	2.1285	2.1345	2.1255
Apr 8, 2024	2.1265	-0.0100	-0.47%	2.1365	2.1405	2.1255
Apr 5, 2024	2.1295	-0.0060	-0.28%	2.1355	2.1445	2.1165
Apr 4, 2024	2.1345	-0.0030	-0.14%	2.1375	2.1415	2.1265
Apr 3, 2024	2.1375	-0.0030	-0.14%	2.1405	2.1465	2.1325
Apr 2, 2024	2.1225	0.0000	0.00%	2.1225	2.1595	2.1215
Mar 28, 2024	2.1150	0.0000	0.00%	2.1150	2.1180	2.1120
Mar 27, 2024	2.1130	-0.0065	-0.31%	2.1195	2.1195	2.1110
Mar 26, 2024	2.1110	-0.0065	-0.31%	2.1175	2.1175	2.1080
Mar 25, 2024	2.1100	0.0035	0.17%	2.1065	2.1170	2.1060
Mar 22, 2024	2.1065	-0.0045	-0.21%	2.1110	2.1125	2.1030
Mar 21, 2024	2.1115	0.0100	0.48%	2.1015	2.1160	2.0985
Mar 20, 2024	2.0560	-0.0085	-0.41%	2.0645	2.0720	2.0345

Virgin Money UK PLC Events

Time (UTC)	Country	Event
Tuesday, May 14, 2024
Time (UTC) 06:00	Country GB	Event Q2 2024 Virgin Money UK PLC Trading Statement Release Q2 2024 Virgin Money UK PLC Trading Statement Release Forecast - Previous -
Thursday, June 13, 2024
Time (UTC) 10:59	Country GB	Event Half Year 2024 Virgin Money UK PLC Earnings Release Half Year 2024 Virgin Money UK PLC Earnings Release Forecast - Previous -
Friday, August 2, 2024
Time (UTC) 10:59	Country GB	Event Q3 2024 Virgin Money UK PLC Trading Statement Release Q3 2024 Virgin Money UK PLC Trading Statement Release Forecast - Previous -

View all events

Annual
Quarterly

	2022	2021	2020	2019	2018
Net Income Before Taxes	595	417	-168	-232	-164
Net Income After Taxes	537	474	-141	-179	-145
Net Income Before Extra. Items	537	474	-141	-212	-145
Net Income	537	474	-141	-212	-145
Total Adjustments to Net Income	-70	-79	-79	-41	-29
Income Available to Common Excl. Extra. Items	467	395	-220	-253	-174
Income Available to Common Incl. Extra. Items	467	395	-220	-253	-174
Dilution Adjustment				0	0
Diluted Net Income	467	395	-220	-253	-174
Diluted Weighted Average Shares	1444	1443	1440	1414	885
Diluted EPS Excluding Extraordinary Items	0.32341	0.27374	-0.15278	-0.17893	-0.19661
Dividends per Share - Common Stock Primary Issue	0.1	0.01		0	0.031
Diluted Normalized EPS	0.40716	0.41653	-0.01872	0.19066	-0.12977
Interest Income, Bank	2165	1888	2097	2393	1113
Total Interest Expense	641	553	854	919	262
Net Interest Income	1524	1335	1243	1474	851
Loan Loss Provision	52	-131	507	252	41
Net Interest Income after Loan Loss Provision	1472	1466	736	1222	810
Non-Interest Income, Bank	246	197	240	307	156
Non-Interest Expense, Bank	-1123	-1246	-1144	-1761	-1130
Minority Interest			0	-33

	Mar 2023	Sep 2022	Mar 2022	Sep 2021	Mar 2021
Net Income Before Taxes	236	280	315	345	72
Net Income After Taxes	180	299	238	394	80
Minority Interest
Net Income Before Extra. Items	180	299	238	394	80
Net Income	180	299	238	394	80
Total Adjustments to Net Income	-28	-30	-40	-39	-40
Income Available to Common Excl. Extra. Items	152	269	198	355	40
Income Available to Common Incl. Extra. Items	152	269	198	355	40
Dilution Adjustment
Diluted Net Income	152	269	198	355	40
Diluted Weighted Average Shares	1384	1442	1446	1444	1442
Diluted EPS Excluding Extraordinary Items	0.10983	0.18655	0.13693	0.24584	0.02774
Dividends per Share - Common Stock Primary Issue	0.033	0.075	0.025	0.01	0
Diluted Normalized EPS	0.14344	0.21404	0.17507	0.31066	0.12285
Interest Income, Bank	1609	1165	1000	944	944
Total Interest Expense	858	404	237	244	309
Net Interest Income	751	761	763	700	635
Loan Loss Provision	144	31	21	-169
Net Interest Income after Loan Loss Provision	607	730	742	869	635
Non-Interest Income, Bank	189	140	106	118	79
Non-Interest Expense, Bank	-560	-590	-533	-642	-642

Annual
Quarterly

	2022	2021	2020	2019	2018
Total Assets	91907	89100	90259	90999	43456
Property/Plant/Equipment, Total - Net	211	250	288	145	88
Property/Plant/Equipment, Total - Gross				349	269
Accumulated Depreciation, Total				-204	-181
Intangibles, Net	256	362	480	505	412
Long Term Investments
Other Long Term Assets, Total	1146	1224	1049	718	418
Other Assets, Total	-420	202	937	841	529
Accounts Payable	74	99	188	207	60
Accrued Expenses	74	76	94	130	125
Total Liabilities	85567	83627	85327	85978	40270
Total Long Term Debt	8641	7832	8933	9591	4973
Long Term Debt	8509	7678	8758	9591	4973
Deferred Income Tax	350	296	274	201	77
Other Liabilities, Total	2566	2534	2847	3136	3050
Total Equity	6340	5473	4932	5021	3186
Common Stock	152	158	160	162	89
Additional Paid-In Capital	7	5	3	3
Retained Earnings (Accumulated Deficit)	4773	4352	3923	3956	2647
Other Equity, Total	1365	925	835	889	450
Total Liabilities & Shareholders’ Equity	91907	89100	90259	90999	43456
Total Common Shares Outstanding	1408.53	1439.99	1438.57	1434.49	886.08
Goodwill, Net	11	11	11	11
Treasury Stock - Common		0	0	-1
Unrealized Gain (Loss)	43	33	11	12
Capital Lease Obligations	132	154	175

	Mar 2023	Sep 2022	Mar 2022	Sep 2021	Mar 2021
Total Assets	92496	91907	88609	89100	90139
Property/Plant/Equipment, Total - Net	218	211	227	250	272
Intangibles, Net	241	267	343	373	446
Other Long Term Assets, Total	872	1146	1322	1224	1048
Other Assets, Total	-163	-420	-151	202	478
Accounts Payable	85		14		61
Total Liabilities	86866	85567	83041	83627	85059
Total Long Term Debt	8695	8509	7894	7678	7536
Long Term Debt	8695	8509	7894	7678	7536
Deferred Income Tax	214	350	347	296	292
Other Liabilities, Total	2527	2772	2739	2764	2804
Total Equity	5630	6340	5568	5473	5080
Common Stock	143	152	154	158	158
Additional Paid-In Capital	9	7	8	5	5
Retained Earnings (Accumulated Deficit)	4495	4773	4608	4352	3953
Treasury Stock - Common				0	0
Unrealized Gain (Loss)	8	43	41	33	31
Other Equity, Total	975	1365	757	925	933
Total Liabilities & Shareholders’ Equity	92496	91907	88609	89100	90139
Total Common Shares Outstanding	1366.27	1408.53	1442.89	1439.99	1439.82

Annual
Quarterly

	2022	2021	2020	2019	2018
Net income/Starting Line	595	417	-168	-232	-164
Cash From Operating Activities	1916	597	2482	387	-1125
Cash From Operating Activities	179	191	149	108	89
Non-Cash Items	-1557	-1285	-1262	-1395	-845
Cash Taxes Paid	59	27	12	8	0
Changes in Working Capital	2699	1274	3763	1906	-205
Cash From Investing Activities	-1368	465	-737	3952	329
Capital Expenditures	-66	-106	-92	-150	-166
Other Investing Cash Flow Items, Total	-1302	571	-645	4102	495
Cash From Financing Activities	1810	-623	-3062	-542	386
Financing Cash Flow Items	-583	-240	-274	-315	-129
Issuance (Retirement) of Stock, Net	-53		0	247
Issuance (Retirement) of Debt, Net	2496	-383	-2788	-429	524
Net Change in Cash	2358	439	-1317	3797	-410
Cash Interest Paid	624	622	879	826	267
Total Cash Dividends Paid	-50		0	-45	-9

	Mar 2023	Sep 2022	Mar 2022	Sep 2021	Mar 2021
Net income/Starting Line	236	595	315	417	72
Cash From Operating Activities	1194	1916	-1225	597	1550
Non-Cash Items	-662	-1326	-673	-1225	-498
Cash Taxes Paid	21	59	15	27	-9
Cash Interest Paid	660	624	235	622	331
Changes in Working Capital	1620	2647	-867	1405	1976
Cash From Investing Activities	-534	-1368	-233	465	388
Capital Expenditures	-9	-66	-39	-106	-32
Other Investing Cash Flow Items, Total	-525	-1302	-194	571	420
Cash From Financing Activities	-627	1810	1320	-623	-835
Financing Cash Flow Items	-377	-583	-342	-240	-98
Total Cash Dividends Paid	-103	-50	-14
Issuance (Retirement) of Stock, Net	-75	-53	-1
Issuance (Retirement) of Debt, Net	-72	2496	1677	-383	-737
Net Change in Cash	33	2358	-138	439	1103

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Virgin Money UK Company profile

About Virgin Money UK PLC

Virgin Money UK PLC is a United Kingdom-based bank. The Company offers online and mobile services supported by telephone and branch banking, including a national network of branches and business banking centers. It operates through three segments: Mortgages, Personal and Business. Mortgages segment provides mortgages that meet customers individual needs, from first-time buyers to landlords, both direct and through intermediaries. Personal segment meets everyday banking needs for current accounts, linked savings and other deposit accounts, such as individual savings accounts (ISAs), along with credit cards, personal loans and overdrafts. Business segment offers a range of business banking products for small and medium-sized businesses, through its sector focused relationship management proposition. The Company's brands include Clydesdale Bank, Yorkshire Bank and Virgin Money.

Financial summary

BRIEF: For the fiscal year ended 30 September 2021, Virgin Money UK PLC interest income decreased 10% to £1.89B. Net interest income after loan loss provision increased 99% to £1.47B. Net income applicable to common stockholders totaled £395M vs. loss of £220M. Net interest income after loan loss provision reflects Net Interest Margin - Total - % increase of 4% to 1.62%.

Industry:

Banks (NEC)

40 St Vincent Place,
GLASGOW
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