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    Trade Bread Financial Holdings Inc - BFH CFD

    27.50
    0.11%
    0.26
    Low: 27.36
    High: 28.28
    Market Trading Hours* (UTC) Opens on Thursday at 14:30

    Mon - Fri: 14:30 - 21:00

    • Summary
    • Historical Data
    • Events
    • Income Statement
    • Balance Sheet
    • Cash Flow
    • Ownership
    Trading Conditions
    Spread 0.26
    Long position overnight fee

    Long position overnight fee

    Margin. Your investment $1,000.00
    Overnight fee -0.026207 %
    Charges from full value of position ($-4.98)
    Trade size with leverage ~ $20,000.00
    Money from leverage ~ $19,000.00
    Go to platform
    		-0.026207%
    Short position overnight fee

    Short position overnight fee

    Margin. Your investment $1,000.00
    Overnight fee 0.003985 %
    Charges from full value of position ($0.76)
    Trade size with leverage ~ $20,000.00
    Money from leverage ~ $19,000.00
    Go to platform
    		0.003985%
    Overnight fee time 22:00 (UTC)
    Min traded quantity 1
    Currency USD
    Margin 5%
    Stock exchange United States of America
    Commission on trade 0%

    *Information provided by Capital.com

    Bread Financial Holdings Inc ESG Risk Ratings

    High Medium Low Negligible

    ‘B’ score indicates good relative ESG performance and above average degree of transparency in reporting material ESG data publicly.

    More ESG coverage

    Key Stats
    Prev. Close* 27.47
    Open* 28.03
    1-Year Change* -26.28%
    Day's Range* 27.36 - 28.28
    52 wk Range 23.19-44.52
    Average Volume (10 days) 644.50K
    Average Volume (3 months) 12.32M
    Market Cap 1.32B
    P/E Ratio 2.41
    Shares Outstanding 49.33M
    Revenue 4.85B
    EPS 11.12
    Dividend (Yield %) 3.1355
    Beta 1.95
    Next Earnings Date Jan 24, 2024

    All data is provided by Refinitiv, except for data marked with an asterisk, which is *data provided by Capital.com

    • Last Week
    • Last Month
    • Last Year
    • Last two Years
    • Max
    • Daily
    • Weekly
    • Monthly
    Date Close Change Change (%) Open High Low
    Nov 29, 2023 27.50 -0.13 -0.47% 27.63 28.36 27.36
    Nov 28, 2023 27.47 1.02 3.86% 26.45 27.62 26.36
    Nov 27, 2023 26.76 -0.24 -0.89% 27.00 27.45 26.48
    Nov 24, 2023 27.03 0.08 0.30% 26.95 27.25 26.75
    Nov 22, 2023 27.05 0.42 1.58% 26.63 27.31 26.63
    Nov 21, 2023 26.59 -0.32 -1.19% 26.91 27.01 26.56
    Nov 20, 2023 27.36 0.21 0.77% 27.15 27.58 26.75
    Nov 17, 2023 27.40 0.98 3.71% 26.42 27.42 26.42
    Nov 16, 2023 26.17 -1.57 -5.66% 27.74 27.96 26.13
    Nov 15, 2023 28.10 1.25 4.66% 26.85 28.17 26.85
    Nov 14, 2023 27.33 -0.40 -1.44% 27.73 28.87 27.25
    Nov 13, 2023 26.73 -0.39 -1.44% 27.12 27.47 26.71
    Nov 10, 2023 27.44 0.48 1.78% 26.96 27.58 26.81
    Nov 9, 2023 27.27 -0.90 -3.19% 28.17 28.17 27.00
    Nov 8, 2023 28.09 -0.42 -1.47% 28.51 28.82 27.94
    Nov 7, 2023 28.61 -0.21 -0.73% 28.82 29.35 28.40
    Nov 6, 2023 29.28 0.39 1.35% 28.89 29.45 28.63
    Nov 3, 2023 29.17 -0.52 -1.75% 29.69 30.37 29.03
    Nov 2, 2023 28.68 1.76 6.54% 26.92 28.81 26.92
    Nov 1, 2023 26.54 -0.21 -0.79% 26.75 26.92 25.95

    Bread Financial Holdings Inc Events

    Time (UTC) Country Event
    Wednesday, January 24, 2024

    Time (UTC)

    13:30

    Country

    US

    Event

    Q4 2023 Bread Financial Holdings Inc Earnings Release
    Q4 2023 Bread Financial Holdings Inc Earnings Release

    Forecast

    -

    Previous

    -
    Thursday, April 25, 2024

    Time (UTC)

    12:30

    Country

    US

    Event

    Q1 2024 Bread Financial Holdings Inc Earnings Release
    Q1 2024 Bread Financial Holdings Inc Earnings Release

    Forecast

    -

    Previous

    -
    View all events
    • Annual
    • Quarterly
    2022 2021 2020 2019 2018
    Total revenue 4329 3655 3797 4688 5666.6
    Revenue 4329 3655 3797 4688 5666.6
    Cost of Revenue, Total 359 323 396 479 2537.2
    Gross Profit 3970 3332 3401 4209 3129.4
    Total Operating Expense 4029 2611 3496 4026 3909.3
    Selling/General/Admin. Expenses, Total 959 831 752 926 151.9
    Depreciation / Amortization 113 92 106 96 193.6
    Interest Expense (Income) - Net Operating 503 383 499 638 10.6
    Unusual Expense (Income)
    Other Operating Expenses, Total 2095 982 1743 1887 1016
    Operating Income 300 1044 301 662 1757.3
    Interest Income (Expense), Net Non-Operating -542.3
    Net Income Before Taxes 300 1044 301 662 1215
    Net Income After Taxes 224 789 206 476 915.8
    Minority Interest
    Net Income Before Extra. Items 224 789 206 476 915.8
    Net Income 223 801 214 278 963.1
    Income Available to Common Excl. Extra. Items 224 789 206 467 915.8
    Income Available to Common Incl. Extra. Items 223 801 214 269 963.1
    Diluted Net Income 223 801 214 269 963.1
    Diluted Weighted Average Shares 50 50 47.9 50.9 55.1
    Diluted EPS Excluding Extraordinary Items 4.48 15.78 4.30063 9.17485 16.6207
    Dividends per Share - Common Stock Primary Issue 0.84 0.84 1.26 2.52 2.28
    Diluted Normalized EPS 4.48 15.78 4.30063 9.17485 16.6207
    Total Extraordinary Items -1 12 8 -198 47.3
    Total Adjustments to Net Income -9 0
    Sep 2023 Jun 2023 Mar 2023 Dec 2022 Sep 2022
    Total revenue 1250 1123 1248 1228 1112
    Revenue 1250 1123 1248 1228 1112
    Cost of Revenue, Total 104 116 120 111 82
    Gross Profit 1146 1007 1128 1117 1030
    Total Operating Expense 1025 1037 610 1436 923
    Selling/General/Admin. Expenses, Total 246 257 259 263 246
    Depreciation / Amortization 23 35 34 33 29
    Interest Expense (Income) - Net Operating 219 205 -12 195 133
    Other Operating Expenses, Total 433 424 203 834 433
    Operating Income 225 86 638 -208 189
    Net Income Before Taxes 225 86 638 -208 189
    Net Income After Taxes 173 64 455 -134 134
    Net Income Before Extra. Items 173 64 455 -134 134
    Total Extraordinary Items -2 -16 0 0 0
    Net Income 171 48 455 -134 134
    Income Available to Common Excl. Extra. Items 173 64 455 -134 134
    Income Available to Common Incl. Extra. Items 171 48 455 -134 134
    Diluted Net Income 171 48 455 -134 134
    Diluted Weighted Average Shares 50.1 50.3 50.1 49.9 49.9
    Diluted EPS Excluding Extraordinary Items 3.45309 1.27237 9.08184 -2.68537 2.68537
    Dividends per Share - Common Stock Primary Issue 0.21 0.21 0.21 0.21 0.21
    Diluted Normalized EPS 3.45309 1.27237 9.16725 -2.68537 2.68537
    Unusual Expense (Income) 6
    Interest Income (Expense), Net Non-Operating
    • Annual
    • Quarterly
    2022 2021 2020 2019 2018
    Cash and Short Term Investments 3891 3046 3081.5 3874.4 3817.4
    Cash & Equivalents 3891 3046 3081.5 3874.4 3817.4
    Total Receivables, Net 18901 15567 15160.2 19151.1 19172.3
    Accounts Receivable - Trade, Net 18901 15567 15160.2 18743.1 17220.7
    Total Inventory 164.3 218 248
    Total Assets 25407 21746 22547.1 26494.8 30387.7
    Property/Plant/Equipment, Total - Net 283 312 544.1 546.6 288.2
    Property/Plant/Equipment, Total - Gross 570 568 950.3 927.9 649.1
    Accumulated Depreciation, Total -287 -256 -406.2 -381.3 -360.9
    Goodwill, Net 634 634 1369.6 954.9 954.8
    Intangibles, Net 165 53 81.7 153.3 217.4
    Other Long Term Assets, Total 932 1543 359.2 45.2 4201.4
    Other Assets, Total 210 151 1786.5 1551.3 1488.2
    Accounts Payable 398 291 328.2 300.8 486.2
    Accrued Expenses 432 454 687.1 624 279.3
    Notes Payable/Short Term Debt 13826 11027 0 0 0
    Current Port. of LT Debt/Capital Leases 8506 10074.6 9394.2
    Other Current Liabilities, Total 956.1 826 766.1
    Total Liabilities 23142 19660 21025.5 24906.5 28055.6
    Total Long Term Debt 8007 7439 9802.2 12211 15776.6
    Long Term Debt 8007 7439 9802.2 12211 15776.6
    Deferred Income Tax 80 256.5
    Other Liabilities, Total 479 449 745.9 790.1 1096.7
    Total Equity 2265 2086 1521.6 1588.3 2332.1
    Common Stock 1 1 1.2 1.1 1.1
    Additional Paid-In Capital 2192 2174 3427.2 3257.7 3172.4
    Retained Earnings (Accumulated Deficit) 93 -87 4832.1 5163.3 5012.4
    Treasury Stock - Common 0 -6733.9 -6733.9 -5715.7
    Unrealized Gain (Loss) -18 1 23.2 2.5 -10.7
    Other Equity, Total -3 -3 -28.2 -102.4 -127.4
    Total Liabilities & Shareholders’ Equity 25407 21746 22547.1 26494.8 30387.7
    Total Common Shares Outstanding 49.9 49.9 49.7 47.6 53.4
    Long Term Investments 227 289
    Note Receivable - Long Term 164 151
    Sep 2023 Jun 2023 Mar 2023 Dec 2022 Sep 2022
    Cash and Short Term Investments 3380 3325 3611 3891 3583
    Cash & Equivalents 3380 3325 3611 3891 3583
    Total Receivables, Net 15715 15754 15837 18901 16053
    Accounts Receivable - Trade, Net 15715 15754 15837 18901 16053
    Total Inventory
    Total Assets 21608 21609 21970 25407 21960
    Property/Plant/Equipment, Total - Net 160 162 180 195 204
    Goodwill, Net
    Intangibles, Net 771 780 790 799 690
    Other Long Term Assets, Total 15 26 21
    Other Assets, Total 1327 1323 1303 1400 1212
    Accounts Payable
    Accrued Expenses
    Notes Payable/Short Term Debt 13268 13048 13138 13826 12444
    Current Port. of LT Debt/Capital Leases
    Other Current Liabilities, Total
    Total Liabilities 18744 18873 19254 23142 19561
    Total Long Term Debt 4223 4698 4884 8007 5931
    Long Term Debt 4223 4698 4884 8007 5931
    Other Liabilities, Total 1253 1127 1232 1309 1186
    Total Equity 2864 2736 2716 2265 2399
    Common Stock 1 1 1 1 1
    Additional Paid-In Capital 2155 2181 2197 2192 2181
    Retained Earnings (Accumulated Deficit) 735 574 537 93 238
    Treasury Stock - Common
    Unrealized Gain (Loss) -24 -17 -16 -18 -18
    Other Equity, Total -3 -3 -3 -3 -3
    Total Liabilities & Shareholders’ Equity 21608 21609 21970 25407 21960
    Total Common Shares Outstanding 49.3 50.1 50.1 49.9 49.8
    Long Term Investments 240 239 228 221 218
    • Annual
    • Quarterly
    2022 2021 2020 2019 2018
    Net income/Starting Line 223 801 213.7 278 963.1
    Cash From Operating Activities 1848 1543 1882.7 1217.7 2754.9
    Cash From Operating Activities 113 123 183.8 249.3 487.3
    Deferred Taxes -245 -15 -222.8 -186.1 16.3
    Non-Cash Items 1804 675 1374 897.4 1144.1
    Cash Taxes Paid 466 357 267.5 1070.6 234
    Cash Interest Paid 338 325 487.6 671.9 719.8
    Changes in Working Capital -47 -41 334 -20.9 144.1
    Cash From Investing Activities -5111 -1691 1774.3 2860.8 -1872
    Capital Expenditures -68 -84 -54 -142.3 -199.8
    Other Investing Cash Flow Items, Total -5043 -1607 1828.3 3003.1 -1672.2
    Cash From Financing Activities 3267 608 -4166.5 -4091.7 -1217.9
    Financing Cash Flow Items 2750 1080 -2387.7 -118.5 -57.1
    Total Cash Dividends Paid -43 -42 -60.6 -127.4 -125.2
    Issuance (Retirement) of Stock, Net 4 2.8 -963.7 -425.6
    Issuance (Retirement) of Debt, Net 560 -434 -1721 -2882.1 -610
    Foreign Exchange Effects 0 0 14.6 3.6 -12
    Net Change in Cash 4 460 -494.9 -9.6 -347
    Mar 2023 Dec 2022 Sep 2022 Jun 2022 Mar 2022
    Net income/Starting Line 455 223 357 223 210
    Cash From Operating Activities 398 1848 1351 743 497
    Cash From Operating Activities 34 113 80 51 21
    Deferred Taxes -19 -245 -137 -102 -48
    Non-Cash Items -76 1804 1008 669 227
    Cash Taxes Paid
    Cash Interest Paid
    Changes in Working Capital 4 -47 43 -98 87
    Cash From Investing Activities 3141 -5111 -1488 -897 310
    Capital Expenditures -11 -68 -53 -43 -20
    Other Investing Cash Flow Items, Total 3152 -5043 -1435 -854 330
    Cash From Financing Activities -3834 3267 -178 -72 -1096
    Financing Cash Flow Items -698 2750 1381 -32 -7
    Total Cash Dividends Paid -11 -43 -32 -22 -10
    Issuance (Retirement) of Debt, Net -3125 560 -1515 -6 -1067
    Foreign Exchange Effects 0 0 0 0
    Net Change in Cash -295 4 -315 -226 -289
    Issuance (Retirement) of Stock, Net -12 -12 -12
    Investor Name Investor Type Percent Outstanding Shares Held Shares change Holdings Date Turnover Rating
    Turtle Creek Asset Management Inc. Investment Advisor 11.7533 5797961 0 2023-06-30 LOW
    The Vanguard Group, Inc. Investment Advisor/Hedge Fund 11.5246 5685141 -74899 2023-06-30 LOW
    BlackRock Institutional Trust Company, N.A. Investment Advisor 8.8563 4368878 5085 2023-06-30 LOW
    Dimensional Fund Advisors, L.P. Investment Advisor/Hedge Fund 5.0578 2495026 325460 2023-06-30 LOW
    Franklin Mutual Advisers, LLC Investment Advisor/Hedge Fund 4.4379 2189250 -654783 2023-06-30 LOW
    State Street Global Advisors (US) Investment Advisor/Hedge Fund 3.8861 1917016 -41192 2023-06-30 LOW
    Wellington Management Company, LLP Investment Advisor/Hedge Fund 3.8007 1874926 -792971 2023-06-30 LOW
    HSBC Global Asset Management (UK) Limited Investment Advisor/Hedge Fund 3.6452 1798179 -138628 2023-06-30 LOW
    Lyrical Asset Management LP Investment Advisor/Hedge Fund 2.7832 1372963 -69023 2023-06-30 LOW
    Macquarie Investment Management Investment Advisor 2.4565 1211808 -46061 2023-06-30 LOW
    Geode Capital Management, L.L.C. Investment Advisor/Hedge Fund 1.9914 982390 21009 2023-06-30 LOW
    Morgan Stanley & Co. LLC Research Firm 1.9756 974562 48297 2023-06-30 MED
    Norges Bank Investment Management (NBIM) Sovereign Wealth Fund 1.8537 914454 504508 2022-12-31 LOW
    HOOPP Investment Management Pension Fund 1.6865 831972 498464 2023-06-30 HIGH
    D. E. Shaw & Co., L.P. Hedge Fund 1.3612 671488 218050 2023-06-30 MED
    Point72 Asset Management, L.P. Hedge Fund 1.3188 650578 149491 2023-06-30 HIGH
    Charles Schwab Investment Management, Inc. Investment Advisor 1.242 612672 37964 2023-06-30 LOW
    Pzena Investment Management, LLC Investment Advisor/Hedge Fund 1.2196 601637 601637 2023-06-30 LOW
    Kize Capital LP Investment Advisor 1.1164 550704 -165000 2023-06-30 LOW
    Mellon Investments Corporation Investment Advisor/Hedge Fund 1.109 547092 48369 2023-09-30 LOW

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    Bread Financial Holdings Inc Company profile

    About Alliance Data Systems Corporation

    Alliance Data Systems Corporation is a provider of data-driven marketing, loyalty and payment solutions serving large consumer-based industries. The Company helps its partners to create and increase customer loyalty across multiple touch points using traditional, digital, mobile and emerging technologies. The Company operates through two segments: LoyaltyOne and Card Services. The LoyaltyOne segment includes financial services providers, grocers, drug stores, petroleum retailers, and specialty retailers. LoyaltyOne operates the AIR MILES Reward Program and BrandLoyalty. Its Card Services provides private label, co-brand, general purpose and business credit card programs, digital payments, including Bread, and Comenity-branded financial services. Card Services segment also provides risk management solutions, account origination, funding, transaction processing, customer care, collections, and marketing services.

    Financial summary

    BRIEF: For the fiscal year ended 31 December 2021, Alliance Data Systems Corporation revenues decreased 4% to $3.66B. Net income before extraordinary items increased from $206M to $789M. Revenues reflect Interest and fees on loans decrease of 2% to $3.86B, Realized G/L-Invest Sec AFS/HTM-Business decrease of 11% to -$369M, Other decrease of 12% to $156M. Net income reflects Provision for credit losses decrease of 57% to $544M (expense).

    Equity composition

    Common Stock $.01 Par, 04/11, 200M auth., 92,797,000 issd., less 41,426,000 shs. in Treas. @ 2.01B. Insiders own approx. 2.83%. IPO: 6/8/01, 13M shares @ $12 per share by Bear, Stearns & Co. Inc. FY'01 Q's are restated. FY'00 and '01 Summ Q's reflect restatement.

    Industry: Consumer Lending (NEC)

    3095 Loyalty Circle
    COLUMBUS
    OHIO 43219
    US

    Income Statement

    • Annual
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