CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 79% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
US English
1.4275
1.06%
Market Trading Hours* (UTC) Opens on Monday at 08:00

Mon - Fri: 08:00 - 16:30

  • Summary
  • Historical Data
  • Events
  • Income Statement
  • Balance Sheet
  • Cash Flow
  • Ownership
Trading Conditions
Spread 0.0455
Long position overnight fee

Long position overnight fee


Margin. Your investment $1,000.00
Overnight fee -0.025262 %
Charges from full value of position ($-4.80)
Trade size with leverage ~ $20,000.00
Money from leverage ~ $19,000.00

Go to platform
-0.025262%
Short position overnight fee

Short position overnight fee


Margin. Your investment $1,000.00
Overnight fee 0.003344 %
Charges from full value of position ($0.64)
Trade size with leverage ~ $20,000.00
Money from leverage ~ $19,000.00

Go to platform
0.003344%
Overnight fee time 22:00 (UTC)
Min traded quantity 1
Currency GBP
Margin 5%
Stock exchange United Kingdom of Great Britain and Northern Ireland
Commission on trade 0%

*Information provided by Capital.com

Virgin Money UK PLC ESG Risk Ratings

High Medium Low Negligible

‘A’ score indicates excellent relative ESG performance and high degree of transparency in reporting material ESG data publicly

More ESG coverage

Key Stats
Prev. Close* 1.4125
Open* 1.421
1-Year Change* -16.85%
Day's Range* 1.3965 - 1.432
52 wk Range 1.34-2.00
Average Volume (10 days) 2.17M
Average Volume (3 months) 41.77M
Market Cap 2.11B
P/E Ratio 5.30
Shares Outstanding 1.34B
Revenue 2.77B
EPS 0.30
Dividend (Yield %) 6.87898
Beta 2.55
Next Earnings Date Nov 23, 2023

All data is provided by Refinitiv, except for data marked with an asterisk, which is *data provided by Capital.com

  • Last Week
  • Last Month
  • Last Year
  • Last two Years
  • Max
  • Daily
  • Weekly
  • Monthly
Date Close Change Change (%) Open High Low
Dec 1, 2023 1.4275 0.0255 1.82% 1.4020 1.4370 1.3960
Nov 30, 2023 1.4125 0.0170 1.22% 1.3955 1.4415 1.3825
Nov 29, 2023 1.4225 0.0100 0.71% 1.4125 1.4365 1.3935
Nov 28, 2023 1.4265 0.0245 1.75% 1.4020 1.4265 1.3995
Nov 27, 2023 1.4025 -0.0315 -2.20% 1.4340 1.4380 1.3985
Nov 24, 2023 1.4600 0.0150 1.04% 1.4450 1.4690 1.4020
Nov 23, 2023 1.4460 -0.0755 -4.96% 1.5215 1.5590 1.4055
Nov 22, 2023 1.5255 -0.0435 -2.77% 1.5690 1.5770 1.5255
Nov 21, 2023 1.5605 -0.0365 -2.29% 1.5970 1.6035 1.5605
Nov 20, 2023 1.5805 -0.0645 -3.92% 1.6450 1.6545 1.5805
Nov 17, 2023 1.6655 0.0275 1.68% 1.6380 1.6655 1.6140
Nov 16, 2023 1.6130 -0.0325 -1.98% 1.6455 1.6660 1.6130
Nov 15, 2023 1.6655 0.0070 0.42% 1.6585 1.6955 1.6490
Nov 14, 2023 1.6290 0.0265 1.65% 1.6025 1.6560 1.5865
Nov 13, 2023 1.6165 0.0015 0.09% 1.6150 1.6360 1.6020
Nov 10, 2023 1.6190 -0.0095 -0.58% 1.6285 1.6335 1.5965
Nov 9, 2023 1.6445 0.0345 2.14% 1.6100 1.6505 1.6075
Nov 8, 2023 1.6015 0.0325 2.07% 1.5690 1.6265 1.5660
Nov 7, 2023 1.5710 0.0120 0.77% 1.5590 1.5805 1.5355
Nov 6, 2023 1.5670 -0.0220 -1.38% 1.5890 1.5890 1.5570

Virgin Money UK PLC Events

Time (UTC) Country Event
Wednesday, February 21, 2024

Time (UTC)

09:00

Country

GB

Event

Virgin Money UK PLC Annual Shareholders Meeting
Virgin Money UK PLC Annual Shareholders Meeting

Forecast

-

Previous

-
View all events
  • Annual
  • Quarterly
2022 2021 2020 2019 2018
Net Income Before Taxes 595 417 -168 -232 -164
Net Income After Taxes 537 474 -141 -179 -145
Net Income Before Extra. Items 537 474 -141 -212 -145
Net Income 537 474 -141 -212 -145
Total Adjustments to Net Income -70 -79 -79 -41 -29
Income Available to Common Excl. Extra. Items 467 395 -220 -253 -174
Income Available to Common Incl. Extra. Items 467 395 -220 -253 -174
Dilution Adjustment 0 0
Diluted Net Income 467 395 -220 -253 -174
Diluted Weighted Average Shares 1444 1443 1440 1414 885
Diluted EPS Excluding Extraordinary Items 0.32341 0.27374 -0.15278 -0.17893 -0.19661
Dividends per Share - Common Stock Primary Issue 0.1 0.01 0 0.031
Diluted Normalized EPS 0.40716 0.41653 -0.01872 0.19066 -0.12977
Interest Income, Bank 2165 1888 2097 2393 1113
Total Interest Expense 641 553 854 919 262
Net Interest Income 1524 1335 1243 1474 851
Loan Loss Provision 52 -131 507 252 41
Net Interest Income after Loan Loss Provision 1472 1466 736 1222 810
Non-Interest Income, Bank 246 197 240 307 156
Non-Interest Expense, Bank -1123 -1246 -1144 -1761 -1130
Minority Interest 0 -33
Mar 2023 Sep 2022 Mar 2022 Sep 2021 Mar 2021
Net Income Before Taxes 236 280 315 345 72
Net Income After Taxes 180 299 238 394 80
Minority Interest
Net Income Before Extra. Items 180 299 238 394 80
Net Income 180 299 238 394 80
Total Adjustments to Net Income -28 -30 -40 -39 -40
Income Available to Common Excl. Extra. Items 152 269 198 355 40
Income Available to Common Incl. Extra. Items 152 269 198 355 40
Dilution Adjustment
Diluted Net Income 152 269 198 355 40
Diluted Weighted Average Shares 1384 1442 1446 1444 1442
Diluted EPS Excluding Extraordinary Items 0.10983 0.18655 0.13693 0.24584 0.02774
Dividends per Share - Common Stock Primary Issue 0.033 0.075 0.025 0.01 0
Diluted Normalized EPS 0.14344 0.21404 0.17507 0.31066 0.12285
Interest Income, Bank 1609 1165 1000 944 944
Total Interest Expense 858 404 237 244 309
Net Interest Income 751 761 763 700 635
Loan Loss Provision 144 31 21 -169
Net Interest Income after Loan Loss Provision 607 730 742 869 635
Non-Interest Income, Bank 189 140 106 118 79
Non-Interest Expense, Bank -560 -590 -533 -642 -642
  • Annual
  • Quarterly
2022 2021 2020 2019 2018
Total Assets 91907 89100 90259 90999 43456
Property/Plant/Equipment, Total - Net 211 250 288 145 88
Property/Plant/Equipment, Total - Gross 349 269
Accumulated Depreciation, Total -204 -181
Intangibles, Net 256 362 480 505 412
Long Term Investments
Other Long Term Assets, Total 1146 1224 1049 718 418
Other Assets, Total -420 202 937 841 529
Accounts Payable 74 99 188 207 60
Accrued Expenses 74 76 94 130 125
Total Liabilities 85567 83627 85327 85978 40270
Total Long Term Debt 8641 7832 8933 9591 4973
Long Term Debt 8509 7678 8758 9591 4973
Deferred Income Tax 350 296 274 201 77
Other Liabilities, Total 2566 2534 2847 3136 3050
Total Equity 6340 5473 4932 5021 3186
Common Stock 152 158 160 162 89
Additional Paid-In Capital 7 5 3 3
Retained Earnings (Accumulated Deficit) 4773 4352 3923 3956 2647
Other Equity, Total 1365 925 835 889 450
Total Liabilities & Shareholders’ Equity 91907 89100 90259 90999 43456
Total Common Shares Outstanding 1408.53 1439.99 1438.57 1434.49 886.08
Goodwill, Net 11 11 11 11
Treasury Stock - Common 0 0 -1
Unrealized Gain (Loss) 43 33 11 12
Capital Lease Obligations 132 154 175
Mar 2023 Sep 2022 Mar 2022 Sep 2021 Mar 2021
Total Assets 92496 91907 88609 89100 90139
Property/Plant/Equipment, Total - Net 218 211 227 250 272
Intangibles, Net 241 267 343 373 446
Other Long Term Assets, Total 872 1146 1322 1224 1048
Other Assets, Total -163 -420 -151 202 478
Accounts Payable 85 14 61
Total Liabilities 86866 85567 83041 83627 85059
Total Long Term Debt 8695 8509 7894 7678 7536
Long Term Debt 8695 8509 7894 7678 7536
Deferred Income Tax 214 350 347 296 292
Other Liabilities, Total 2527 2772 2739 2764 2804
Total Equity 5630 6340 5568 5473 5080
Common Stock 143 152 154 158 158
Additional Paid-In Capital 9 7 8 5 5
Retained Earnings (Accumulated Deficit) 4495 4773 4608 4352 3953
Treasury Stock - Common 0 0
Unrealized Gain (Loss) 8 43 41 33 31
Other Equity, Total 975 1365 757 925 933
Total Liabilities & Shareholders’ Equity 92496 91907 88609 89100 90139
Total Common Shares Outstanding 1366.27 1408.53 1442.89 1439.99 1439.82
  • Annual
  • Quarterly
2022 2021 2020 2019 2018
Net income/Starting Line 595 417 -168 -232 -164
Cash From Operating Activities 1916 597 2482 387 -1125
Cash From Operating Activities 179 191 149 108 89
Non-Cash Items -1557 -1285 -1262 -1395 -845
Cash Taxes Paid 59 27 12 8 0
Changes in Working Capital 2699 1274 3763 1906 -205
Cash From Investing Activities -1368 465 -737 3952 329
Capital Expenditures -66 -106 -92 -150 -166
Other Investing Cash Flow Items, Total -1302 571 -645 4102 495
Cash From Financing Activities 1810 -623 -3062 -542 386
Financing Cash Flow Items -583 -240 -274 -315 -129
Issuance (Retirement) of Stock, Net -53 0 247
Issuance (Retirement) of Debt, Net 2496 -383 -2788 -429 524
Net Change in Cash 2358 439 -1317 3797 -410
Cash Interest Paid 624 622 879 826 267
Total Cash Dividends Paid -50 0 -45 -9
Mar 2023 Sep 2022 Mar 2022 Sep 2021 Mar 2021
Net income/Starting Line 236 595 315 417 72
Cash From Operating Activities 1194 1916 -1225 597 1550
Non-Cash Items -662 -1326 -673 -1225 -498
Cash Taxes Paid 21 59 15 27 -9
Cash Interest Paid 660 624 235 622 331
Changes in Working Capital 1620 2647 -867 1405 1976
Cash From Investing Activities -534 -1368 -233 465 388
Capital Expenditures -9 -66 -39 -106 -32
Other Investing Cash Flow Items, Total -525 -1302 -194 571 420
Cash From Financing Activities -627 1810 1320 -623 -835
Financing Cash Flow Items -377 -583 -342 -240 -98
Total Cash Dividends Paid -103 -50 -14
Issuance (Retirement) of Stock, Net -75 -53 -1
Issuance (Retirement) of Debt, Net -72 2496 1677 -383 -737
Net Change in Cash 33 2358 -138 439 1103
Investor Name Investor Type Percent Outstanding Shares Held Shares change Holdings Date Turnover Rating
Virgin Group Holdings, Ltd. Corporation 14.0314 188083550 0 2022-11-18
Firetrail Investments Pty Limited Investment Advisor 5.0954 68301461 -4042307 2023-05-26 LOW
BlackRock Investment Management (UK) Ltd. Investment Advisor/Hedge Fund 4.8465 64965146 59955360 2023-09-15 LOW
Perpetual Ltd. Holding Company 4.5349 60787499 0 2022-11-18 LOW
Investors Mutual Limited Investment Advisor 4.0031 53659761 0 2022-11-18 LOW
The Vanguard Group, Inc. Investment Advisor/Hedge Fund 3.6466 48880304 488433 2023-09-30 LOW
Schroder Investment Management Ltd. (SIM) Investment Advisor/Hedge Fund 3.3252 44572459 0 2022-11-18 LOW
Dimensional Fund Advisors, L.P. Investment Advisor/Hedge Fund 2.4106 32308521 143772 2023-09-30 LOW
M&G Investment Management Ltd. Investment Advisor 1.6891 22641986 101000 2023-10-02 LOW
Artemis Investment Management LLP Investment Advisor/Hedge Fund 0.5809 7787000 0 2023-05-31 MED
BlackRock Advisors (UK) Limited Investment Advisor/Hedge Fund 0.5488 7356842 3569030 2023-10-02 LOW
Norges Bank Investment Management (NBIM) Sovereign Wealth Fund 0.5253 7040899 4235488 2023-10-02 LOW
BlackRock Institutional Trust Company, N.A. Investment Advisor 0.5008 6712538 -14057 2023-10-02 LOW
JPMorgan Asset Management U.K. Limited Investment Advisor/Hedge Fund 0.4975 6668371 916 2023-09-30 LOW
Nuveen LLC Pension Fund 0.4873 6532617 0 2023-09-30 LOW
Avantis Investors Investment Advisor 0.487 6528243 997006 2023-09-30 MED
Legal & General Investment Management Ltd. Investment Advisor/Hedge Fund 0.4094 5488301 -134187 2023-10-02 LOW
Dimensional Fund Advisors, Ltd. Investment Advisor 0.3745 5020477 10498 2023-09-30 LOW
Victory Capital Management Inc. Investment Advisor/Hedge Fund 0.3706 4967739 -65006 2023-06-30 LOW
Royal London Asset Management Ltd. Investment Advisor/Hedge Fund 0.3013 4038369 -7445 2023-10-02 MED

Trading calculator

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Virgin Money UK Company profile

About Virgin Money UK PLC

Virgin Money UK PLC is a United Kingdom-based bank. The Company offers online and mobile services supported by telephone and branch banking, including a national network of branches and business banking centers. It operates through three segments: Mortgages, Personal and Business. Mortgages segment provides mortgages that meet customers individual needs, from first-time buyers to landlords, both direct and through intermediaries. Personal segment meets everyday banking needs for current accounts, linked savings and other deposit accounts, such as individual savings accounts (ISAs), along with credit cards, personal loans and overdrafts. Business segment offers a range of business banking products for small and medium-sized businesses, through its sector focused relationship management proposition. The Company's brands include Clydesdale Bank, Yorkshire Bank and Virgin Money.

Financial summary

BRIEF: For the fiscal year ended 30 September 2021, Virgin Money UK PLC interest income decreased 10% to £1.89B. Net interest income after loan loss provision increased 99% to £1.47B. Net income applicable to common stockholders totaled £395M vs. loss of £220M. Net interest income after loan loss provision reflects Net Interest Margin - Total - % increase of 4% to 1.62%.

Industry: Banks (NEC)

40 St Vincent Place,
GLASGOW
G1 2HL
GB

Income Statement

  • Annual
  • Quarterly

News

CPI drops more than expected in Europe, Spain’s IBEX 35 looking to break pre-COVID highs

CPI drops more than expected in Europe, Spain’s IBEX 35 looking to break pre-COVID highs

12:39, 30 November 2023

Euro Zone CPI expected to continue dropping; economists warn about cutting too soon

EZ PI expected to drop further but speed of decline

08:16, 29 November 2023

A weaker Dollar drives gold higher

Gold prices have returned above $US2000 per ounce. We run through the factors driving gold and the commodity’s key technicals.

13:49, 28 November 2023

Q3 US Earnings Recap: Profits surprise to the upside, but outlook remains uncertain

US earnings for the third quarter were far better than expected. However, uncertainty about the outlook for company profits continues. We review the quarterly earnings and look ahead to what the markets expect from S&P 500 companies going forward.

13:20, 28 November 2023

RBNZ Preview: Rates expected to remain unchanged at final meeting of 2023

The RBNZ meets for the final time this year on Wednesday, 29th of November, 2023. We preview what to expect and how it could impact the New Zealand Dollar.

13:04, 28 November 2023

Crude prices slide on OPEC+ uncertainty

Crude prices have chopped sideways amid signs of turmoil within OPEC+. We look at the fundamentals of the oil market and the technical levels of WTI.

12:55, 28 November 2023
GBP

UK AUTUMN BUDGET: Will Hunt cut taxes? How will GBP react this time around?

UK Chancellor Hunt will deliver the 2023 autumn statement to MPs on Wednesday 22 November.

10:48, 21 November 2023

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