LendingTree Finds Potential Savings From Auto Loan Shopping Rise 30.4% in One Year

By Public Technologies
  • LendingTree's Oct. 19, 2026, study found auto loan shoppers could save an average $3,064 by choosing the lowest APR offered.
  • Potential savings rose $715, or 30.4%, from July 2025 to July 2026 as the gap between loan offers widened.
  • The average lowest APR was 11.91%, compared with an average highest APR of 15.05%, a 3.14-percentage-point spread.
  • Average monthly payments ranged from $541 at the lowest APR to $586 at the highest APR.
  • Near-prime borrowers had the greatest potential savings at $4,259 over their average offered term, with a 4.57-percentage-point APR spread.


Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. LendingTree Inc. published the original content used to generate this news brief via PR Newswire (Ref. ID: CL75462) on October 19, 2026, and is solely responsible for the information contained therein.

Capital.com is an execution-only brokerage platform and the content provided on the Capital.com website is intended for informational purposes only and should not be regarded as an offer to sell or a solicitation of an offer to buy the products or securities to which it applies. No representation or warranty is given as to the accuracy or completeness of the information provided.

The information provided does not constitute investment advice nor take into account the individual financial circumstances or objectives of any investor. Any information that may be provided relating to past performance is not a reliable indicator of future results or performance.

To the extent permitted by law, in no event shall Capital.com (or any affiliate or employee) have any liability for any loss arising from the use of the information provided. Any person acting on the information does so entirely at their own risk.

Any information which could be construed as “investment research” has not been prepared in accordance with legal requirements designed to promote the independence of investment research and as such is considered to be a marketing communication.