Bradesco Expects Annual Net Interest Income Near Lower End of BRL 42 Billion–48 Billion Guidance

By Public Technologies
  • Bradesco expects 2026 net interest income near the bottom of its BRL 42 billion–BRL 48 billion guidance range, reflecting credit-cost pressure.
  • Fourth-quarter treasury income should broadly match the third quarter, bringing the annual total to around BRL 3 billion.
  • Gross net interest income is expected to rise further in the fourth quarter, following 14.2% year-over-year growth in the third quarter.
  • Credit costs and delinquencies should remain elevated; government-guaranteed FGI/FGO loans accounted for half the quarterly 30-basis-point delinquency increase.
  • The bank targets an operating efficiency ratio near 40% by the end of its transformation, with further savings expected over two to three years.


Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Banco Bradesco SA published the original content used to generate this news brief on October 26, 2026, and is solely responsible for the information contained therein.

Capital.com is an execution-only brokerage platform and the content provided on the Capital.com website is intended for informational purposes only and should not be regarded as an offer to sell or a solicitation of an offer to buy the products or securities to which it applies. No representation or warranty is given as to the accuracy or completeness of the information provided.

The information provided does not constitute investment advice nor take into account the individual financial circumstances or objectives of any investor. Any information that may be provided relating to past performance is not a reliable indicator of future results or performance.

To the extent permitted by law, in no event shall Capital.com (or any affiliate or employee) have any liability for any loss arising from the use of the information provided. Any person acting on the information does so entirely at their own risk.

Any information which could be construed as “investment research” has not been prepared in accordance with legal requirements designed to promote the independence of investment research and as such is considered to be a marketing communication.