Standard Life analysis shows pension “Wingers” risk missing out on £95,000 in retirement savings

By Public Technologies
  • Standard Life analysis dated Sept. 24, 2026 flagged low pension engagement that could reduce retirement outcomes by GBP 95,000.
  • Research classified UK non-retired DC savers into “Wingers” at 36%, “Planners” at 29%, “Late Bloomers” at 25%.
  • Illustrative pot at age 68: GBP 252,000 with 5% employee contributions, 3% employer contributions from age 22.
  • Raising employee contributions to 8% from age 22 lifted the illustrative pot to GBP 347,000, a GBP 95,000 increase.
  • Late increase to 7% at age 50 produced an illustrative pot of GBP 274,000, limiting gains versus earlier contribution hikes.


Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Standard Life plc published the original content used to generate this news brief on September 24, 2026, and is solely responsible for the information contained therein.

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